Blue Rewards partners: where to earn points
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Blue Rewards partners are the backbone of the program: this is where you earn the most points per dollar spent. The network inherits the 400+ brands that participated in AIR MILES, with BMO adding new names since the June 2, 2026 launch.
This page lists the banners where you can earn points, the applicable rate based on your card, and the caps to watch. For how the program works overall, see our complete Blue Rewards guide.
List of Blue Rewards partners
Here are the confirmed banners for the points accelerator, grouped by category. In addition, these partners accept your membership card at checkout.
| Category | Partners | Availability |
|---|---|---|
| Travel | Blue Rewards Travel (powered by Expedia) | Across Canada |
| Pharmacy | Pharmasave | Across Canada |
| Pet store | Global Pet Foods | Across Canada |
| Pet store | Pitou Minou & Compagnons | Quebec |
| Car rental | Budget, Alamo, National Car Rental | Across Canada |
| Hardware | TIMBER MART | Across Canada |
| Hardware | KENT | Atlantic Canada |
| Gas | Irving Oil | Atlantic Canada |
| Alcohol | Nova Scotia Liquor Corporation | Nova Scotia |
| Dollar stores | Dollarama | More than 1,700 stores |
| Hotels | Accor Group: Fairmont, Sofitel, Novotel, Raffles, Emblems Collection | Across Canada |
This list also includes participating grocery retailers and warehouse clubs already present in the former AIR MILES network. BMO announced the partnership with Dollarama on June 16, 2026, two weeks after launch.
BMO also confirmed the addition of several Accor Group brands to the 10x accelerator: Fairmont, Sofitel, Novotel, Raffles, and Emblems Collection are now participating across Canada.
BMO Insurance has also joined the network: a completed pet insurance quote, submitted with your membership number, earns you 500 Blue points and an entry into a draw for a year of pet food from Global Pet Foods (worth $4,000). An eligible health and dental insurance policy comes with a 5% discount. Both offers run until December 31, 2026.
Porter Airlines joined the program on September 24, 2026 as a partner airline. By linking your Blue Rewards and VIPorter accounts, you get 500 points in each program, plus extra VIPorter points on your Porter flights. We put a dollar value on each benefit in our article on the Blue Rewards and Porter partnership.
Announced partners still to come
BMO has also confirmed the arrival of several major groups. However, their rollout will take place over time, so it is worth checking that they are active before relying on them.
- Delivery: Instacart
- Restaurants: MTY Group, including Thai Express, Bâton Rouge, Pizza Delight, Allô! mon Coco, Sushi Shop, Mr. Sub, Manchu Wok, Mucho Burrito, and Jugo Juice
How many points per dollar
The rate depends on the card you present. BMO markets this benefit as “10x the points,” but the actual multiplier varies by card.
| Card | Rate at partners | Annual cap |
|---|---|---|
| BMO Blue Rewards MastercardMD* | 5 points per dollar | $15,000 per calendar year |
| BMO Blue Rewards World Elite®* Mastercard®* | 10 points per dollar | $25,000 per calendar year |
| Blue Rewards Business | 10 points per dollar | $15,000 per calendar year |
| Blue Rewards World Elite Business | 12.5 points per dollar | $25,000 per calendar year |
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 | |||
| $0 | |||
| $0 | |||
| $0 |
The annual cap to watch
BMO changed this cap in August 2026. Previously calculated per statement cycle, it now works per calendar year. This change works in your favour if your partner spending varies from month to month.
In practical terms, you earn at the boosted rate up to $15,000 in net purchases per calendar year with a standard card, and up to $25,000 with a World EliteMD*. Beyond that threshold, only the card’s base rate applies for the rest of the year.
With a personal World EliteMD*, hitting the cap represents 250,000 points, or about $1,667 in redemption value. The counter resets on January 1.
Double earning at checkout
At a partner, a single transaction can earn you twice. First, you present your Blue Rewards membership card and the merchant credits its own points. Then, you pay with your Blue Rewards credit card and earn the card’s rate.
BMO calls this “double dipping.” In other words, forgetting your membership card at checkout is like leaving half the points on the table, so it may be worth adding it to your mobile wallet.
Groceries and gas: the rule
Some partners also fall under a boosted card category. Irving Oil sells gas, and several participating retailers are grocery stores. A precedence rule then applies.
In that case, the purchase earns at the partner rate, not the category rate. So you receive 5 or 10 points per dollar depending on your card, not the category multiplier, which remains lower. This rule benefits you in almost all situations.
Shell has left the network
Shell Canada is no longer part of the program. The chain stopped earning on March 2, 2026 in Alberta, then on May 25, 2026 in the rest of the country. Since then, Shell has been exclusively part of the Scene+ program.
This departure leaves Irving Oil as the only identified gas partner, and only in Atlantic Canada. For gas elsewhere in the country, your Blue Rewards card therefore earns at the category rate rather than the partner rate.
Which card to choose
The decision comes down to how much you spend with partners. If you spend little in this network, the no-annual-fee card is sufficient. By contrast, the World EliteMD* doubles the rate and increases the cap by $10,000.
To compare these cards with the rest of the Canadian market, see our best credit cards page. You will also find cards from other loyalty programs.
- Annual feeNo annual fee the first year
- $0 $150
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$670Annual fee rebated$150Total$820Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $820
- Welcome offerAfter $20,000 in 12 months
- Up to 100,000 points
- Ends Oct 31, 2026
Apply Now
on BMO's website
- Annual fee
- $0
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$134Total$134Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $134
- Welcome offerAfter $1,500 in 3 months
- 20,000 points
- Ends Oct 31, 2026
Apply Now
on BMO's website
Our verdict on the network
The Blue Rewards network remains strong in pharmacies, pet stores, and hardware. However, it has a real weakness in gas since Shell’s departure, and several strong banners remain regional.
Moving the cap to an annual calculation is the most tangible improvement of 2026. It finally makes it possible to concentrate large one-off expenses, such as a car rental or a hardware purchase, without losing the boosted rate.
The partner list can change without notice. To keep up with these updates, subscribe to our newsletter.
Frequently Asked Questions about partners
Here are frequently asked questions in the Milesopedia community about Blue Rewards partners.
How many Blue Rewards partners are there?
The network includes more than 400 participating brands, inherited from the former AIR MILES program. Among them, a smaller list provides access to the boosted partner rate: Pharmasave, Global Pet Foods, Budget, Alamo, National Car Rental, TIMBER MART, KENT, Irving Oil, Pitou Minou & Compagnons, Nova Scotia Liquor Corporation, Dollarama, Blue Rewards Travel, and a selection of Accor Group hotels (Fairmont, Sofitel, Novotel, Raffles, Emblems Collection). See our Blue Rewards program page for the full picture.
Does Shell still accept Blue Rewards?
No. Shell Canada left the network on March 2, 2026 in Alberta and on May 25, 2026 in the rest of Canada. The chain now participates in the Scene+ program only. You can therefore no longer earn or redeem Blue points at Shell.
Is Costco a Blue Rewards partner?
Participating warehouse clubs are part of the network inherited from AIR MILES, but BMO does not name Costco among the accelerator partners. Also note that Costco Canada accepts only Mastercard in-store, which makes your Blue Rewards cards usable at checkout.
What is the points cap at partners?
Since August 2026, the cap is calculated per calendar year: $15,000 in net purchases on standard cards, and $25,000 on World EliteMD* cards. Previously, BMO applied a cap per statement cycle. Beyond the threshold, your purchases earn at the card’s base rate until the following January 1.
Can I earn twice on the same purchase?
Yes, and it is the network’s main appeal. Present your membership card at checkout to receive the partner’s points, then pay with your Blue Rewards credit card to earn the card’s rate. Both credits add up on the same transaction.
What happens if a partner is also a grocery store?
The purchase earns at the partner rate, not the category rate. This precedence rule benefits you, since the partner rate exceeds the category multiplier. The same principle applies to a partner gas station such as Irving Oil.
How much are points earned at partners worth?
BMO’s official formula sets 1,500 Blue Rewards points at $10, which is approximately 0.67¢ per point for in-store redemptions or e-gift cards. A $100 purchase at a partner with a World Elite®* card therefore earns 1,000 points, or nearly $6.70 in value. We detail the value by redemption method on our page regarding the value of Blue Rewards points.
