Is the Triangle Rewards and Tims Rewards partnership live?

Yes. Canadian Tire and Tim Hortons launched the partnership on September 2, 2026, close to a year after announcing it. Members who link their two accounts earn Canadian Tire Money at participating Tim Hortons restaurants, on top of their usual Tims Rewards points.

How do you link your Triangle and Tims Rewards accounts?

Go to triangle.com/timsrewards, or use the Triangle Rewards app or the Tim Hortons app. Log in to both accounts, create the one you are missing if needed, then confirm the link. A confirmation email arrives within 24 hours. Note that you can only link or unlink your accounts twice in any 24-hour period.

Do you need a Triangle credit card to earn 5%?

Yes. Without a Triangle credit card, you cap out at 2% in CT Money pre-tax. The card adds 2% on your total including tax, then a final 1% if you order through the Scan & Pay feature in the Tim Hortons app. Both Canadian Tire cards come with no annual fee.

Do your Tims Rewards points still accumulate?

Yes. Both programs stay independent, and Canadian Tire Money is added to your Tims Rewards points without replacing them. You keep earning and redeeming your points exactly as before, at participating Tim Hortons restaurants.

Which Tim Hortons purchases are excluded?

Catering orders, Smile Cookies, bottled drinks, specialty items and merchandise fall outside the pre-tax calculation. Locations inside hospitals, airports and universities do not participate either. Those excluded items do still count toward the 2% after-tax layer earned with a Triangle credit card.

Can you earn Tims Rewards points at Canadian Tire?

No. The partnership runs one way: you earn Canadian Tire Money at Tim Hortons, but no Tims Rewards points are planned on your Canadian Tire purchases. Neither Canadian Tire nor Tim Hortons has announced any opening in the other direction.

Where can you redeem your Canadian Tire Money?

At Canadian Tire, SportChek, Mark's, Atmosphere, Party City, Pro Hockey Life, Hockey Experts, Sports Rousseau, L'Équipeur, L'Entrepôt du Hockey and participating Sports Experts stores. Your Tims Rewards points, on the other hand, are only redeemable at participating Tim Hortons restaurants. Our tips to save money at Canadian Tire will help you put them to work.

When does the CT Money show up in your account?

The linked loyalty portion and the Scan & Pay bonus post immediately. The portion paid by your Triangle credit card shows up within 5 to 7 days. You need to spend at least 10 cents pre-tax, and your accounts have to stay linked until the deposit lands.

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Programs

Canadian Tire and Tim Hortons: Up to 5% in CT Money

Sep 3, 2026

Canadian Tire and Tim Hortons: Up to 5% in CT Money

Tims Rewards

Tims^® Mastercard

$20 Tim Hortons gift card

First year value : $269

5 points per dollar on grocery purchases
5 points per dollar for gas
No annual fee

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No annual fee
Get a $20 Tim Hortons digital gift card after your first purchase*
Earn 15 points for every dollar you spend at Tim Hortons by presenting your Tims Rewards card
Earn 5 points for every dollar spent on groceries, gas, electric vehicle charging, public transit, cabs and carpooling services
Earn 0.5 points for every dollar spent on all other purchases
Up to one year extended warranty
Full integration into the Tim Hortons app
Annual interest rate for purchases: 20.99% to 26.99% (20.99% to 24.99% for residents of Quebec)
Annual interest rate for cash advances: 22.99% to 27.99% (22.99% to 24.99% for residents of Quebec)

Legal

*Conditions apply. The annual rates for Purchases and Cash Advances are dependent on our assessment of your credit application, credit profile, and your province. The Tims® Mastercard is issued by Neo Financial^™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada.

Annual Fee

Primary card $0
Additional card $0

Annual Income Required

Individual $0
Household $0

Conversion fees

2.5 %

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Tim Hortons: Launch of the Tims Mastercard Credit Card

Earning Rate

Groceries5Points
Gas5Points
Local Transport5Points

Value

Year 1 $269
Year 2+ $249

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Travel Insurance

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Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

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