How do I load my PC Optimum offers?

Most of your PC Optimum offers are pre-loaded in your account and can be found under the "Offers" heading on the website or in the app. In addition to the automatically loaded offers, you can also find a few more offers available under "digital coupons" and "unlock more offers." To load these, simply open the section(s) in question, and click "load offer" on any of the additional opportunities that appeal to you.

How do I get more PC Optimum offers?

New PC Optimum offers are added to account often, and your personalized offers will update each week. You can also get more PC Optimum offers by checking out the "unlock more offers" and "digital coupons" sections, which both provide additional offers that you can click to add.

How many offers can I save with PC Optimum?

Each week you can save 4 of the offers listed under the "offers picked for you." These offers can be saved for one week to help you ensure you get a chance to earn the available points when you're ready to stock up on the item later.

Are there PC Optimum offers at Shoppers Drug Mart and Real Canadian Superstore?

Yes! PC Optimum offers are available at Shoppers Drug Mart and Real Canadian Superstore. In fact, offers are generally available at all participating merchants; they just might not all be available at the same time.The PC Optimum offers that you see in your account will be primarily focused on your most-visited stores, so if you often shop at Shoppers Drug Mart and Real Canadian Superstore, you'll see plenty of offers. That said, if you don't shop at these locations often, your offers may be for other pharmacies (like Pharmaprix) and grocery stores (like No Frills, Provigo, Loblaws, etc.).

PC Optimum Archives

Tutorials

PC Optimum Offers: More Ways to Earn Rewards

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PC Optimum Offers: More Ways to Earn Rewards

Tutorials

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Earn Points with PC Optimum and DoorDash Offers

Strategies

7 Ways to Save at Loblaws, No Frills, and Beyond with PC Optimum

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7 Ways to Save at Loblaws, No Frills, and Beyond with PC Optimum

Rewards

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10 Ideas to Redeem Your Points for Free Christmas Gifts

How to Save at Maxi and Provigo with PC Optimum

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How to Save at Maxi and Provigo with PC Optimum

Special offers

Shoppers Drug Mart Super Event: Up to $900 in PC Optimum Points Value

Nov 28, 2025

Shoppers Drug Mart Super Event: Up to $900 in PC Optimum Points Value

Special offers

Black Friday – Cyber Monday 2025: the Best Deals in Canada

Nov 28, 2025

Black Friday – Cyber Monday 2025: the Best Deals in Canada

PC Insiders™ World Elite Mastercard^®

No Welcome Offer

First year value : $336

Accepted at Costco

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Learn More

Welcome offer: receive an annual fee rebate for the first year (value of $120)
Unlimited grocery deliveries and pickups for $0 with a free PC Express Pass subscription (an annual value of $99.99), valid for eligible orders of $35 or more.
50 PC Optimum points per dollar spent at Shoppers Drug Mart
50 PC Optimum points per litre of gas at Esso and Mobil
40 PC Optimum points per dollar spent at Loblaws and Joe Fresh stores
10 PC Optimum points per dollar of purchases everywhere else

Annual Fee

Primary card $120
Additional card $0

Annual Income Required

Individual $80,000
Household $150,000

Conversion fees

2.5 %

Interest Rates

Purchase Rates 21.99 %
21.99 % (QC)
Cash Advance Rates 22.97 %
21.97 % (QC)
Balance Transfer Rates —

Milesopedia Links

The Best Credit Card Offers – April 2026

Earning Rate

Drugstores50PC Optimum Points
Groceries40PC Optimum Points
All Spending10PC Optimum Points

Value

Year 1 $336
Year 2+ $336

Best For

Transfer Partners

PC Optimum

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

10 day(s)

Travel medical insurance up to 64 years old

10 day(s)

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

$65,000

31 day(s)

Hotel/Motel Burglary Insurance

Guides

Save at the Grocery Store: The Best Combinations of Reward Programs and Credit Cards

May 13, 2025

Save at the Grocery Store: The Best Combinations of Reward Programs and Credit Cards

Finance

Rising Tariffs: Tips for Choosing Canadian-Made Products and Saving on Groceries

Feb 4, 2025

Rising Tariffs: Tips for Choosing Canadian-Made Products and Saving on Groceries

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