Offer
- Welcome offer: 150,000 PC Optimum points when you spend $3,000 or more using your new PC Insiders™ World Elite Mastercard® anywhere within the first 4 months.
- Unlimited $0 online grocery delivery and pickup with a complimentary PC Express Pass (valued at $99.99 per year), valid on eligible orders of $35 or more.
- 50 PC Optimum points per dollar spent at Shoppers Drug Mart
- 40 PC Optimum points per dollar spent in Loblaw stores
- 30 PC Optimum points for every $1 in purchases from PC Travel
- 30 PC Optimum points per litre of gas at Esso/Mobil
- 10 PC Optimum points per dollar of purchases everywhere else
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$120
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
21.99%
Cash Advance Rates
22.97%
Purchase Rate (QC)
21.99%
Cash Advance Rate (QC)
21.97%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
150,000 Points
Minimum Spending Required
$3,000
Minimum Spending Timeframe (Months)
4 month(s)
Costco
Earnings
Per dollar of purchases
All Spending
10 Points
Groceries
40 Points
Gas
10 Points
Dining and Food delivery
10 Points
Convenience Stores
10 Points
Drugstores
50 Points
Local Transport
10 Points
Travel
10 Points
Entertainment
10 Points
Recurring Payments
10 Points
Telecom/Internet
10 Points
Streaming services
10 Points
Online transactions
10 Points
Office Supplies
10 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
10 day(s)
Travel medical insurance up to 64 years old
10 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Our review
With the PC Financial Insiders World Elite Mastercard, you get :
- 50 PC Optimum points per dollar spent at Shoppers Drug Mart
- 40 PC Optimum points per dollar spent in Loblaw stores
- 30 PC Optimum points for every $1 in purchases from PC Travel
- 30 PC Optimum points per litre of gas at Esso/Mobil
- 10 PC Optimum points per dollar of purchases everywhere else
This means you earn between 1 and 5% on purchases made at PC Optimum stores. You can then use your PC Optimum points for rebates at the checkout of these PC Optimum stores.
Plus, you can get unlimited grocery deliveries and pick-ups for $0 with a free PC Express Pass subscription (an annual value of $99.99), valid on qualifying orders of $35 or more.
Milesopedia Links
Alternative Cards
Featured
Scotiabank Passport™ Visa Infinite* Card
🇨🇦
Up to 40,000 Scene+ points
Ends Jul 1, 2024
Best of May 2024
-
No Foreign Transaction Fee
-
Access to VIP Lounges
-
Visa Infinite Benefits
-
No annual fee
-
3% cash back at Walmart.ca
-
1.25% cash back on gas
Sponsored
Tangerine World Mastercard
🇨🇦
Up to $100 cash back
Ends Oct 31, 2024
Best of May 2024
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No annual fee
-
Accepted at Costco
-