How to Save at Maxi and Provigo with PC Optimum
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At Milesopedia, we know that every point counts, whether it’s points for travel or points to save on everyday expenses.
Loblaws’ PC Optimum program, available at Maxi and Provigo in Quebec, is one of the best options to earn rewards and save on groceries.
Here are five tricks to earn PC Optimum points faster, which you can then exchange for free groceries.
As of October 2026, at Maxi and Provigo, PC Optimum only pays points on products covered by the PC Optimum offers you activate, your digital coupons and in-store promotions. Activate your offers every Thursday in the app or on pcoptimum.ca. Paying with the PC World Elite Mastercard then adds 30 points per dollar at Maxi and Provigo, or 3,000 points for $100 in groceries.
How to Earn PC Optimum Points at Maxi
Activate PC Optimum Offers Every Week
At Maxi and Provigo, the PC Optimum program does NOT automatically give you points on all your purchases. In fact, points are earned only when purchasing products covered by special offers, personalized offers, or in-store offers.
This particularity of the PC Optimum program still surprises many PC Optimum members. You can spend $200 on groceries and leave with zero points if you haven’t activated your offers or if you haven’t purchased products with bonus PC Optimum points.
Every Thursday morning or before going grocery shopping at Maxi or Provigo, open your PC Optimum mobile app or go to the PC Optimum website to activate your offers.
Combine Offers
One of the tips to maximize your PC Optimum points is to combine several offers on the same purchase.
In this example, I have a general offer on eggs: 3,000 points when you spend $20 or more on all eggs, and a personalized offer where I earn 100 points for every dollar spent on eggs.
So, by purchasing $20 worth of eggs, I get both offers for a total of 5,000 PC Optimum points:
- 3,000 points from the general offer
- 2,000 additional points from the personalized offer ($20 × 100 points)
It’s as if the eggs cost me $15 in total ($20 minus 5,000 points = $5).
Digital Coupons
In addition to traditional PC Optimum offers, Maxi offers a dedicated section for digital coupons that provides immediate discounts or bonus points on the purchase of certain products.
In your PC Optimum app, locate the Your Digital Coupons section. Browse the list of available coupons and activate all the coupons that interest you. Then, discounts and points will automatically apply at checkout when purchasing that product.
Plan your shopping accordingly, as end dates may vary for each product. Also, make sure to check the fine print, as some coupons can only be used once.
Points Days Events
Several times a year, Maxi hosts its popular Points Days events. These are promotional events that represent the best opportunities to earn PC Optimum points all year round.
Here is an example of the latest promotion:
- Cereal for just $1.50 per box ($5.50 minus 4,000 PC Optimum points = $4)
- Knorr products or Pillsbury products at half price ($10 spent minus 5,000 points = $5)
Plan your purchases accordingly, especially for products with a distant expiration date. And most importantly, focus on products you already consume and don’t buy products just for the points.
Having a PC Optimum credit card from PC Financial
Maxi and Provigo accept Visa and Mastercard, but not American Express. PC Financial offers three Mastercard credit cards that earn PC Optimum points:
Each earns more points on purchases made at Maxi and Provigo. Here is the difference in points earned between these three cards per dollar spent on each card:
| World Elite Mastercard PC | PC World Mastercard | PC Mastercard | |
|---|---|---|---|
| Number of Points Earned at Maxi and Provigo | 30 | 20 | 10 |
So, if you make a $100 purchase at Provigo or Maxi and pay with your PC World Elite Mastercard, you will earn 3,000 PC Optimum points (30 points x $100).
This is in addition to the extra points you would have received through personalized offers, in-store offers, and general offers.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 | |||
| $0 | |||
| $0 |
The important thing is to choose a PC credit card that suits you and that you will use responsibly, by always paying the full balance each month, to avoid interest charges that would negate all benefits!
Prefer to pay by debit? PC Financial’s PC Money Account also earns you PC Optimum points on your purchases at Maxi and Provigo, with no monthly fee.
PC Optimum Card at Maxi and Provigo
The PC Optimum program rewards those who invest a few minutes each week in planning and optimization.
A person who is a PC Optimum member, activates their offers every week, intelligently combines promotions, and takes advantage of special events is always a winner!
Also read our guide on how to save at Shoppers Drug Mart with PC Optimum, especially during PC Optimum promotional events.
Frequently Asked Questions about PC Optimum at Maxi and Provigo
How to earn PC Optimum points on all my purchases at Maxi and Provigo?
PC Optimum only gives points on products covered by special flyer offers or offers activated beforehand. You must activate your personalized offers in the PC Optimum app before each purchase, otherwise you will not earn any points, even on a purchase of several hundred dollars.
How to activate my PC Optimum offers for Maxi or Provigo to earn points?
Via the PC Optimum mobile app: Download the free PC Optimum mobile app to your phone and log in to your account. Simply opening the « My Offers » section automatically activates them.
Via the website: Go to pcoptimum.ca, log in to your account, and click on « My Offers ». This method works on computer, tablet, or phone.
How often should I activate my weekly personalized PC Optimum offers at Maxi or Provigo?
At least weekly, ideally every Thursday morning as that’s when new weekly offers appear. However, new offers can appear at any time, especially before the weekend.
When do PC Optimum points expire? Do they have an expiration date?
Your PC Optimum account must remain active to keep your points indefinitely. However, your account could be closed if you do not earn ANY points AND do not redeem ANY points for 24 consecutive months (2 full years).
To keep it active, make a purchase at Shoppers Drug Mart, where any eligible purchase gives you 15 points for every dollar spent in-store.
