American Express regularly offers online promotions. With these offers, you benefit from statement credits or points.

It’s not something that happens automatically: you have to register for every offer you’re interested in (if in doubt, register for ALL the offers you have in your online account). You can do this from your computer or the American Express mobile app.

In addition, Scotiabank Gold American Express credit cardholders are eligible for certain offers. They can go and register on the American Express promotional offers page.

As 2021 is about to come to a close, it’s time to take stock of some of my American Express credit cards. And it’s amazing! Especially since these are only the offers I used because they met my needs (at least twice as many other offers were also available for many businesses).

To view the credits you have earned, go to this page in your American Express Canada online account under “Statement Credits.”

Here are the online promotional offers I got with my Platinum Card^®:

The Platinum Card^® has an annual fee of $699 (but comes with a $200 annual travel credit).

With this Card, one guest and two children get free access to over 1,300 airport lounges worldwide (including the National Bank and Air France Lounges in Montreal).

In addition, it offers Elite status such as Marriott Bonvoy Gold status or Hilton Honors Gold (the latter permitting free breakfasts in the group’s hotels).

With perks like this, and offers available during the year on this Card(over $1,000 in 2021), I’m a big winner as a cardholder.

If you don’t have it yet, here is the welcome offer currently available:

Here are the online promotional offers I received with my American Express Cobalt^® Card:

This year, I had fewer offers than last year on my American Express Cobalt^® Card. However, $160 in statement credits pays off my annual fee ($155.88).

And it remains my Card of choice for grocery and restaurant purchases to earn 5 points per dollar. Or to buy gift cards to also get 5 points per dollar at many stores like Walmart, Ikea, Amazon or the SAQ!

You don’t have this card yet? Take advantage of the exceptional offer available right now:

Here are the online promotional offers I got with my Marriott Bonvoy™ American Express^® Card:

I got $60 in statement credits on my Marriott Bonvoy™ American Express^® Card. It pays for half of its $120 annual fee.

However, in my eyes, the membership pays for itself with the Annual Free Night Award (35,000 Marriott Bonvoy points value).

Judiciously used – as I did at W Abu Dhabi – Yas Island – it can easily save over $300. This puts the annual fee into perspective.

If you don’t have this card yet, take advantage of the current welcome offer, one of the highest ever seen on this card:

Here are the online promotional offers I got with my American Express^® Aeroplan^®* Card:

This is my new Card this year. I got $45 in statement credits, which pays off a little over a third of the $120 annual fee.

Here is the offer currently available for this card:

Here are the online promotional offers I got with my Marriott Bonvoy™ Business American Express^® Card:

I got more credit on this small business Card than on the consumer’s Card: $245 in statement credits, more than enough to pay off the $150 annual fee.

And like my other Marriott Bonvoy Card, this Marriott Bonvoy™ Business American Express^® Card comes with an Annual Free Night Award (35,000 Marriott Bonvoy points value).

So keep it, or apply for it if you don’t have it yet:

Here are the online promotional offers I got with my Business Platinum Card^® from American Express:

My other American Express Small Business Card: on this one, I got $710. Again, enough to pay off my $499 annual fee.

I’m keeping this Card because it gives me 1.25 points per dollar everywhere, including my Google Ads purchases (note the generous offer I got for that). Points that I can then easily transfer into Aeroplan points or Flying Blue miles.

If you don’t have the consumer’s Card, this is an option to consider as it will also give you free access to airport lounges!

Here’s the current great offer: