To the point
Are you going on a trip for more than 25 days? Instead of buying insurance, extend your Scotiabank Passport Visa Infinite Emergency Travel Medical Insurance and save.
Scotiabank Passport® Visa Infinite* Card
Up to 40,000 Scene+ points Ends Jul 1, 2025
The Scotiabank Passport Visa Infinite Card comes with a host of benefits for frequent travellers: six free airport VIP lounge accesses, no conversion fees on foreign currency transactions, and a host of travel insurances.
Here are all the assurances offered by this card:
- Purchase Security and Extended Warranty
- Rental Car Collision/Loss Damage Insurance
- Lost luggage, delayed luggage and hotel/motel burglary insurance
- Trip cancellation or interruption insurance
- Flight delay insurance
- Common Carrier Travel Accident Insurance
- Travel Emergency Medical Insurance
To learn more about Scotiabank Passport Visa Infinite Card insurance, visit this page and find the certificate of insurance and product summary under the Scotiabank Passport Visa Infinite Card name.
Scotiabank Passport Visa Infinite - Travel Emergency Medical Insurance Extension
Cardholders under the age of 65 receive Travel Emergency Medical Insurance coverage for the first 25 consecutive days of a trip. For those aged 65 and over, the period is reduced to the first 3 consecutive days.
Will your trip be longer than 25 days? you can extend your medical insurance with Manulife, the insurance provider. If you meet the conditions, you can take advantage of the insurance for the entire duration of your trip, and only have to pay for the number of days in excess of the 25-day period.
I always use this extension option for my trips that are longer than 25 days. Rather than purchasing insurance for the entire trip, I just pay for the days beyond the coverage period.
During my last two-month trip to Colombia, I spent 63 days outside Canada. Since my Scotiabank Passport Visa Infinite provided coverage for the first 25 days, I extended my coverage with Manulife.
The same scenario occurred during my trip to Ecuador, which lasted 36 days; I was able to extend my insurance and only pay for the 11 days in excess.
Extend Your Travel Insurance - Tutorial for Extending Coverage
Here are the steps you need to take to extend the medical coverage of your Scotiabank Passport Visa Infinite Card and benefit from travel insurance for more than 25 days:
The first step is to visit the Pourmeproteger.com website. Then select “Travel insurance” and click on “Get a quote”.
Secondly, it is essential to select “Canadians who wish to add a supplement to an existing plan”, so that you only pay for days beyond the period already covered.
Then add “25”, which represents the duration of coverage under the current plan (i.e. the Scotiabank Passport Visa Infinite).
Then fill in the rest of the form with your personal details, including where you’ll be travelling (Canada, U.S. or International) and your departure and arrival dates. Once you have added this information, click on “Continue” to obtain the plan price for the days not included in the 25-day period.
Once you’ve selected the plan, you’ll be given the option of an Add-on. You will then be introduced to the eligibility criteria for the plans.
Then you’ll be presented with a quote summary, where you will be asked to verify the accuracy of the information you have provided. Once verified, proceed to the payment page.
You can use the credit card of your choice to pay – it doesn’t have to be your Scotiabank Passport Visa Infinite Card. Once the payment has been made, you will be taken to the confirmation page, and an e-mail will be sent to you allowing you to access your insurance contract.
Extending Your Travel Insurance - Savings and Alternatives
Is extended medical coverage worth it for Scotiabank Passport Visa Infinite cardholders? The short answer is: yes and no, depending on your personal situation and your trip.
For each trip of more than 25 days, I take the time to examine the price offered by Manulife and then compare it with the prices of other insurers. For my last trip to Ecuador, I only needed to pay for 11 extra days, which made it much more economical to extend with Manulife.
However, for my 69-day trip to Brazil, I had to purchase the equivalent of 44 days of extras. After obtaining quotes from other insurers, I realized that the only company that offered me a better price for the entire trip was soNomad! A full 69 days of coverage cost me about $20 less than a 44-day extension with Manulife!
Bottom Line
The Scotiabank Passport Visa Infinite offers excellent insurance for frequent travellers and digital nomads, with an option to extend emergency medical coverage that’s ideal for long trips. Combined with the absence of conversion fees for my long stays abroad, and the six free airport lounge visits, the Scotiabank Passport Visa Infinite offers benefits that keep it in my wallet year after year.
However, it’s worth checking whether soNomad offers a better price.
As with all insurance, it’s important to check your eligibility for each category when planning and booking your trip (accommodation, flights, car rental, transportation, etc.). Charging these purchases to the correct credit card will ensure that you are covered. If something goes wrong, it will make all the difference.
How much does it cost to extend my travel insurance with the Scotiabank Passport Visa Infinite card?
The cost will be calculated based on the number of days extra that you need for your coverage, as well as other information provided about your trip. You can get a quote at pourmeproteger.com.
What medical conditions are covered when I extend my Scotiabank Travel Insurance?
Full details of insurance coverage are given in the card’s detailed insurance booklet.
