Offer
- Special offer: Earn $125 cash back if you keep your account open and active for 180 days. Must apply by August 31, 2023. Conditions apply.
- 1.5% cash back on up to $6,000 of your online purchases. And yes, this includes streaming services, online subscriptions and food delivery. Score!
- 1% cash back on your gas, grocery and drugstore purchases.
- 0.5% cash back on (almost) everything else you buy with your card.
- Redeem sooner – You only need to reach $25 in cash back to redeem.
- Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at rewards.hsbc.ca
- Redeem to pay down or save up – Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
Card Awards
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$0
First Additional Card
$0
Other Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rate (QC)
20.99%
Cash Advance Rate (QC)
21.99%
Balance Transfer Rates (QC)
21.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Aug 31, 2023
Welcome Bonus amount
$125 cash back
Minimum Spending Required
$0
Costco
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
1 %
Gas
1 %
Dining and Food delivery
0.5 %
Convenience Stores
0.5 %
Drugstores
1 %
Local Transport
0.5 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
0.5 %
Telecom/Internet
0.5 %
Streaming services
1.5 %
Online transactions
1.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Our review
With the HSBC Cash Rewards Mastercard®, you can earn $125 cash back as a welcome bonus with no minimum spending (for Quebec).
With this no annual fee credit card, you get:
- 1.5% cash back per dollar on online purchases
- 1% cash back per dollar on gas, grocery and drugstore purchases
- 0.5% cash back per dollar on all other everyday purchases
Plus, you get Mobile Device Insurance, Purchase Insurance and Extended Warranty Insurance.
Alternative Cards
Legal
*Terms and Conditions apply
®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.