Compare Credit Cards in Canada

• Get up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)
  • Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. Apply by November 27, 2023.
• Earn 1 RBC Rewards® point for every dollar you spend* and an extra 25% on eligible travel purchases.
• Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions. If there is a seat left on the chosen flight, you can fly, even in high season.
• Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The RBC Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
• Eligible RBC Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
• Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points
• Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
• Get access to RBC offers which provides access to earn points faster at specified brands
• Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
• Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription± – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

• Receive up to 60,000 bonus Avios points
• Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you’ll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.
• Earn 1 Avios for every $1 CAD you spend on qualifying purchases

Here’s how:

• Step 1: Receive 15,000 Avios as welcome bonus upon approvalˆ
• Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 monthsˆ
• Step 3: Another 10,000 bonus Avios when you renew your card after your first year

• Get up to 450 welcome WestJet dollars¹– that could be up to $1,350 on travel saved in your first year²!
• Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC).³ Get an annual round-trip companion voucher for any WestJet destination.
  • Travel within Canada or to the continental U.S. (excluding Hawaii), from $119³
  • Travel to Hawaii or Mexico from $399³
  • Travel to the rest of the WestJet network for $399³
  • Applicable on Economy fares. Plus taxes, fees and other ATC charge.
• Or choose to exchange your annual round-trip companion voucher for 4 lounge vouchers⁷.
• Get a Status Lift. Everyday purchases will bring you closer to achieving status with WestJet⁵ Tier status gives you more out of your travel experience with benefits such as: lounge access, priority services, advance seat selection, complimentary upgrades, and higher WestJet dollar earn rates when you fly with WestJet. Learn more at www.westjet.com/statuslift!

Save up to $1,350 on your next trip with the WestJet RBC World Elite Mastercard²

• Step 1: Apply for a WestJet RBC World Elite Mastercard and get up to 450 welcome WestJet dollars (a value of up to $450) when you spend a minimum of $5,000 in the first 3 months on your card¹.
• Step 2: Book your trip with WestJet
  • Save $240 with free first checked bags4 for a family for 4 (traveling on the same reservation)¹
  • Pay only $119 for the second guest using your annual World Elite round-trip companion voucher on flights within Canada or to the continental U.S. (plus taxes, fees and charges)⁷
• Step 3: Save on your next trip²! That’s travel, made better.

Savings value calculated based on select round-trip Econo fare flights within Canada when using the companion voucher, free first checked bags for a family of 4, and for a limited time, 450 welcome WestJet dollars with minimum spend².

• First free checked bags for the primary cardholder on WestJet flights⁴ and up to 8 guests on the same reservation
• Earn 1.5% back in WestJet dollars for everyday purchases you make on your card⁸
• Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card⁸
• Redeem your WestJet dollars toward all or part of a WestJet flight or WestJet Vacations packages⁹ — no blackout periods and your WestJet dollars don’t expire — to destinations across North America, Central America, the Caribbean and Europe.
• Travel coverage including emergency medical insurance²⁰ as well as trip interruption insurance²¹, hotel burglary¹⁸ and rental car insurance¹⁹. Even eligible purchases you make on the card are protected. Even eligible purchases you make on the card are protected.
• Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel¹² and always earn 20% more Petro-Points¹³ at Petro-Canada.
• Free Boingo Wifi for Mastercard holders¹¹ at over 1 million hot spots

Get $0 delivery fees for 12 months from DoorDash^ Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription± – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Get 12,000 Avion welcome points upon approval for an RBC ION+ Visa card.

Earn 3X Avion points for every $1 spent1 on:

• Grocery, Dining & Food Delivery – Satisfy your taste buds by earning points on groceries, dining out, food delivery.
• Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
• Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.

Earn 1 Avion point for every $1 spent on all other qualifying purchases

Annual Fee $48 ($4 charged monthly)

Pay With Points

• Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada

• Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Earn more Be Well points at Rexall

• Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.

Save Big on Delivery with DoorDash

• Get a 3-month complimentary DashPass subscription – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.

Enjoy a Monthly Fee Rebate

• Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.

Mobile Device Insurance Included

• Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.

Purchase Security and Extended Warranty Insurance

• Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

• Earn up to 1.5% cash back on all your purchases
• Get unlimited cash back, no limit to what you can get back
• Stay connected with Boingo Wi-Fi at one million hotspots worldwide
• Get exclusive benefits and offers4 from a variety of on-demand apps and subscription services, like foodora and Ritual.
• Premium purchase protection for 120 days
• Extended warranty triples the manufacturer’s original Canadian warranty
• Protect your rental car with Auto Rental collision/Loss Damage Insurance
• Instantly save 3₵ per litre on gas & earn 20% more Petro-Points when you link your Petro-Points card to any RBC Card online.

Earn 3,000 points on your first purchase with the RBC Visa moi card and an additional 1,000 Moi points if you keep your account active for 180 days. Offer ends November 15, 2023

Get 2X the points on:

• qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
• dining, gas and EV charging purchases

Earn 1X the points per dollar everywhere else on all purchases.

Pay With Points

• Redeem your points at checkout anytime with your Moi card at nearly 900 Metro, Super C, Brunet and Première Moisson stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick

Save at Petro-Canada

• Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Purchase Security and Extended Warranty Insurance

• Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

• Earn up to 100 WestJet dollars¹ (with $1,000 spend in the first 3 months).
• Get an annual round-trip companion voucher starting from $199 CAD² (plus taxes, fees and charges) for round-trip travel within Canada and to/from the continental U.S.
• Earn 1% back in WestJet dollars on everyday purchases³ you make on your card
• Earn 1.5% back in WestJet dollars on WestJet flights or WestJet Vacations packages³
• Use your WestJet dollars toward all or part of a WestJet flights or WestJet Vacations packages⁴— no blackout periods and your WestJet dollars don’t expire⁵— to destinations across North America, Central America, the Caribbean and Europe
• Travel accident insurance¹¹, plus hotel/motel burglary insurance⁹, rental car insurance¹⁰ and your emergency purchase insurance⁹.
• Link your RBC card with a Petro-Points membership and to instantly save 3₵ per litre on fuel⁷ and always earn 20% more Petro-Points at Petro-Canada⁸.

Get $0 delivery fees for 3 months from DoorDash^ – Add your eligible RBC credit card to your DoorDash account to:

• Get a 3-month complimentary DashPass subscription± – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Get 6,000 Avion points on approval with the RBC ION Visa.

Earn 1.5X Avion points on:

• Grocery – Satisfy your taste buds by earning points on groceries
• Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
• Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.

Earn 1 Avion point for every $1 spent on all other qualifying purchases

Pay With Points

• Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada

• Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Earn more Be Well points at Rexall

• Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.

Save Big on Delivery with DoorDash

• Get a 3-month complimentary DashPass subscription – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.

Purchase Security and Extended Warranty Insurance

• Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

• Get up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)
  • Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. Apply by November 27, 2023.
• Earn 1.25 RBC Rewards points for every dollar you spend
• Enjoy luxury travel benefits and exclusive privileges

• Get up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)
  • Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. Apply by November 27, 2023.
• Earn 1 RBC Rewards point for every dollar you spend
• No blackout periods or seat restrictions – ever!

• Get 35,000 bonus points when you join
• Earn 1.25 RBC Rewards points for every dollar in net purchases spent on your card, up to $75,000 per year
• Enjoy access to over 1,200 airport lounges worldwide with a Priority Pass membership

• Enjoy 20,000 welcome points upon enrollment