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Get up to 70,000 Avion points* (a travel value of up to $1,500). Apply by November 25, 2024. 70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the US (Alaska and Hawaii require more points). Taxes and fees extra.

  • 35,000 Avion Points on approval*
  • 20,000 bonus points when you spend $5,000 in your first 6 months*
  • 15,000 one-time anniversary bonus points after 12 months of account opening*
  • Earn 1.25 Avion points for every you spend.
  • Enjoy VIP travel benefits including Visa Airport Companion (that’s six lounge visits per membership year for every enrolled cardholder on your account!)
  • Plus, fast track security and other benefits at select airports.
  • Book flights on any airline, on any flight, at any time. You can also use your points to redeem for vacation packages, hotels, cruises and tours.
  • Pick any seat you want from 130+ airlines – with no seat restrictions or blackout periods, even during peak seasons.
  • Access more of the world with your 24/7 Visa Infinite Privilege Concierge
  • Avion Infinite Privilege card holders have access to book business or first class at a rate of 100 points for $2.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars and British Airways Avios.
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  • Flexibility to book flights last-minute: up to 24hrs before.
  • Extensive insurance coverage : Mobile Device Insurance included – up to $1,500. Travel with ease with trip cancellation and trip interruption insurance, and emergency medical. Plus, eligible purchases made on the card are protected.

Get $0 delivery fees for 12 months from DoorDash :

  • Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription – a value of almost $120.
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

*This offer only applies to new applications for an RBC Avion Visa Infinite Privilege credit card received between May 1, 2024 and November 25, 2024 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Avion Visa Infinite Privilege credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an RBC Avion Visa Infinite Privilege credit card account during the Offer Period, are not eligible for the offer.
35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC Avion Visa Infinite Privilege credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Credit Card Account within the first six (6) months from your Credit Card Account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty (60) days after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
15,000 additional Avion points (“Anniversary Points”) will appear on your monthly credit card statement within twelve (12) to sixteen (16) weeks after the one- year anniversary of your account opening, provided that your account remains open and in good standing at the time the Anniversary Points are credited to your account.
If you close or change your Credit Card Account for another type of RBC Royal Bank credit card before the Welcome Points, the Bonus Points and/or the Anniversary Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

Based on the Air Travel Reward redemptions from the Air Travel Redemption Schedule starting at 35,000 Avion points for one round-trip long-haul flight to almost anywhere in Canada or the United States with a maximum ticket price of $750. You will need a minimum of 70,000 Avion Points for two round-trips long-haul flights to almost anywhere in Canada or the United States, exclusive of Hawaii and Alaska. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

Annual Fee
  • Primary card 399 $
  • Additional card 99 $
Annual Income Required
  • Individual 200 000 $
  • Household 200 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates
Earning Rate
  • All Spending1.25Avion Points
  • Groceries1.25Avion Points
  • Gas1.25Avion Points
Value
  • Year 1 1 441 $
  • Year 2+ 321 $
Best For
Transfer Partners
  • AAdvantageAsia MilesBritish Airways Executive ClubQatar Airways Privilege ClubRBC Avion Rewards - EliteWestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
2 500 $
Trip Interruption Insurance
5 000 $
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
500 $
Lost/Stolen Baggage Insurance
2 500 $
Auto Rental Loss/Insurance
85 000 $
48 day(s)
Hotel/Motel Burglary Insurance
3 000 $
rbc-avion-visa-infinite-business-card
Business Card
Learn More
  • Get 35,000 bonus points + first year annual fee waived upon approval
  • Earn 1.25 RBC Rewards points for every dollar in net purchases spent on your card, up to $75,000 per year
  • Enjoy access to over 1,200 airport lounges worldwide with a Priority Pass membership
Annual Fee
  • Primary card 175 $
  • Additional card 75 $
Annual Income Required
  • Individual 60 000 $
  • Household 100 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates
Earning Rate
  • All Spending1.25Avion Points
  • Groceries1.25Avion Points
  • Gas1.25Avion Points
Value
  • Year 1 1 215 $
  • Year 2+ 305 $
Best For
Transfer Partners
  • RBC Avion Rewards - PremiumRBC Avion Rewards - Elite

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
1 500 $
Trip Interruption Insurance
5 000 $
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $

Get up to 60,000 Aviosˆ with the RBC® British Airways Visa Infinite Card

Receive up to 60,000 Aviosˆ, here’s how:

  • Step 1: Receive 15,000 Avios as welcome bonus upon approval
  • Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months
  • Step 3: Another 10,000 bonus Avios after your first yearˆ

Benefits:

  • Earn 3X Avios when you shop with British Airways and BA Holidays*
  • Collect 2 Avios for every $1 CAD you spend on Grocery, Dining and Food Delivery Purchases*
  • Collect 1 Avios for every $ CAD you spend on all other qualifying purchases*
  • Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you’ll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.˜
  • 10% off British Airways flights when you book and pay with your card∞
  • Redeem for travel on British Airways and oneworld partner airlines**
  • Comprehensive insurances including 31–day out of country/province emergency medical insurance1, flight delay insurance2, hotel burglary3 and rental car4 insurance. Even eligible purchases you make with the card are protected3.
  • Luxury Visa Infinite benefits5 such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
  • Complimentary 24/7 Concierge Service5
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
  • Link your RBC British Airways Visa Infinite card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Add your eligible RBC credit card to your DoorDash account to: Get a free 12-month subscription to DashPass±, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

ˆ To receive the 15,000 Avios welcome bonus, your application form must be approved by Royal Bank of Canada. Please allow up to 10 weeks after receipt of your card for the 15,000 Avios to be posted to your British Airways Executive Club account. If you are not currently a member of the Executive Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite card. Please note that the address your Executive Club account membership is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your Executive Club account. The 35,000 Avios bonus will be awarded to you if a total of $6,000 CAD or more in qualifying purchases and pre-authorized bill payment transactions is posted to your RBC British Airways Visa Infinite account within the first 3 full monthly statement periods (approximately 3 months from the date your account is opened), provided your credit card account is in good standing at the time you reach $6,000 CAD in qualifying transactions. Qualifying transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Please allow up to 15 weeks after meeting this eligibility requirement for the additional 35,000 bonus Avios points to be posted to your Executive Club account. An additional 10,000 bonus Avios will be credited to your Executive Club account within 12-15 weeks after the one year anniversary of your account opening provided your credit card account remains active and in good standing. This welcome bonus is not available to existing or former RBC British Airways Visa Infinite primary cardholders applying for or transferring to an RBC British Airways Visa Infinite credit card. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and the British Airways Executive Club Programme. For all Executive Club Terms and Conditions, please visit ba.com/theclub.

Eligible members who spend a minimum of $30,000 CAD on qualifying purchases on their card in a calendar year (“calendar year” refers to the time period starting from January 1 and ending December 31) will receive a maximum of one Companion Voucher for that calendar year. See ba.com/rbc-visa for full terms and conditions.

Annual Fee
  • Primary card 165 $
  • Additional card 75 $
Annual Income Required
  • Individual 60 000 $
  • Household 100 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.50 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Groceries2Avios
  • Dining and Food delivery2Avios
  • All Spending1Avios
Value
  • Year 1 1 093 $
  • Year 2+ 243 $
Best For
Transfer Partners
  • British Airways Executive Club

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
500 $
Lost/Stolen Baggage Insurance
500 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $
RBC Avion Visa Business Card
Business Card
Learn More
  • Enjoy 20,000 welcome points upon enrollment
Annual Fee
  • Primary card 120 $
  • Additional card 50 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates
Earning Rate
  • All Spending1Avion Point
  • Groceries1Avion Point
  • Gas1Avion Point
Value
  • Year 1 1 064 $
  • Year 2+ 264 $
Best For
Transfer Partners
  • RBC Avion Rewards - PremiumRBC Avion Rewards - Elite

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
1 500 $
Trip Interruption Insurance
5 000 $
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $
  • Transfer your points to airline partners
  • Premium Insurance
  • Visa Infinite Benefits
Learn More
Best Credit Card For Flexible Travel Rewards In 2024

Get 35,000 welcome Avion points on approval** – Enough to fly anywhere in Canada & the U.S† (Alaska and Hawaii require more points)

  • Apply online and get a response in as little as 60 seconds.
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
  • Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
  • Avioners earn points that never expire so your points will be waiting for your next adventure.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible Avion rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
  • Link your RBC card with a Petro-Points membership to instantly save per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Avioners no longer need 14-days to book travel using the RBC grid
  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

  • Get a 12-month complimentary DashPass subscription± – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

** This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) approved by Royal Bank of Canada, subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an Eligible Credit Card account, are not eligible for this offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

† Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 35,000 Avion points for a round trip long-haul flight to almost anywhere in Canada or the United States, exclusive of Hawaii or Alaska, with a maximum ticket price of $750. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

Annual Fee
  • Primary card 120 $
  • Additional card 50 $
Annual Income Required
  • Individual 60 000 $
  • Household 100 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Travel1.25Avion Points
  • All Spending1Avion Point
  • Groceries1Avion Point
Value
  • Year 1 831 $
  • Year 2+ 271 $
Best For
Transfer Partners
  • Asia MilesBritish Airways Executive ClubRBC Avion Rewards - PremiumRBC Avion Rewards - EliteWestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
1 500 $
Trip Interruption Insurance
5 000 $
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
500 $
Lost/Stolen Baggage Insurance
500 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $

Enjoy 35,000 Avion points (travel value of up to $750)

  • Enjoy 35,000 Avion points upon approval
  • Earn 1 Avion point per dollar
  • No blackout periods or seat restrictions – ever!
Legal

Refer to RBC page for up to date offer terms and conditions

 

Annual Fee
  • Primary card 120 $
  • Additional card 50 $
Annual Income Required
  • Individual 15 000 $
  • Household 15 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates
Earning Rate
  • All Spending1Avion Point
  • Groceries1Avion Point
  • Gas1Avion Point
Value
  • Year 1 824 $
  • Year 2+ 264 $
Best For
Transfer Partners
  • AAdvantageAsia MilesBritish Airways Executive ClubRBC Avion Rewards - EliteWestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
1 000 $
Trip Interruption Insurance
2 500 $
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
500 $
Lost/Stolen Baggage Insurance
500 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $

Welcome offer:

  • Get up to $450 in WestJet dollars1 with the WestJet RBC® World Elite Mastercardǂ.
  • Plus, get a Round-Trip Companion Voucher Every Year – for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC).

Offer Details:

Get up to 450 WestJet dollars1 (a value of up to $450 off the base fare):

  • 250 WestJet dollars upon your first purchase1
  • 200 WestJet dollars when you spend $5,000 in the first 3 months1

Reach higher with WestJet Rewards Status Lift

Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet. Learn more at www.westjet.com/statuslift

WestJet Benefits

  • Earn 1.5% back in WestJet dollars for everyday purchases you make on your card
  • Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card
  • First free checked bags for the primary cardholder on WestJet flights and up to 8 guests on the same reservation
  • Receive an annual World Elite round-trip companion voucher to anywhere WestJet flies it allows you to book a full fare and then book a companion fare at a reduced rate. Or choose to exchange your annual round-trip companion voucher for 4 lounge vouchers
  • Redeem your WestJet dollars toward all or part of a WestJet flight or WestJet Vacations packages — no blackout periods and your WestJet dollars don’t expire — anywhere WestJet flies

Other benefits

  • Free Boingo Wifi for Mastercard holders at over 1 million hot spots
  • Travel coverage including emergency medical insurance as well as trip interruption insurance, hotel burglary and rental car insurance. Even eligible purchases you make with the card are protected.
  • Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel and always earn 20% more Petro-Points at Petro-Canada.

12 months of free delivery with DoorDash

  • Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

1 To qualify for this offer, you must apply for the WestJet RBC World Elite Mastercard between March 15 and July 31, 2024 (“Offer Period”) and be approved by Royal Bank of Canada. Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome bonus of 250 WestJet dollars (“Welcome WestJet dollars”) to appear in your WestJet Rewards account, accessible at www.westjet.com/account (opens to external site). To be eligible for the additional 200 WestJet dollars (“Additional WestJet dollars”) you must have applied for the WestJet RBC World Elite Mastercard during the Offer Period and have been approved by Royal Bank of Canada. The Additional WestJet dollars will be awarded to you if a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your WestJet RBC World Elite Mastercard account within the first 3 months of your account open date, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 4-6 weeks after this requirement is fulfilled for the Additional WestJet dollars to be awarded to your WestJet Rewards account. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and any credits for returns or adjustments posted to your WestJet RBC World Elite Mastercard account within the first 3 months from your account opening date will reduce the amount of your Qualifying Transactions. The Welcome WestJet dollars, and Additional WestJet dollars are not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. The Additional WestJet dollars do not apply to product changes from another RBC credit card to the WestJet RBC World Elite Mastercard. Additional cardholders are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.

Annual Fee
  • Primary card 119 $
  • Additional card 59 $
Annual Income Required
  • Individual 80 000 $
  • Household 150 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • All Spending1.5WestJet Dollars
  • Groceries1.5WestJet Dollars
  • Gas1.5WestJet Dollars
Value
  • Year 1 691 $
  • Year 2+ 241 $
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
500 $
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $
Get up to 7,000 Avion points with the RBC ION+ Visa card

Get 12,000 Avion points upon approval* – that’s $80 of value in gift cards+! Apply by November 4, 2024.

Earn 3X Avion points for every $1 spent1 on:

  • Grocery, Dining & Food Delivery – Satisfy your taste buds by earning points on groceries, dining out, food delivery.
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
  • Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.

Earn 1 Avion point for every $1 spent on all other qualifying purchases

Annual Fee $48 ($4 charged monthly)

Pay With Points

  • Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada

  • Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Earn more Be Well points at Rexall

  • Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.

Save Big on Delivery with DoorDash

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.

Enjoy a Monthly Fee Rebate

  • Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.

Mobile Device Insurance Included

  • Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.

Purchase Security and Extended Warranty Insurance

  • Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.
Legal

Refer to RBC page for up to date offer terms and conditions

* This offer only applies to new applications for an RBC ION + Visa credit card received between May 28, 2024 and November 4, 2024 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION+ Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION+ Visa credit card during the Offer Period, are not eligible for this offer.
12,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC ION+ Visa credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
If you close or change your RBC ION+ Visa credit card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.
+ To get $80 worth of gift cards/certificates, you will need a total of 11,200 Avion points. Minimum redemption of 1,400 Avion points for most $10 gift cards/certificates. Some exceptions apply. Point redemption values may fluctuate. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, as well as for current point redemption values, please visit https://www.avionrewards.com/terms-and-conditions.html or call 1-800-769-2512.

Annual Fee
  • Primary card 48 $
  • Additional card 0 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Groceries3Points
  • Gas3Points
  • Dining and Food delivery3Points
Value
  • Year 1 354 $
  • Year 2+ 269 $
Best For
Transfer Partners
  • RBC Avion Rewards - Premium

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • No annual fee
  • 2X the points on gas and EV charging purchases
  • 2X points on grocery and drugstore purchases
    (Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick)
Learn More
Earn up to 4,000 points

Get up to 10,000 bonus points – a value of $80!

  • Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card
  • Receive an additional 3,500 points when you spend $500 in the first three months of opening your card
  • Receive an additional 3,500 points when you spend $2000 in the first twelve months of opening your card
  • Offer ends January 31, 2025

Get 2X the points on:

  • qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
  • dining, gas and EV charging purchases

Earn 1X the points per dollar everywhere else on all purchases.

Moi makes it easy to redeem

  • Redeem points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick.
  • Your Moi points don’t expire

Petro-Canada

  • Link your moi RBC Visa credit card to your Petro-Points card to save 3¢/L instantly on gas and earn 20% more Petro-Points at Petro-Canada.

RONA, Réno-Dépôt and RONA

  • Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.

Purchase Security and Extended Warranty Insurance

  • Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

RBC Offers

  • Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!
Legal

Refer to RBC page for up to date offer terms and conditions

Annual Fee
  • Primary card 0 $
  • Additional card 0 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Gas2Points
  • Dining and Food delivery2Points
  • All Spending1Point
Value
  • Year 1 316 $
  • Year 2+ 236 $
Best For
Transfer Partners
  • moi

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn up to 1.5% cash back on all your purchases
  • Get unlimited cash back, no limit to what you can get back
  • Stay connected with Boingo Wi-Fi at one million hotspots worldwide
  • Get exclusive benefits and offers4 from a variety of on-demand apps and subscription services, like foodora and Ritual.
  • Premium purchase protection for 120 days
  • Extended warranty triples the manufacturer’s original Canadian warranty
  • Protect your rental car with Auto Rental collision/Loss Damage Insurance
  • Instantly save 3₵ per litre on gas & earn 20% more Petro-Points when you link your Petro-Points card to any RBC Card online.
Legal

Refer to RBC page for up to date offer terms and conditions

Annual Fee
  • Primary card 99 $
  • Additional card 0 $
Annual Income Required
  • Individual 80 000 $
  • Household 150 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • All Spending1.5%
  • Groceries1.5%
  • Gas1.5%
Value
  • Year 1 261 $
  • Year 2+ 261 $
Best For
Transfer Partners
  • Cash back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
  • Earn up to 100 WestJet dollars1 (with $1,000 spend in the first 3 months).
  • Get an annual round-trip companion voucher starting from $199 CAD2 (plus taxes, fees and charges) for round-trip travel within Canada and to/from the continental U.S.
  • Earn 1% back in WestJet dollars on everyday purchases3 you make on your card
  • Earn 1.5% back in WestJet dollars on WestJet flights or WestJet Vacations packages3
  • Use your WestJet dollars toward all or part of a WestJet flights or WestJet Vacations packages4— no blackout periods and your WestJet dollars don’t expire5— to destinations across North America, Central America, the Caribbean and Europe
  • Travel accident insurance11, plus hotel/motel burglary insurance9, rental car insurance10 and your emergency purchase insurance9.
  • Link your RBC card with a Petro-Points membership and to instantly save 3₵ per litre on fuel7 and always earn 20% more Petro-Points at Petro-Canada8.

Get $0 delivery fees for 3 months from DoorDash^ – Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription± – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

Annual Fee
  • Primary card 39 $
  • Additional card 19 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • All Spending1WestJet Dollar
  • Groceries1WestJet Dollar
  • Gas1WestJet Dollar
Value
  • Year 1 301 $
  • Year 2+ 201 $
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
Delayed Baggage Insurance
500 $
Lost/Stolen Baggage Insurance
500 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $
Get 3,500 Avion points on approval with the RBC ION Visa Card.

Get 6,000 Avion points upon approval*- that’s $40 of value in gift cards+! Apply by November 4, 2024.

Earn 1.5X Avion points on:

  • Grocery – Satisfy your taste buds by earning points on groceries
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
  • Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.

Earn one Avion point for every $1 spent on all other qualifying purchases.

Pay With Points

  • Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.

Exclusive savings and rewards

  • Automatically become an Avion Rewards Premium member when you get the RBC ION Visa. Download the Avion Rewards app to access points, cash back deals, and savings all in one program.
  • Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

Save at Petro-Canada

  • Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Earn more Be Well points at Rexall

  • Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.

Save Big on Delivery with DoorDash

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.

Purchase Security and Extended Warranty Insurance

  • Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.
Legal

Refer to RBC page for up to date offer terms and conditions

* This offer only applies to new applications for an RBC ION Visa credit card received between May 28, 2024 and November 4, 2024 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION Visa credit card during the Offer Period, are not eligible for this offer. 6,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC ION Visa credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status. If you close or change your RBC ION Visa credit card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

+ To get $40 worth of gift cards/certificates, you will need a total of 5,600 Avion points. Minimum redemption of 1,400 Avion points for most $10 gift cards/certificates. Some exceptions apply. Point redemption values may fluctuate. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, as well as for current point redemption values, please visit https://www.avionrewards.com/terms-and-conditions.html or call 1-800-769-2512.

Annual Fee
  • Primary card 0 $
  • Additional card 0 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Points
  • Gas1.5Points
  • Local Transport1.5Points
Value
  • Year 1 243 $
  • Year 2+ 200 $
Best For
Transfer Partners
  • RBC Avion Rewards - Premium

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Credit card