Get up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)
Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. Apply by November 27, 2023.
Earn 1 RBC Rewards® point for every dollar you spend* and an extra 25% on eligible travel purchases.
Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions. If there is a seat left on the chosen flight, you can fly, even in high season.
Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The RBC Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
Eligible RBC Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points
Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
Get access to RBC offers which provides access to earn points faster at specified brands
Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription± – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Legal
Refer to RBC page for up to date offer terms and conditions
Asia MilesBritish Airways Executive ClubRBC Avion Rewards - PremiumRBC Avion Rewards - EliteWestJet Rewards
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
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Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you’ll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.
Earn 1 Avios for every $1 CAD you spend on qualifying purchases
Here’s how:
Step 1: Receive 15,000 Avios as welcome bonus upon approvalˆ
Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 monthsˆ
Step 3: Another 10,000 bonus Avios when you renew your card after your first year
Legal
Refer to RBC page for up to date offer terms and conditions
Annual Fee
Primary card$165
Additional card$75
Annual Income Required
Individual$60,000
Household$100,000
Conversion fees
2.5 %
Interest Rates
Purchase Rates
20.50 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
Milesopedia Links
Earning Rate
All Spending1point Avios
Groceries1point Avios
Gas1point Avios
Value
Year 1 $1,093
Year 2+ $243
Best For
Transfer Partners
British Airways Executive Club
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
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Get up to 450 welcome WestJet dollars1– that could be up to $1,350 on travel saved in your first year2!
Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC).3 Get an annual round-trip companion voucher for any WestJet destination.
Travel within Canada or to the continental U.S. (excluding Hawaii), from $1193
Travel to Hawaii or Mexico from $3993
Travel to the rest of the WestJet network for $3993
Applicable on Economy fares. Plus taxes, fees and other ATC charge.
Or choose to exchange your annual round-trip companion voucher for 4 lounge vouchers7.
Get a Status Lift. Everyday purchases will bring you closer to achieving status with WestJet5 Tier status gives you more out of your travel experience with benefits such as: lounge access, priority services, advance seat selection, complimentary upgrades, and higher WestJet dollar earn rates when you fly with WestJet. Learn more at www.westjet.com/statuslift!
Save up to $1,350 on your next trip with the WestJet RBC World Elite Mastercard2
Step 1: Apply for a WestJet RBC World Elite Mastercard and get up to 450 welcome WestJet dollars (a value of up to $450) when you spend a minimum of $5,000 in the first 3 months on your card1.
Step 2: Book your trip with WestJet
Save $240 with free first checked bags4 for a family for 4 (traveling on the same reservation)1
Pay only $119 for the second guest using your annual World Elite round-trip companion voucher on flights within Canada or to the continental U.S. (plus taxes, fees and charges)7
Step 3: Save on your next trip2! That’s travel, made better.
Savings value calculated based on select round-trip Econo fare flights within Canada when using the companion voucher, free first checked bags for a family of 4, and for a limited time, 450 welcome WestJet dollars with minimum spend2.
First free checked bags for the primary cardholder on WestJet flights4 and up to 8 guests on the same reservation
Earn 1.5% back in WestJet dollars for everyday purchases you make on your card8
Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card8
Redeem your WestJet dollars toward all or part of a WestJet flight or WestJet Vacations packages9 — no blackout periods and your WestJet dollars don’t expire — to destinations across North America, Central America, the Caribbean and Europe.
Travel coverage including emergency medical insurance20 as well as trip interruption insurance21, hotel burglary18 and rental car insurance19. Even eligible purchases you make on the card are protected. Even eligible purchases you make on the card are protected.
Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel12 and always earn 20% more Petro-Points13 at Petro-Canada.
Free Boingo Wifi for Mastercard holders11 at over 1 million hot spots
Get $0 delivery fees for 12 months from DoorDash^ Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription± – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Legal
Refer to RBC page for up to date offer terms and conditions
Get up to 7,000 Avion points with the RBC ION+ Visa card
Get 12,000 Avion welcome points upon approval for an RBC ION+ Visa card.
Earn 3X Avion points for every $1 spent1 on:
Grocery, Dining & Food Delivery – Satisfy your taste buds by earning points on groceries, dining out, food delivery.
Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.
Earn 1 Avion point for every $1 spent on all other qualifying purchases
Annual Fee $48 ($4 charged monthly)
Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.
Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.
Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $30
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.
Enjoy a Monthly Fee Rebate
Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.
Mobile Device Insurance Included
Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.
Purchase Security and Extended Warranty Insurance
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.
Legal
Refer to RBC page for up to date offer terms and conditions
Earn 3,000 points on your first purchase with the RBC Visa moi card and an additional 1,000 Moi points if you keep your account active for 180 days. Offer ends November 15, 2023
Get 2X the points on:
qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
dining, gas and EV charging purchases
Earn 1X the points per dollar everywhere else on all purchases.
Pay With Points
Redeem your points at checkout anytime with your Moi card at nearly 900 Metro, Super C, Brunet and Première Moisson stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick
Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.
Purchase Security and Extended Warranty Insurance
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.
Legal
Refer to RBC page for up to date offer terms and conditions
Earn up to 100 WestJet dollars1 (with $1,000 spend in the first 3 months).
Get an annual round-trip companion voucher starting from $199 CAD2 (plus taxes, fees and charges) for round-trip travel within Canada and to/from the continental U.S.
Earn 1% back in WestJet dollars on everyday purchases3 you make on your card
Earn 1.5% back in WestJet dollars on WestJet flights or WestJet Vacations packages3
Use your WestJet dollars toward all or part of a WestJet flights or WestJet Vacations packages4— no blackout periods and your WestJet dollars don’t expire5— to destinations across North America, Central America, the Caribbean and Europe
Travel accident insurance11, plus hotel/motel burglary insurance9, rental car insurance10 and your emergency purchase insurance9.
Link your RBC card with a Petro-Points membership and to instantly save 3₵ per litre on fuel7 and always earn 20% more Petro-Points at Petro-Canada8.
Get $0 delivery fees for 3 months from DoorDash^ – Add your eligible RBC credit card to your DoorDash account to:
Get a 3-month complimentary DashPass subscription± – a value of almost $30
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Legal
Refer to RBC page for up to date offer terms and conditions
Get 3,500 Avion points on approval with the RBC ION Visa Card.
Get 6,000 Avion points on approval with the RBC ION Visa.
Earn 1.5X Avion points on:
Grocery – Satisfy your taste buds by earning points on groceries
Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.
Earn 1 Avion point for every $1 spent on all other qualifying purchases
Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.
Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.
Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $30
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.
Purchase Security and Extended Warranty Insurance
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.
Legal
Refer to RBC page for up to date offer terms and conditions
RBC Avion Rewards - PremiumRBC Avion Rewards - Elite
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$3,000
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RBC Avion Rewards - PremiumRBC Avion Rewards - Elite
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
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