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Desjardins Odyssey
®
World Elite
®
Mastercard
🇨🇦
No Welcome Offer
First year value :
$632
Premium Insurance
Accepted at Costco
Learn More
Offer
Card Details
Rewards
Advantages
3% in BONUSDOLLARS on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
2% in BONUSDOLLARS on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
1.5% in BONIDOLLARS on your other purchases
Read More
Read Less
Annual Fee
Primary card
$130
Additional card
$0
Annual Income Required
Individual
$80,000
Household
$150,000
Conversion fees
2.5 %
Interest Rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates
—
Milesopedia Links
Best Desjardins Credit Cards - December 2024
Canada's Best Credit Card Offers - December 2024
Best Credit Cards for Travel Insurance - December 2024
Best Travel Credit Cards - December 2024
Earning Rate
Groceries
3
Points
Dining and Food delivery
2
Points
Local Transport
2
Points
Value
Year 1
$632
Year 2+
$632
Best For
Transfer Partners
Desjardins Bonusdollars
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
Read More
Read Less
Close
{"main":{"value":"150","welcome_bonus":"No Welcome Offer","estimated_value":320,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":791,"name":"Entertainment","slug":"entertainment","term_group":0,"term_taxonomy_id":791,"taxonomy":"mc_best_for","description":"","parent":0,"count":13,"filter":"raw","term_order":"0"},{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":77,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":42,"filter":"raw","term_order":"0"},{"term_id":783,"name":"Daily transit","slug":"transit","term_group":0,"term_taxonomy_id":783,"taxonomy":"mc_best_for","description":"","parent":0,"count":17,"filter":"raw","term_order":"0"}],"annual_fee":"130","first_year_fee":false,"loyalty_slug":"bonusdollars-desjardins","card_slug":"desjardins-odyssey-world-elite-mastercard-card"},"advantages":{"has_lounge_access":true,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":84,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":748,"name":"Desjardins Bonusdollars","slug":"bonusdollars-desjardins","term_group":0,"term_taxonomy_id":748,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":7,"filter":"raw","term_order":"0"},"rewards_groceries":"3","rewards_gas_stations":"1.5","rewards_restaurants":"2","rewards_travel":"1.5","rewards_recurring_payments":"1.5","rewards_allspending":"1.5","annual_credit":"","vip_salon":"320","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.9%","mc_cash_advance_rates":"21.9%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Desjardins Odyssey
®
Visa Infinite Privilege* Card
🇨🇦
No Welcome Offer
First year value :
$549
Premium Insurance
Access to VIP Lounges
Learn More
Offer
Card Details
Rewards
Advantages
4% in BONUSDOLLARS for purchases in the Restaurant, Entertainment, and Public Transit categories
3% in BONUSDOLLARS on purchases in the Travel category (up to $25,000 in purchases during the year – beyond that, the earning rate drops to 1.75%)
3% in BONUSDOLLARS for your purchases in the Grocery category
1.75% in BONIDOLLARS on your other purchases
Read More
Read Less
Annual Fee
Primary card
$395
Additional card
$95
Annual Income Required
Individual
$150,000
Household
$200,000
Conversion fees
2.5 %
Interest Rates
Purchase Rates
11.9 %
Cash Advance Rates
12.9 %
Balance Transfer Rates
—
Milesopedia Links
Best Desjardins Credit Cards - December 2024
Best Credit Cards for Travel Insurance - December 2024
Best Travel Credit Cards - December 2024
Canada's Best Credit Card Offers - December 2024
Earning Rate
Dining and Food delivery
4
Points
Entertainment
4
Points
Groceries
3
Points
Value
Year 1
$549
Year 2+
$549
Best For
Transfer Partners
Desjardins Bonusdollars
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
Read More
Read Less
Close
{"main":{"value":"25","welcome_bonus":"No Welcome Offer","estimated_value":400,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":791,"name":"Entertainment","slug":"entertainment","term_group":0,"term_taxonomy_id":791,"taxonomy":"mc_best_for","description":"","parent":0,"count":13,"filter":"raw","term_order":"0"},{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":77,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":42,"filter":"raw","term_order":"0"},{"term_id":783,"name":"Daily transit","slug":"transit","term_group":0,"term_taxonomy_id":783,"taxonomy":"mc_best_for","description":"","parent":0,"count":17,"filter":"raw","term_order":"0"},{"term_id":782,"name":"Travel","slug":"travel","term_group":0,"term_taxonomy_id":782,"taxonomy":"mc_best_for","description":"","parent":0,"count":41,"filter":"raw","term_order":"0"}],"annual_fee":"395","first_year_fee":false,"loyalty_slug":"bonusdollars-desjardins","card_slug":"desjardins-odyssey-visa-infinite-privilege-card"},"advantages":{"has_lounge_access":true,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":84,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":748,"name":"Desjardins Bonusdollars","slug":"bonusdollars-desjardins","term_group":0,"term_taxonomy_id":748,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":7,"filter":"raw","term_order":"0"},"rewards_groceries":"3","rewards_gas_stations":"1.75","rewards_restaurants":"4","rewards_travel":"3","rewards_recurring_payments":"1.75","rewards_allspending":"1.75","annual_credit":"","vip_salon":"400","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$95","mc_foreign_fee":"2.5%","mc_purchase_rates":"11.9%","mc_cash_advance_rates":"12.9%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Desjardins Cash Back World Elite Mastercard
🇨🇦
No Welcome Offer
First year value :
$322
Accepted at Costco
Learn More
Offer
Card Details
Rewards
Advantages
4% cash back on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1%)
3% cash back on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
3% cash back on purchases in the Entertainment and Public Transit categories
1% cash back on your other purchases
Read More
Read Less
Annual Fee
Primary card
$100
Additional card
$30
Annual Income Required
Individual
$80,000
Household
$150,000
Conversion fees
2.5 %
Interest Rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates
—
Milesopedia Links
Best Desjardins Credit Cards - December 2024
Best Cash Back Credit Cards in Canada - December 2024
Best Mastercard Credit Cards in Canada - December 2024
Canada's Best Credit Card Offers - December 2024
Earning Rate
Groceries
4
%
Dining and Food delivery
3
%
Local Transport
3
%
Value
Year 1
$322
Year 2+
$322
Best For
Transfer Partners
Cash Back
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
Read More
Read Less
Close
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":791,"name":"Entertainment","slug":"entertainment","term_group":0,"term_taxonomy_id":791,"taxonomy":"mc_best_for","description":"","parent":0,"count":13,"filter":"raw","term_order":"0"},{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":77,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":42,"filter":"raw","term_order":"0"},{"term_id":783,"name":"Daily transit","slug":"transit","term_group":0,"term_taxonomy_id":783,"taxonomy":"mc_best_for","description":"","parent":0,"count":17,"filter":"raw","term_order":"0"}],"annual_fee":"100","first_year_fee":false,"loyalty_slug":"cashback","card_slug":"desjardins-cash-back-world-elite-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":84,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":4250,"name":"Cash Back","slug":"cashback","term_group":0,"term_taxonomy_id":4250,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":67,"filter":"raw","term_order":"0"},"rewards_groceries":"4","rewards_gas_stations":"1","rewards_restaurants":"3","rewards_travel":"1","rewards_recurring_payments":"1","rewards_allspending":"1","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$30","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.9%","mc_cash_advance_rates":"21.9%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Desjardins Cash Back Visa
🇨🇦
No Welcome Offer
First year value :
$203
No annual fee
Learn More
Offer
Card Details
Rewards
Advantages
2% cash back on purchases in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
2% cash back on purchases in the Entertainment and Public Transit categories
0.5% cash back on your other purchases
Read More
Read Less
Annual Fee
Primary card
$0
Additional card
$0
Annual Income Required
Individual
$0
Household
$0
Conversion fees
2.5 %
Interest Rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates
—
Milesopedia Links
Best Desjardins Credit Cards - December 2024
Best Cash Back Credit Cards in Canada - December 2024
Best No-Fee Credit Cards in Canada - December 2024
Canada's Best Credit Card Offers - December 2024
Earning Rate
Dining and Food delivery
2
%
Local Transport
2
%
Entertainment
2
%
Value
Year 1
$203
Year 2+
$203
Best For
Transfer Partners
Cash Back
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More
Read Less
Close
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":791,"name":"Entertainment","slug":"entertainment","term_group":0,"term_taxonomy_id":791,"taxonomy":"mc_best_for","description":"","parent":0,"count":13,"filter":"raw","term_order":"0"},{"term_id":792,"name":"Recurring payments","slug":"recurring-payments","term_group":0,"term_taxonomy_id":792,"taxonomy":"mc_best_for","description":"","parent":0,"count":34,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":42,"filter":"raw","term_order":"0"},{"term_id":783,"name":"Daily transit","slug":"transit","term_group":0,"term_taxonomy_id":783,"taxonomy":"mc_best_for","description":"","parent":0,"count":17,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"cashback","card_slug":"desjardins-cash-back-visa-card"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":84,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":4250,"name":"Cash Back","slug":"cashback","term_group":0,"term_taxonomy_id":4250,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":67,"filter":"raw","term_order":"0"},"rewards_groceries":"0.5","rewards_gas_stations":"0.5","rewards_restaurants":"2","rewards_travel":"0.5","rewards_recurring_payments":"2","rewards_allspending":"0.5","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.9%","mc_cash_advance_rates":"21.9%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Desjardins Cash Back Mastercard
🇨🇦
No Welcome Offer
First year value :
$203
No annual fee
Accepted at Costco
Learn More
Offer
Card Details
Rewards
Advantages
2% cash back on purchases in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
2% cash back on purchases in the Entertainment and Public Transit categories
0.5% cash back on your other purchases
Read More
Read Less
Annual Fee
Primary card
$0
Additional card
$0
Annual Income Required
Individual
$0
Household
$0
Conversion fees
2.5 %
Interest Rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates
—
Milesopedia Links
Best Desjardins Credit Cards - December 2024
Best Cash Back Credit Cards in Canada - December 2024
Best No-Fee Credit Cards in Canada - December 2024
Canada's Best Credit Card Offers - December 2024
Earning Rate
Dining and Food delivery
2
%
Local Transport
2
%
Entertainment
2
%
Value
Year 1
$203
Year 2+
$203
Best For
Transfer Partners
Cash Back
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More
Read Less
Close
{"main":{"value":"0","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":791,"name":"Entertainment","slug":"entertainment","term_group":0,"term_taxonomy_id":791,"taxonomy":"mc_best_for","description":"","parent":0,"count":13,"filter":"raw","term_order":"0"},{"term_id":792,"name":"Recurring payments","slug":"recurring-payments","term_group":0,"term_taxonomy_id":792,"taxonomy":"mc_best_for","description":"","parent":0,"count":34,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":42,"filter":"raw","term_order":"0"},{"term_id":783,"name":"Daily transit","slug":"transit","term_group":0,"term_taxonomy_id":783,"taxonomy":"mc_best_for","description":"","parent":0,"count":17,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"cashback","card_slug":"desjardins-cash-back-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":84,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":4250,"name":"Cash Back","slug":"cashback","term_group":0,"term_taxonomy_id":4250,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":67,"filter":"raw","term_order":"0"},"rewards_groceries":"0.5","rewards_gas_stations":"0.5","rewards_restaurants":"2","rewards_travel":"0.5","rewards_recurring_payments":"2","rewards_allspending":"0.5","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.9%","mc_cash_advance_rates":"21.9%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Desjardins Bonus Visa* Credit Card
🇨🇦
No Welcome Offer
First year value :
$203
No annual fee
Learn More
Offer
Card Details
Rewards
Advantages
2% in
BONUSDOLLARS
for eligible purchases made in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
0.5% in BONIDOLLARS on your other purchases
Read More
Read Less
Annual Fee
Primary card
$0
Additional card
$0
Annual Income Required
Individual
$0
Household
$0
Conversion fees
2.5 %
Interest Rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates
—
Milesopedia Links
Best Desjardins Credit Cards - December 2024
Canada's Best Credit Card Offers - December 2024
Earning Rate
Dining and Food delivery
2
Points
Local Transport
2
Points
Entertainment
2
Points
Value
Year 1
$203
Year 2+
$203
Best For
Transfer Partners
Desjardins Bonusdollars
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More
Read Less
Close
{"main":{"value":"0","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":791,"name":"Entertainment","slug":"entertainment","term_group":0,"term_taxonomy_id":791,"taxonomy":"mc_best_for","description":"","parent":0,"count":13,"filter":"raw","term_order":"0"},{"term_id":792,"name":"Recurring payments","slug":"recurring-payments","term_group":0,"term_taxonomy_id":792,"taxonomy":"mc_best_for","description":"","parent":0,"count":34,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":42,"filter":"raw","term_order":"0"},{"term_id":783,"name":"Daily transit","slug":"transit","term_group":0,"term_taxonomy_id":783,"taxonomy":"mc_best_for","description":"","parent":0,"count":17,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"bonusdollars-desjardins","card_slug":"desjardins-bonus-visa-card"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":84,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":748,"name":"Desjardins Bonusdollars","slug":"bonusdollars-desjardins","term_group":0,"term_taxonomy_id":748,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":7,"filter":"raw","term_order":"0"},"rewards_groceries":"0.5","rewards_gas_stations":"0.5","rewards_restaurants":"2","rewards_travel":"0.5","rewards_recurring_payments":"2","rewards_allspending":"0.5","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.9%","mc_cash_advance_rates":"21.9%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Desjardins Odyssey
®
Gold Visa Card
🇨🇦
No Welcome Offer
First year value :
$185
Premium Insurance
Learn More
Offer
Card Details
Rewards
Advantages
2% in BONUSDOLLARS on purchases in the Restaurant and Pre-Authorized Payment categories (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
1% in BONUSDOLLARS on your other purchases
Read More
Read Less
Annual Fee
Primary card
$110
Additional card
$30
Annual Income Required
Individual
$0
Household
$0
Conversion fees
2.5 %
Interest Rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates
—
Milesopedia Links
Best Desjardins Credit Cards - December 2024
Best Travel Credit Cards - December 2024
Best Visa Credit Cards - December 2024
Canada's Best Credit Card Offers - December 2024
Earning Rate
Dining and Food delivery
2
Points
Local Transport
2
Points
Entertainment
2
Points
Value
Year 1
$185
Year 2+
$185
Best For
Transfer Partners
Desjardins Bonusdollars
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
Read More
Read Less
Close
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":791,"name":"Entertainment","slug":"entertainment","term_group":0,"term_taxonomy_id":791,"taxonomy":"mc_best_for","description":"","parent":0,"count":13,"filter":"raw","term_order":"0"},{"term_id":792,"name":"Recurring payments","slug":"recurring-payments","term_group":0,"term_taxonomy_id":792,"taxonomy":"mc_best_for","description":"","parent":0,"count":34,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":42,"filter":"raw","term_order":"0"},{"term_id":783,"name":"Daily transit","slug":"transit","term_group":0,"term_taxonomy_id":783,"taxonomy":"mc_best_for","description":"","parent":0,"count":17,"filter":"raw","term_order":"0"}],"annual_fee":"110","first_year_fee":false,"loyalty_slug":"bonusdollars-desjardins","card_slug":"desjardins-odyssey-gold-visa-card"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":84,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":748,"name":"Desjardins Bonusdollars","slug":"bonusdollars-desjardins","term_group":0,"term_taxonomy_id":748,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":7,"filter":"raw","term_order":"0"},"rewards_groceries":"1","rewards_gas_stations":"1","rewards_restaurants":"2","rewards_travel":"1","rewards_recurring_payments":"2","rewards_allspending":"1","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$30","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.9%","mc_cash_advance_rates":"21.9%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Desjardins Flexi Visa Card
🇨🇦
No Welcome Offer
No annual fee
Learn More
Offer
Card Details
Rewards
Advantages
No annual fee
Low-interest
Read More
Read Less
Annual Fee
Primary card
$0
Additional card
$0
Annual Income Required
Individual
$0
Household
$0
Conversion fees
2.5 %
Interest Rates
Purchase Rates
10.9 %
Cash Advance Rates
12.9 %
Balance Transfer Rates
—
Milesopedia Links
Best Desjardins Credit Cards - December 2024
Best Low-Interest Credit Cards in Canada - December 2024
Best Balance Transfer Credit Cards in Canada - December 2024
Canada's Best Credit Card Offers - December 2024
Value
Year 1
$0
Year 2+
$0
Best For
Advantages
Annual Credit
VIP Lounges
Concierge
Wifi
Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More
Read Less
Close
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":38930,"name":"Low Interest","slug":"low-interest-rates","term_group":0,"term_taxonomy_id":38930,"taxonomy":"mc_best_for","description":"","parent":0,"count":14,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":false,"card_slug":"desjardins-flexi-visa-card"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":46407,"name":"Low rate","slug":"low-interest","term_group":0,"term_taxonomy_id":46407,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":17,"filter":"raw","term_order":"0"}],"loyalty_program":false,"rewards_groceries":"0.00","rewards_gas_stations":"0.00","rewards_restaurants":"0.00","rewards_travel":"0.00","rewards_recurring_payments":"0.00","rewards_allspending":"0.00","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"10.9%","mc_cash_advance_rates":"12.9%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Credit card
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