Back

Desjardins Bonus Visa* Credit Card

Welcome Bonus

No Welcome Offer

No annual fee

Annual Fee

$0

Interest rates

Purchase Rates

20.9 %

Cash Advance Rates

21.9 %

Balance Transfer Rates

—

See all cards from Desjardins

B Visa Desjardins Bonus card F

Desjardins Bonus Visa* Credit Card

No Welcome Offer

Offer

2% in BONUSDOLLARS for eligible purchases made in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
0.5% in BONIDOLLARS on your other purchases

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 20.9%

Cash Advance Rates 21.9%

Earnings

Per dollar of purchases

All Spending 0.5 Point

Groceries 0.5 Point

Gas 0.5 Point

Dining and Food delivery 2 Points

Convenience Stores 0.5 Point

Drugstores 0.5 Point

Local Transport 2 Points

Travel 0.5 Point

Entertainment 2 Points

Recurring Payments 2 Points

Telecom/Internet 0.5 Point

Streaming services 0.5 Point

Online transactions 0.5 Point

Office Supplies 0.5 Point

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

3 day(s)

Travel medical insurance up to 64 years old

$5,000,000

3 day(s)

Travel medical insurance 65+

$5,000,000

Trip Cancellation Insurance

$500

Trip Interruption Insurance

$1,000

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

$500

Lost/Stolen Baggage Insurance

$500

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

$1,000

1 year

Price Protection

Our review

The Desjardins Bonus Visa* Credit Card is a credit card with no annual fee.

With this card you can get:

2% in BONUSDOLLARS for eligible purchases made in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
0.5% in BONIDOLLARS on your other purchases

In addition, this card offers several insurances for your purchases:

90 days purchase insurance
One year extended warranty
Mobile Device Insurance

Milesopedia Links

Alternative Cards

NBC mycredit Mastercard

NBC mycredit Mastercard

No Welcome Offer

First year value : $148

Carte Mastercard BMO Remises

BMO CashBack^® Mastercard^®*

Up to $100 cash back

Ends Jun 1, 2025

First year value : $358

CIBC Dividend Visa classic front en

CIBC Dividend^® Visa* Card

Up to $100 cash back^†

First year value : $338

tangerine remises mastercard fr

Tangerine Money-Back Credit Card

Up to $100 cash back

Ends Apr 30, 2025

First year value : $220

Nouvelle Carte RemiseSimple American Express

SimplyCash^® Card from American Express

Up to $100 cash back

First year value : $463

2 Milesopedia Rating