Desjardins Bonus Visa* Credit Card  🇨🇦

Welcome Bonus
No Welcome Offer
  • No annual fee
Annual Fee
$0
Interest rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates

B Visa Desjardins Bonus card F
Desjardins Bonus Visa* Credit Card
No Welcome Offer

Offer

  • 2% in BONUSDOLLARS for eligible purchases made in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
  • 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
  • 0.5% in BONIDOLLARS on your other purchases

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.9%
Cash Advance Rates 21.9%

Earnings

Per dollar of purchases

All Spending 0.5 Point
Groceries 0.5 Point
Gas 0.5 Point
Dining and Food delivery 2 Points
Convenience Stores 0.5 Point
Drugstores 0.5 Point
Local Transport 2 Points
Travel 0.5 Point
Entertainment 2 Points
Recurring Payments 2 Points
Telecom/Internet 0.5 Point
Streaming services 0.5 Point
Online transactions 0.5 Point
Office Supplies 0.5 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Our review

The Desjardins Bonus Visa* Credit Card is a credit card with no annual fee.

With this card you can get:

  • 2% in BONUSDOLLARS for eligible purchases made in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
  • 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
  • 0.5% in BONIDOLLARS on your other purchases

In addition, this card offers several insurances for your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative Cards

2 Milesopedia Rating