Desjardins Odyssey® Gold Visa Card  🇨🇦

Welcome Bonus
No Welcome Offer
  • Premium Insurance
Annual Fee
$110
Interest rates
Purchase Rates
20.9 %
Cash Advance Rates
21.9 %
Balance Transfer Rates

desjardins-odyssey-gold-visa-card
Desjardins Odyssey® Gold Visa Card
No Welcome Offer

Offer

  • 2% in BONUSDOLLARS on purchases in the Restaurant and Pre-Authorized Payment categories (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
  • 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
  • 1% in BONUSDOLLARS on your other purchases

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $110
First Additional Card $30
Foreign Transaction Fee 2.5%
Purchase Rates 20.9%
Cash Advance Rates 21.9%

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 1 Point
Gas 1 Point
Dining and Food delivery 2 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 2 Points
Travel 1 Point
Entertainment 2 Points
Recurring Payments 2 Points
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Our review

The Desjardins Odyssey Gold Visa card is a credit card that offers BONUSDOLLARS.

With this card you can get:

  • 2% in BONUSDOLLARS on purchases in the Restaurant and Pre-Authorized Payment categories (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
  • 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
  • 1% in BONUSDOLLARS on your other purchases

In addition, this card offers several insurances for your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

As well as comprehensive travel insurance.

Frequently Asked Questions

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