Offer
- Unlimited transactions, including Interac e-Transfer
- Eligible CIBC credit card with an annual fee rebate
- No ATM withdrawal fees anywhere in the world
- No charge for personalized cheques, bank drafts, money orders and stop payments
- Monthly fee of $29.95 (or $0 with minimum balance)
- Reduced monthly fee for customers aged 65 and over
- Minimum balance of $6,000 or $100,000 in savings products to avoid fees
Fees
Account Name
CIBC Smart™ Plus Account
Public
Consumers
Special Offer
Earn up to a $600 cash bonus*
Monthly Fee
$29.95
Monthly Fee Waiver (Min. Amount)
$6,000
Monthly Fee Waiver (Details)
No monthly fee if you maintain a minimum balance of $6,000
Unlimited Transactions
eStatement
Statement by mail
$0
ATM Fee (Institution)
$0
Insufficient fund fee
$5
Bank draft cost
$7.50
Overdraft interest
21%
Interac e-Transfer Unlimited
Our review
Discover the CIBC Smart Plus Account, your all-in-one banking solution.
Enjoy unlimited transactions, including Interac e-Transfers, and benefit from an eligible CIBC credit card with an annual fee rebate.
Make free ATM withdrawals anywhere in the world, and enjoy no fees for personalized checks, bank drafts and money orders.
Avoid the $29.95 monthly fee by maintaining a minimum balance of $6,000 or $100,000 in eligible savings products.