BMO Performance Chequing Account

Offer

Earn up to a $900 cash bonus* Plus a Walmart.ca Delivery Pass subscription for up to 12 months*:

Earn $700 when you:
- Open and fund a new BMO Performance or Premium Plan Chequing Account by August 6, 2026*
- Set up a recurring direct deposit of $500 or more from your employer, the government, or a pension plan into your new chequing account by September 30, 2026*
- Complete one of the following by September 30, 2026* :
  - Make two bill payments of at least $50 to two different payees through BMO Online Banking or the BMO Mobile Banking app*
  - Set up two pre-authorized debits of at least $50 with two different payees*

Earn $150 when you:
- You must complete Step 1 to be eligible for Step 2.*
- Open a Savings Amplifier Account by August 6, 2026*
- Deposit $10,000 or more within 30 days of opening the account and maintain a daily closing balance of $10,000 or more for 120 calendar days from the deposit date to receive the 4.65% promotional interest rate on balances up to $1,000,000*
- Then maintain a daily closing balance of $10,000 or more for an additional 90 calendar days to be eligible for the $150 cash bonus*

Earn $50 when you:
- You must complete Step 1 to be eligible for Step 3.*
- Create a goal and apply one (1) strategy in My Financial Progress by September 30, 2026*

Earn a Walmart.ca Delivery Pass subscription for up to 12 months when you:
- Open and fund a new BMO Performance, Premium, Practical, or Plus Plan Chequing Account by August 6, 2026*
- Sign up for the Walmart.ca Delivery Pass or update your existing subscription by September 30, 2026, and select your debit card as the payment method*

Get a 4.65% promotional interest rate on balances up to $1,000,000 when you add a Savings Amplifier Account.*
Unlimited transactions*
Family members in your household get no fee daily banking with the BMO Family Bundle*
Up to $40 rebate for eligible BMO credit cards*
OnGuard^®† Identity Theft Protection at no charge*

Account Name BMO Performance Chequing Account

Public Consumers

Special Offer Up to $900 in cash bonus*

Monthly Fee $17.95

Monthly Fee Waiver (Min. Amount) $4,000

Monthly Fee Waiver (Details) No monthly plan fees with a minimum balance of $4,000*

Unlimited Transactions

eStatement

Paper Statement $2

Credit Card Rebate $40

With the BMO Performance Chequing Account, you can get up to $900 in cash* and up to 12 months of Walmart Delivery Pass subscription*:

$700 for opening a BMO Performance or Premium Chequing Account by August 6, 2026, setting up a recurring direct deposit of $500 or more by September 30, 2026, and completing eligible banking activities.
$150 for opening a Savings Amplifier Account by August 6, 2026 with a deposit of $10,000 or more within 30 days of opening the account and maintaining an eligible balance to receive the promotional interest rate of 4.65%.
An additional $50 by creating a goal and applying a strategy in My Financial Progress by September 30, 2026.
Up to 12 months of Walmart Delivery Pass subscription when you open and fund an eligible BMO account and use your debit card as the payment method.

Also enjoy a promotional interest rate of 4.65% with a BMO Savings Amplifier Account.

Other Benefits:

Unlimited banking transactions*
Family members in your household get no fee daily banking with the BMO Family Bundle*
Up to $40 rebate for eligible BMO credit cards*
OnGuard^®† Identity Theft Protection at no charge*

All for $17.95 a month, or free if you maintain a minimum balance of $4,000*.