Offer
Redefine what you’ll experience and discover with Platinum.
Earn up to 120,000 bonus Membership Rewards® points.
- Earn 80,000 Membership Rewards® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership.
- Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership.
- That’s up to $1,200 in statement credit that can be reinvested in your business
Earn points that you can redeem in a variety of ways.
- Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
- Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
Bolster your business with up to $820 in annual business and travel statement credits
- Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.
- Enroll and earn up to $120 in eligible Wireless Credits each year.
- Access a $200 Annual Travel Credit each year of your Cardmembership
Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business – anytime and anywhere
- Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
- Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
- Pay for business expenses over time with Flexible Payment Option.
- This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.
Enjoy special benefits for you and your business.
- Extend payment solutions with Supplementary Cards for your employees.
- Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
- Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
- Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
- Enjoy complimentary benefits that offer an average total value of $600 USD* at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
- Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy
- Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
- Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership
Access comprehensive insurance coverage for your travel needs.
- Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.
- Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.
- Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.
- Save money when travelling with complimentary Car Rental Theft and Damage Insurance
Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card
- Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
- Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan
- Equip your business with Mobile Device Insurance
Card Awards




Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
Earn up to 120,000 points with this welcome offer for the Business Platinum Cardᴹᴰ from American Express :
- 80,000 Membership Rewards points for net purchases of $15,000 within the first 3 months of membership
- 40,000 points when you make a purchase between 14 and 17 months of Cardmembership
You can use your Membership Rewards points in many ways:
- Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
- Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
- Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
- And more!
120,000 points have a minimum value of $1,200 for a Statement credit, and much more if you transfer your points to a partner.
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :
- 120,000 Aeroplan points
- 120,000 Avios
- 90,000 Flying Blue Miles
- 144,000 Marriott Bonvoy points
With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. What’s more, you’ll enjoy a host of travel and business benefits:
- Complimentary & unlimited access for you and one additional traveller to over 1,400 airport lounges in more than 130 countries.
- $200 Annual travel credit
- $100 Card Statement Credit for Nexus
- Marriott Bonvoy Gold Elite status
- Hilton Honors Gold Elite status
- Access to the Fine Hotels and Resorts program
- Up to $120 in eligible Wireless Credits each year
With this Card you can maximize your cash flow with up to 55 interest free days. It is a card that is particularly appreciated by contractors when making large purchases in home improvement stores, for example.
Last but not least, Business Platinum Card® from American Express offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
- SME Offer: Up to 120,000 points with the American Express Business Platinum Card
- Best American Express Membership Rewards Credit Cards - February 2025
- Canada's Best Business Credit Cards - February 2025
- The Best American Express Credit Cards in Canada - February 2025
- Where Are American Express Cards Accepted in Canada and Quebec?
- American Express: How do I apply for an Amex business card?
- American Express: Benefits of Amex Business Cards
Frequently Asked Questions
-
Which stores accept Amex in Quebec and Canada?
You can use your Business Platinum Card® from American Express at grocery stores like Metro, Super C, Safeway, Whole Foods, your Couche-tard or 7Eleven convenience store, your favorite gas station like Esso, Shell, Petro-Canada or any travel provider!
-
How many points can I earn on purchases with the Business Platinum Card® from American Express?
You can earn 1.25 points per dollar on all your purchases with the Business Platinum Card® from American Express.
-
How do I apply for the American Express Business Platinum Card?
Apply for the Amex Business Platinum Card by filling out an online application on the American Express website via the American Express Business Platinum Card page on Milesopedia.
-
How can I use my Membership Rewards points earned with the Amex Business Platinum Card?
Redeem your Membership Rewards points for travel, dining, entertainment, gift cards, or transfer them to airline and hotel partner programs.
-
What Statement credits are available with the Business Platinum Card® from American Express?
Receive up to $820 in business and travel account credits per year with the Business Platinum Card® from American Express.
-
Does the Business Platinum Card® from American Express offer financial flexibility?
Yes, the Card offers financial flexibility with no pre-set spending limits on purchases and flexible payment options for business owners.
-
How does the Amex Business Platinum Card support small business purchasing power?
The Card dynamically adjusts your purchasing power according to your usage and can grow over time based on your on-time payments and credit history.
-
What frequent flyer programs are available with the American Express Business Platinum Card?
Transfer points to frequent flyer or hotel guest programs, including Aeroplan and Avios.
-
How are business account credits allocated with the Amex Business Platinum Card?
Receive up to $500 in Statement credit for your Dell or Indeed purchases when you sign up with your eligible Card.
-
Does the Amex Corporate Platinum Card offer benefits for travellers at Toronto Pearson Airport?
Yes, take advantage of Pearson airport benefits, including access to priority security screening and discounted parking.
-
Is there an interest-free period with the Amex Business Platinum Card?
Maximize your cash flow with up to 55 days interest-free on the American Express Business Platinum Card.
-
Does the Amex Business Platinum Card offer travel insurance coverage?
Yes, you benefit from various travel insurance coverages, including Emergency Medical Insurance and Trip Cancellation Insurance with the Card.
-
How are business purchases protected with the American Express Business Platinum Card?
Protect your business purchases against theft and damage for 90 days, and extend the manufacturer’s warranty with Purchase Security and Purchase Protection.
-
Does the Amex Small Business Platinum Card offer hosting benefits?
Yes, enjoy benefits at over 1,300 Fine Hotels and resorts worldwide, including late check-out and complimentary breakfast.
-
How can I manage my Amex Business Platinum Card online?
Manage your Amex Small Business Platinum Card with various online management tools, available anytime, anywhere, via the American Express website or mobile app.
-
Does the Amex Business Platinum Card offer access to airport lounges?
Get free access to over 1,400 airport lounges worldwide with the American Express Global Lounge Collection.
-
How can Membership Rewards points be transferred to hotel partners?
Transfer your Membership Rewards points to hotel partners such as Hilton Honors and Marriott Bonvoy.
-
Can I receive supplementary Cards with the American Express Business Platinum Card?
Yes, you can add additional Cards for your employees and maximize the rewards and benefits for your company.
-
Does the Amex Business Platinum Card have special offers for business owners?
The Card offers a variety of benefits, including Statement credits and Membership Rewards points, designed to help business owners manage expenses and enjoy travel advantages.
-
How do I use the annual travel credit on the American Express Business Platinum Card?
Earn an annual travel credit of $200 each year, applicable on a wide range of travel options through American Express Travel.
-
Is there a credit for joining the NEXUS program with the Amex Corporate Platinum Card?
Yes, receive a $100 NEXUS membership fee credit every four years with your Amex Platinum Small Business Card.
-
How do I get the Amex Business Platinum?
To obtain the Business Platinum Card® from American Express, visit the official site, make sure you meet the eligibility criteria, apply online, and wait for approval.
-
What is the minimum income required for an Amex Card?
No minimum income is required to get an American Express Card.
-
What are the benefits of the American Express Business Platinum Card?
The Business Platinum Card® from American Express offers Membership Rewards points, Statement credits, airport lounge access, travel insurance and more, optimizing your travel and business expenses.
Alternative Cards
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.