Discover the top RBC credit cards that offer exceptional rewards, competitive interest rates, and exclusive benefits tailored to your lifestyle. Whether you seek travel perks, cashback options, or low fees, our comprehensive guide will help you choose the perfect card for your financial needs.
Below are the best credit card offers from RBC, the Royal Bank of Canada:
With this offer for the RBC Visa Infinite Avion Card, you can earn 35,000 Avion points upon approval.
You can use your Avion Rewards points for travel or convert them to other loyalty programs such as:
The current welcome offer, for example, gives you the equivalent of 35,000 British Airways Avios or 350 WestJet Dollars.
With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.
What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.
With this exceptional offer for the RBC Avion Visa Infinite Privilege Card, you can earn up to 70,000 Avion points:
The current welcome offer, for example, gives you the equivalent of 70,000 British Airways Aviosor 700 WestJet Dollars.
With the RBC Avion Visa Infinite Privilege Card, you earn 1.25 points per dollar.
Finally, you get six complimentary global airport lounge access passes and security fast track lanes at select Canadian airports
With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus.
With this RBC credit card, you can earn 3 Avion points per dollar for :
And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card
Finally, you get two years of Mobile Device Insurance up to $1,000 if your mobile device, such as your cell phone, is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with the RBC ION+ Visa card.
With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn up to 60,000 Avios!
With this card, you get a Companion Award eVoucher (when you spend $30,000 or more in any calendar year). You can also take advantage of a 10% discount on British Airways flights when you book with your RBC British Airways Visa Infinite Card.
With the RBC British Airways Visa Infinite Card, you get:
What’s more, you benefit from a wide range of insurance coverages:
With the WestJet RBC® World Elite Mastercard, you can earn up to $450 in WestJet Dollars as a welcome bonus:
With the WestJet RBC® World Elite Mastercard, you get a travel companion voucher redeemable for a round-trip flight at a reduced rate. And your purchases can bring you closer to achieving status with WestJet.
In addition, the primary cardholder and up to 8 guests receive complimentary first checked bag on WestJet flights.
With the WestJet RBC® World Elite Mastercard, you earn 2% in WestJet dollars per dollar of purchase when you buy a WestJet flight or WestJet vacation package, and 1.5% in WestJet dollars on everyday purchases. If you travel regularly with WestJet, it’s like earning 1.5% to 2% cash back (including at Costco) to use towards the purchase of WestJet flights!
You’ll also benefit from a wide range of insurance plans: Out-of-Province/Country Emergency Medical Insurance, Travel Accident Insurance, Trip Interruption Insurance, Flight Delay and Emergency Purchases Insurance, Hotel/Motel Burglary Insurance, and Rental Vehicle Collision/Loss Damage Insurance.
With the WestJet RBC Mastercard, you can earn up to 100 WestJet Dollars as a new cardholder. You also get a companion voucher redeemable for a round-trip ticket for $199 when you use your card .
With this card, you earn 1.5% back in WestJet dollars when you buy WestJet flights or WestJet Vacations packages, and 1% back in WestJet dollars on everyday purchases.
With the RBC Visa Card you can earn a welcome bonus of 10,000 points :
With this no-annual-fee RBC credit card, you can earn 2 points per dollar on:
And 1 point per dollar on all other purchases.
Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card
With the RBC ION Visa card, you can get a welcome bonus of 6,000 Avion points on approval.
With this no-annual-fee RBC credit card, you can earn 1.5 Avion points per dollar for :
And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card.
The RBC Visa Classic Low Rate Option Card is one of the best low-interest credit cards in Canada.
Take advantage of a 0.99% introductory rate on balance transfers for the first 10 months, plus no annual fee for the first year. Offer available for a limited time. Apply by February 26, 2025.
You can also save on fuel at Petro-Canada stations and earn an additional 20% in Petro-Points by linking your RBC Visa Classic with Low Interest Option to your Petro-Points card. Finally, you can get three months of free delivery with DoorDash by linking your RBC Classic Visa with Low Interest Option to your DoorDash account.
Thus, you can get a free three-month subscription to DashPass worth nearly $30 and enjoy unlimited free deliveries on orders of $15 or more when paying with your RBC Visa Classic Low Rate Option Card.
With the RBC Cash Back Preferred World Elite Mastercard, earn 1.5% cash back on all your purchases. Costco included. And this, without any annual limit!
In addition, you get several benefits such as:
Finally, the RBC Cash Back Preferred World Elite Mastercard is ideal for protecting your purchases. You get:
Here are the awards received in the Milesopedia’s 2024 Credit Card Awards:
The RBC Avion Visa Infinite Card is the Best Flexible Travel Rewards Credit Card in 2024 in Canada for these reasons:
The RBC ION Visa card is the Best No-Fee Credit Card For Everyday Spending in 2024 in Canada for these reasons:
Here are some frequently asked questions in the milesopedia community about RBC credit cards in Canada.
The Best RBC cash back credit card is the RBC Cash Back Preferred World Elite Mastercard. With this RBC credit card, you’ll earn 1.5% cash back on all your purchases.
Royal Bank of Canada offers several RBC airline co-branded credit cards:
In addition, through the RBC Avion program, Royal Bank of Canada allows RBC Avion credit card holders to transfer their points to some frequent flyer programs:
You could apply for the RBC Avion Visa Infinite Card, the best RBC Avion (formerly known as RBC Rewards) credit card. With this RBC Avion credit card, you’ll earn a welcome bonus and 1 point for every $1 in purchases.
In addition, RBC Avion Visa Infinite Card credit cardholders are regularly targeted for RBC offers. These are RBC promotional offers that you can discover by logging into your Royal Bank of Canada online account.
Yes, you can have multiple Royal Bank of Canada credit cards at the same time. Such as the RBC Avion Visa Infinite Card (one of the best RBC Avion/RBC Rewards credit cards) and the WestJet RBC World Elite Mastercard (one of the best RBC credit cards for frequent flyers in Canada).
RBC Royal Bank of Canada offers several cards for travel in North America or worldwide. First, the RBC Avion Visa Infinite Card (one of the best travel rewards credit cards).
Secondly, RBC Royal Bank of Canada has cards that offer airline loyalty program points. Like the RBC British Airways Visa Infinite Card (one of the best credit cards with Avios points), the RBC WestJet World Elite Mastercard and the RBC Cathay Pacific Visa Platinum Card.
These credit cards are perfect for travel and offer you premium insurance for your travels in North America or around the world and your daily purchases (extended warranty).
For those who have never had an RBC card and are not students, consider the RBC ION+ Visa card, recognized as a preferred choice. Upon approval, it offers a welcome bonus in Avion points, a godsend for those looking to take advantage of North America’s most advantageous flight rewards program.
It is particularly attractive for day-to-day purchases, with an accumulation of 3 Avion points per dollar in various areas, and one airplane point per dollar for other expenses. If you estimate the annual value of rewards based on average Canadian spending and deduct annual fees, this represents a considerable gain. What’s more, with certain RBC accounts, annual fees are reduced for the first year.
Yes, you can apply for a card online with RBC. Simply click on the Apply button next to each RBC credit card on this page.
Yes, RBC has two Visa Infinite credit cards:
Both RBC Visa Infinite credit cards offer travel rewards points.
With these Visa Infinite credit cards, you can enjoy many benefits reserved for Visa Infinite credit card holders:
Absolutely, the RBC Avion Rewards program stands out for its simplicity: no travel restrictions or blackout dates. When redeeming points for flights, the value of each Avion point is far greater than that of many other loyalty programs. When you redeem on the RBC Travel Portal, each point maintains a stable value, which goes for gift cards and merchandise.
RBC partners with Transunion to check your credit report.
Although the criteria vary from one RBC credit card to another, credit agencies in Canada consider a score of 650 to be the minimum to get approved for an RBC credit card.
When you apply for your RBC WestJet credit card, provide your WestJet Rewards membership number. If you have not done so, you will need to call RBC to request to link your RBC credit card to your WestJet Rewards account.
When applying for your RBC British Airways Executive Club credit card, please provide your British Airways Executive Club membership number. If you have not done so, you will need to call RBC to request that your RBC credit card be linked to your British Airways Executive Club account.
When applying for your RBC Asia Miles credit card, please provide your Asia Miles membership number. If you have not done so, you will need to call RBC to request a link between your RBC credit card and your Asia Miles account.
Yes, as an RBC credit card holder, you are eligible to receive RBC offers. You can view these offers by logging into your Royal Bank of Canada online account.
You can contact the Royal Bank of Canada and RBC Visa / RBC Mastercard at 1-800-769-2523. However, if your request is for a lost or stolen card, call the Royal Bank of Canada at 1-800-769-2512.
To increase your RBC credit card limit, log in to your RBC online account or contact Customer Service directly. They will assess your eligibility based on your credit history and income.
If you wish to change your RBC credit card, visit an RBC branch or consult the various offers available online. Once you’ve identified a new card that meets your needs, contact customer service to help with the transition.
RBC often offers online tools for its customers to check their credit score. You can access this information through your RBC credit card online account or by speaking to a representative.
RBC credit cards work like most credit cards: they allow users to make purchases now and pay later, usually with an interest rate. What’s more, some cards offer additional rewards and benefits.
To get an RBC credit card, you can apply online at Milesopedia, which will redirect you to a secure page on the RBC website with a great welcome offer. Alternatively, you can visit a branch or contact customer service. They will guide you through the application process and check your eligibility.
Once you’ve received your RBC credit card, you can usuallyactivate it by calling a dedicated number or through your online account. Follow the instructions supplied with the card to complete activation.
If you wish to cancel your RBC credit card, we recommend that you contact RBC Customer Service. They can guide you through the cancellation process and answer any questions you may have about your remaining balance or benefits.
Royal Bank of Canada (RBC) has clearly demonstrated its commitment to moving with the times. By combining digital banking services with advanced technology, such as the RBC mobile app, it guarantees its customers the ability to log in and access all its accounts and services for an optimal customer experience: banking services, investment management or securities advice.
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