CIBC Smart Plus Chequing Account

Special Offer
Up to $450 welcome bonus*
Account Type
Chequing accounts
Public
Consumers
Monthly Fee
$29.95
No monthly fee if you maintain a minimum balance of $6,000
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CIBC Smart Plus Chequing Account
Up to $450 welcome bonus*
Apply Now

Offer

  • Unlimited transactions, including Interac e-Transfer
  • Eligible CIBC credit card with an annual fee rebate
  • No ATM withdrawal fees anywhere in the world
  • No charge for personalized cheques, bank drafts, money orders and stop payments
  • Monthly fee of $29.95 (or $0 with minimum balance)
  • Reduced monthly fee for customers aged 65 and over
  • Minimum balance of $6,000 or $100,000 in savings products to avoid fees

Fees

Public Consumers
Special Offer Up to $450 welcome bonus*
Monthly Fee $29.95
Monthly Fee Waiver (Min. Amount) $6,000
Monthly Fee Waiver (Details) No monthly fee if you maintain a minimum balance of $6,000
Unlimited Transactions
eStatement
Paper Statement $0
ATM Fee (Institution) $0
Non-sufficient Funds Fee $5
Bank Draft Cost $7.50
Overdraft Interest 21%
Unlimited e-Transfer Transactions

Our review

Discover the CIBC Smart Plus Account, your all-in-one banking solution.

Enjoy unlimited transactions, including Interac e-Transfers, and benefit from an eligible CIBC credit card with an annual fee rebate.

Make free ATM withdrawals anywhere in the world, and enjoy no fees for personalized checks, bank drafts and money orders.

Avoid the $29.95 monthly fee by maintaining a minimum balance of $6,000 or $100,000 in eligible savings products.

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