Desjardins Bonusdollars

Updated Nov 13, 2024
Loyalty program Desjardins Bonusdollars
Posts All posts on Desjardins Bonusdollars
Cards
Website Desjardins Bonusdollars
Customer Service 1-800-224-7737
Points Value
CAD
¢100
What is the value of your points?
Value
CAD
$50,000

Earn points

To earn Desjardins Bonusdollars, you’ll need a credit card linked to the Bonidollars rewards program.

These credit cards allow you to accumulate between 1 and 2% of your purchases in Bonusdollars.

Redeem points

There are 8 main ways to exchange your BONUSDOLLARS, some of which are more advantageous than others.

Bonus dollars in exchange for catalog merchandise and gift cards

The BONUSDOLLARS rewards catalogue offers access to multiple rewards divided into 29 major gift families:

  • Kitchen
  • Electronics
  • House and Garden
  • Fashion and Luggage
  • Health and Beauty
  • Sports and Leisure
  • Entertainment
  • Gift cards … and more!

You’ll have to search for the reward gift you like. You must have a minimum of 20 BONUSDOLLARS in your account to make an exchange.

Good money for good entertainment

This is a postponement.

You must have purchased your tickets for shows, movies, theatre, attractions and museums through traditional distributors (e.g. Evenko).

Once the expense appears on your Desjardins credit card account, you can use your BONUSDOLLARS.

What is practical: the possibility of using your BONUSDOLLARS in whole or in part.

Here is the procedure as described on the Desjardins site:

  • Online from a computer
    • Go to AccèsD
    • Choose the card associated with the BONUSDOLLARS to exchange
    • In the right-hand menu, click on BONUSDOLLARS
    • Click on Exchange BONUSDOLLARS
    • Select the Eligible Transactionscategory
  • In the mobile application
    • Log on to the Desjardins Mobile Services application
    • Select the credit card of your choice under My Accounts or Favorites
    • Press Information
    • Choose BONUSDOLLARS
    • Press Exchange BONUSDOLLARS
    • Select the Eligible Transactions category

If you have any problems, you can do so at your Desjardins Caisse counter or by calling Customer Service at 1-800-363-4345.

Please note: this discount must be made within 60 days of purchase.

This is a good use case for your BONUSDOLLARS: you won’t pay more for your reward because you buy the tickets yourself!

Bonidollars as rewards for financial products and services

You can use your BONUSDOLLARS in exchange for financial products and services offered by Desjardins:

  • Desjardins Private Management
  • Desjardins General Insurance
  • Savings products
  • Desjardins/Disnat Securities
  • Desjardins RRSP or Desjardins Group RRSP Funds, Desjardins Fund Investment Solutions, ESPs
  • Capital régional et coopératif Desjardins
  • Financing products
  • Insurance products
  • Transaction fees on chequing accounts (EOP), regular savings accounts (ES) and term savings accounts (ET)

In short, you can do almost anything with your BONUSDOLLARS when it comes to Desjardins financial products and services.

This is a good way to use your BONUSDOLLARS if you don’t have any trips planned!

To see the terms and conditions, click here.

Bonusdollars to pay for travel

This is the best use you can make of your BONUSDOLLARS, especially for Desjardins Odyssey World Elite Mastercard holders.

In fact, when you pay for your trip with your Desjardins credit card, you are covered by travel insurance (which is excellent on the Desjardins Odyssey World Elite Mastercard).

One of the big advantages of your BONUSDOLLARS is that you can apply them to any travel expense. If you don’t like restricted travel miles or points, then BONUSDOLLARS are for you.

As with entertainment, here you can use all or part of your BONUSDOLLARS to pay for your trip.

The travel expenses for which you can redeem your BONUSDOLLARS are varied:

  • Hotel, inn, bed and breakfast…
  • Airline, train, bus or car rental tickets, etc.
  • And even on the cost of admission to the Salon Odyssée Desjardins at Montréal’s Pierre Elliott Trudeau International Airport

To use your BONUSDOLLARS for a travel expense, you must use the same method for entertainment expenses described above.

Good money for good gifts

Donate to the for-profit organization of your choice using your credit card. You will then be able to redeem your BONUSDOLLARS approximately 48 business hours after the transaction has been authorized.

Bonusdollars in exchange for public transport

You can also exchange your BONUSDOLLARS for public transit tickets (commuter train, metro, bus).

Bonusdollars in exchange for restaurant meals

Earn BONUSDOLLARS by paying for your meal with your credit card, then redeem them to credit your expense.

Bonusdollars in exchange for a discount on the account

This option is only available to Odyssey Visa Infinite Privilege cardholders. Use your BONUSDOLLARS to pay off the amount charged to your credit card.

To compare all Desjardins credit cards on a single page, please visit our link on these cards.

Credit Cards

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Frequently Asked Questions

How do Desjardins Bonusdollars work?

Bonusdollars is the Caisses Desjardins loyalty program. The points accumulated are called Bonusdollars and can be considered as cash back.

How to exchange Bonusdollars

There are 8 main ways to exchange your BONUSDOLLARS. Just go to AccèsD or call Customer Service to use them.

How do I use Desjardins Bonusdollars?

There are eight ways to exchange your Bonusdollars:

  1. Gift rewards in several categories, including Kitchen, Electronics, Home and Garden, Travel and Luggage, Health and Beauty, Sports and Leisure, Gift Cards, etc.
  2. Entertainment: this is a postponement. Note that this discount must be made within 60 days of purchase.
  3. Bonusdollars in exchange for financial products and services
  4. Bonusdollars in exchange for travel: hotel, inn, B&B, plane, train, bus and even for the cost of admission to the Salon Odyssée Desjardins at Montreal’s Pierre Elliott Trudeau International Airport
  5. Good money for good gifts
  6. Bonusdollars in exchange for public transport tickets (commuter train, metro, bus)
  7. Bonusdollars in exchange for restaurant meals
  8. Bonusdollars in exchange for account rebates (only for Odyssey Visa Infinite Privilege cardholders)

How do I use Desjardins cash back?

Every eligible purchase on Desjardins CashBack Visa, CashBack MasterCard and World Elite MasterCard CashBack credit cards earns cash back. The percentage paid varies according to the type of purchase made and the card.

For example, the earning is 4% on grocery purchases for the Desjardins CashBack Mastercard card. If a purchase of $100 is charged to this card, the cash back is $4 ( $100 X 4%).

A credit is automatically added to the account as soon as accumulated rebates reach $25 for CashBack Visa and CashBack Mastercard or $100 for World Elite CashBack Mastercard.

Do Odyssey credit cards give Desjardins Bonusdollars?

Yes ! The Odyssey Gold Visa card, the Odyssey World Elite Mastercard and the Odyssey Visa Infinite Privilege card earn Bonusdollars.

Do BONIDOLLARS expire?

If no BONUSDOLLARS are exchanged or accumulated for a consecutive period of one year, Desjardins will consider it inactive.

Desjardins can then let the unused BONUSDOLLARS expire. Desjardins will notify the cardholder at least 30 days in advance of the impending expiration of his or her points and invite the cardholder to end inactivity before the BONUSDOLLARS expire.

What is the Desjardins Bonusdollars credit card accumulation rate?

To earn Desjardins Bonusdollars, you’ll need a credit card linked to the Bonusdollars loyalty program. These credit cards allow you to earn between 1 and 2% of your purchases in Bonusdollars. Some promotions also allow a 4% rate.

Can we transfer the Bonusdollars to other programs?

No, Bonusdollars points cannot be transferred to another loyalty program.

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