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The Scotiabank Platinum American Express® Card is one of Canada’s premium credit cards. It offers many benefits, such as:
The Scene+ program is the loyalty program of Scotiabank, Cineplex theatres and, soon, IGA, Sobeys and other grocery stores.
See how many Scene+ points you can earn for every dollar spent with the Scotiabank Platinum American Express® Card and the different ways to use them.
With the Scotiabank Platinum American Express® Card, you can earn 2 points per dollar on all purchases. It’s one of Canada’s only credit cards that offer this earning level for any purchase.
For example, if you habitually spend $3,000 per month on your credit card, you can earn over 72,000 points per year on your card. A $720 value to use on travel! Without effort, nor worrying about purchasing categories.
Note that unlike other credit cards, there is no annual limit on the number of Scene+ points you can earn!
Plus, you can earn 3 points per dollar on hotel and car rental bookings made through Scene+ Travel.
Since this credit card is designed for frequent travellers, one of the best uses of your Scene+ points will be to apply them to your travel purchases.
Unlike other credit cards that require you to go through an exclusive provider, with the Scotiabank Platinum American Express® Card, you can use your Scene+ points for purchases made on any site, with any provider or travel agency.
Whether it’s after buying a plane ticket, renting a car, staying in a hotel/apartment/house, or booking a cruise, you can use your Scene+ points at the same value: 10,000 Scene+ points = $100.
So, 60,000 Scene+ points are worth $600!
All you need to do is log in to your online account and apply your Scene+ points to your purchase (up to 12 months after it) via the “Redeem points for travel” option.
You must use at least 5,000 points ($50) when redeeming (after this threshold, redemptions are made at the rate of 100 points = $1).
By using your Scene+ points against your travel purchases, you ensure a 2% return on purchases made with the card.
The Scene+ loyalty program is rapidly expanding in Canada. You can already use your Scene+ points for many rewards, such as products or gift cards.
Soon, you’ll also be able to use your Scene+ points at grocery stores such as Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Here too, you’ll get a value of 1 cent per point: 1,000 Scene+ points = $10.
With this card, you pay no foreign transaction fees on transactions in foreign currencies. This is a rare benefit in Canada for credit cards.
This means you’ll save 2.5% on every transaction made in foreign currencies, whether online or abroad! Only the exchange rate applies.
For example, if you pay $15,000 in annual foreign currency purchases, that’s a savings of $375 in transaction fees compared to a credit card charging 2.5%.
With the Scotiabank Platinum American Express® Card, you get a Priority Pass membership as well as free access to VIP airport lounges (including Plaza Premium lounges):
With travel picking up again, it’s nice to be able to wait for your flight in the comfort of an airport lounge rather than in the hustle and bustle of the terminal!
If you need help making restaurant reservations or finding tickets to a show, the concierge service – provided by American Express – is at your disposal 24 hours a day, seven days a week.
I’ve used it on several occasions, notably to access tables in “fully booked” restaurants.
Or to make a list of things to do, to see, to book in a city I was planning to visit and where language can be an issue like Seoul in South Korea.
Since this card is part of the American Express network, you can access American Express online offers, including Shop Small.
Simply register your card on this page.
As this is an American Express card, you also enjoy certain cardholder benefits such as “American Express Invites/Front Of The Line.”
This gives you early access to various experiences: concerts, plays, restaurants, cinema, fashion and shopping.
To sign up for the service once you have your Scotiabank Platinum American Express® Card,it’s this way!
The Scotiabank Platinum American Express® Card provides a wide range of travel insurance products:
Coverage is provided:
Few cards offer coverage for those 65 and older.
As a Scotiabank Platinum American Express cardholder (cardholder includes the primary cardholder and any additional cardholder), you, your spouse and your dependent children are eligible for insurance of up to two million dollars each in the event of a medical emergency due to an unforeseen illness or accident occurring during a trip outside your province or territory of residence in Canada.
The insurance covers eligible expenses:
Charge at least 75% of the cost of your trip to your card and obtain trip cancellation/interruption insurance at no additional cost.
You, your spouse, a travel companion, and your eligible dependent children traveling with you are automatically covered:
As travel resumes, it is essential to have the trip cancellation/interruption insurance provided by this card.
When you pay at least 75% of the cost of your tickets with your Scotiabank Platinum American Express® Card, you are entitled to reimbursement of necessary expenses (e.g. hotel accommodation, meals and other exceptional costs).
You could be reimbursed for all eligible necessary and reasonable living expenses incurred:
As we can see, with travel picking up again, flights can be delayed for several hours. Here, you’re covered with this card when an eligible situation occurs!
When you pay the full cost of your plane, train, bus or cruise tickets with your card, you’re covered if your checked baggage is delayed or lost.
Indemnity for lost baggage is limited to the value of the covered baggage or the actual cost of replacing the covered baggage that was lost or stolen, up to a combined maximum of $1,000, whichever is less.
Delayed baggage compensation is limited to $1,000 (for all insured persons traveling together) for the replacement of eligible essential items when checked baggage has not been delivered within four (4) hours of arrival at the final destination.
Even though we advise you to travel light with a carry-on bag, there are situations where this is not possible.
So here too, it’s essential to be able to rely on your credit card’s insurance in case your baggage is delayed or lost, especially during a period of travel recovery when everything might not go as planned!
You are automatically protected against damage and theft if you pay the full cost of the vehicle rental with your card.
Note that the rental period cannot exceed 48 consecutive days and vehicles costing over $65,000 are not covered.
Thanks to this insurance, you can refuse the one sold by the rental agency, which can cost about twenty dollars per day!
When you pay at least 75% of the full cost of your tickets with your card, you benefit from accidental death and dismemberment insurance.
You, your spouse, and your eligible dependent children are automatically covered for accidental death or dismemberment insurance up to a maximum of $500,000 (up to $1,000,000 per trip).
Use your card to pay for hotel or motel accommodations in Canada or the U.S.
When you stay at a hotel or motel in Canada or the United States and pay the entire bill with your Scotiabank Platinum American Express® Card, you, your spouse, and your dependent children traveling with you will be eligible for personal property theft insurance in the event of a break-in to your room.
If your claim exceeds the amount reimbursable by the hotel and/or any other eligible insurer, the insurance covers the difference, up to $1,000.
You can be covered by mobile device insurance for up to $1,000 if your tablet, cell phone or smartphone is lost, stolen, accidentally damaged or has suffered a mechanical failure.
To be covered by this insurance, the full price of your new mobile device must be charged to your card or, if you financed the purchase of the device with a package, all your wireless bill payments for the device in question must be charged to your card.
Most items purchased with your card are insured against loss, theft and damage for 120 days after purchase, and the manufacturer’s warranty is doubled for up to another year. (Maximum lifetime liability of $60,000)
The Scotiabank Platinum American Express® Card is the best card for earning on all purchases within the Scene+ program.
This Scotiabank Platinum American Express® Card will be very interesting for travellers:
Take advantage of the current special offer to apply for this premium travel card:
This publication is sponsored by Scotiabank. However, the opinions and views expressed on this blog are only mines. Scotiabank is not responsible for maintaining or verifying the accuracy of the information published on this website.
Here are frequently asked questions in the milesopedia community about this card.
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