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Desjardins Bonusdollars make up the loyalty program for Caisses Desjardins. Every purchase charged to an eligible Desjardins credit card generates Bonusdollars, which function like cash back. This guide explains how to earn and use your Desjardins Bonusdollars, as well as the cards that provide access to them.
Also, consult our selection of the best credit cards in Canada to compare all available options.
To earn Desjardins Bonusdollars, you need a credit card linked to the Bonusdollars rewards program. These cards allow you to earn between 1% and 2% of your purchases in Bonusdollars. Additionally, certain promotions offer a rate of up to 4%.
There are 8 ways to redeem your Bonusdollars. However, some options offer better value for your money than others.
The Bonusdollars rewards catalogue provides access to multiple rewards across 29 gift reward categories:
You must have a minimum of 20 Bonusdollars in your account to make a redemption.
This option works as a retroactive rebate. First, purchase your tickets for shows, movies, theater, attractions, or museums through regular distributors (for example, Evenko). Then, once the expense appears on your Desjardins credit card statement, you can use your Bonusdollars in full or in part.
Here is the procedure to redeem your Bonusdollars:
In case of difficulty, visit your Desjardins caisse counter or call Customer Service at 1-800-363-4345.
This is a good use case for your Bonusdollars: you don’t pay more for your reward since you purchase the tickets yourself.
You can also use your Bonusdollars in exchange for Desjardins financial products and services:
In summary, you can use your Bonusdollars on almost all Desjardins financial products. This is an interesting option if you have no travel planned. To view the full terms and conditions, visit the Bonusdollars website.
Travel represents the best use of your Bonusdollars, especially for holders of the Desjardins Odyssey World Elite Mastercard. By paying for your trip with your Desjardins card, you benefit from its travel insurance.
One of the major advantages of Bonusdollars: you can apply them to any travel expense, without restriction. If you don’t like mileage programs with constraints, Bonusdollars offer total flexibility. Additionally, you can use all or part of your balance.
To use your Bonusdollars for a travel expense, follow the same procedure described in the Entertainment section (via AccèsD or the mobile app).
Make a donation to the non-profit organization of your choice using your Desjardins credit card. You can then redeem your Bonusdollars approximately 48 business hours after the transaction is authorized.
You can also exchange your Bonusdollars for public transit fares: commuter train, subway, or bus.
Pay for your meal with your Desjardins credit card, then redeem your Bonusdollars to credit the expense directly to your statement.
Only holders of the Odyssey Visa Infinite Privilege card have access to this option. You can use your Bonusdollars to directly reimburse the amount charged to your credit card.
Here are the main Desjardins credit cards that allow you to earn Bonusdollars. Use our credit card comparison tool to analyze them in detail.
Find our most recent articles on the Desjardins Bonusdollars program below.
The Desjardins Bonusdollars program offers good flexibility for using your reward points, especially if you travel with the Odyssey World Elite Mastercard. Travel remains the best redemption option, but the 7 other possibilities cover a wide range of daily needs.
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