Evaluation of the Qtrade Direct Investing Platform + Special Offer

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To the point In this review of Qtrade Direct Investing, discover how to invest in the stock market with one of Canada's largest online brokerage platforms. Plus, find details of the current special offer available until January 5, 2026.

To invest in the stock market independently using company shares or exchange-traded funds (ETFs), you need an online brokerage account. Several platforms are available: those offered by major Canadian banks and independent ones such as Qtrade Direct Investing.

Whether you are a beginner, intermediate, or expert investor, Qtrade offers the tools, features, and support you need to achieve your goals. In this review, we explore the services offered, the types of investments available, the advantages and disadvantages, and much more.

What is Qtrade?

Qtrade Direct Investing (Qtrade) is an online brokerage platform that allows Canadian investors to trade stocks independently. It was founded in 2001 and is headquartered in Vancouver, Canada.

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Qtrade offers a trading platform for independent investors and professionally designed, guided portfolios tailored to your financial goals. In this review, we focus primarily on the online brokerage platform, which has consistently ranked #1 among online investment platforms in Canada since its launch.

The Qtrade platform is available on desktop and mobile device, and enables trading in stocks, exchange-traded funds (ETFs), options, bonds, mutual funds, guaranteed investment certificates (GICs), and much more.

Qtrade, a division of the independent wealth management company Aviso Wealth, is a member of the Canadian Investor Protection Fund (CIPF) and regulated by the Investment Industry Regulatory Organization of Canada (IIROC).

Qtrade - Special Offer

From August 6, 2025, to January 5, 2026, Qtrade offers a beneficial promotion for new and existing clients.

By using the promotional code QTRADE2025 when you open your account, you can receive up to 5% cash back on your deposits:

  • 5% on the first $15,000 deposited (up to $750 in bonus);
  • 1% on deposits exceeding $15,000 (up to $1,250 in bonus and $2,000 in total bonus).

To benefit from this offer, you must:

  • Open a Qtrade account via the Milesopedia link and use promotional code QTRADE2025 by January 5, 2026;
  • Deposit new net funds into the new account by January 31, 2026;
  • Keep your new net funds deposited in the new account until January 31, 2027;
  • Receive your cash back in your account around February 28, 2027.

Qtrade Services

As mentioned above, Qtrade offers two main services for Canadian investors:

  • Qtrade Trading Platform
  • Qtrade Guided Portfolios

Qtrade Trading Platform

The Qtrade trading platform is an online brokerage platform for self-directed investors. It allows you to trade a wide variety of financial products, from stocks to bonds, across multiple account types in both Canadian and U.S. dollars.

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Qtrade offers first-rate customer service and educational resources. In addition to offering tools to help you make the most of your investments, such as :

  • Portfolio Score
  • Portfolio Simulator
  • Portfolio Creator
  • Goal Planning

More recently, two new features have been launched on Qtrade Direct Investing :

  • My News: a personalized AI-based news feed for Canadian investors, in partnership with PersonaFin, that makes it easier for you to stay informed about the markets and make better decisions.
  • Options Lab: a tool for beginners and more experienced investors alike to simplify options strategies. After selecting a stock and answering a few questions, you’ll receive options strategies tailored to your objectives and risk tolerance.

Finally, Qtrade offers a trial account so you can discover the platform, features and analysis tools.

Qtrade Guided Portfolios

Qtrade Guided Portfolios are investment portfolios designed by professionals and tailored to your financial goals It is an automated service that you don’t need to monitor or manage. Indeed, experts regularly monitor and rebalance your portfolio to ensure it continues to meet your needs. If any issues arise, you can always contact a customer service team.

Qtrade Account Types

A wide variety of investment accounts are available at Qtrade: non-registered and registered accounts. To start trading, there is no minimum deposit required. And all major trading accounts are available in Canadian or U.S. dollars.

Trading Accounts

With non-registered accounts, you can trade stocks and ETFs using a cash account, but also invest with leverage using a margin account.

  • Cash (available in individual, joint or group accounts)
  • Margin account

Registered Accounts

With registered accounts, you can grow your investments tax-free.

  • Tax-Free First Home Savings Account (FHSA)
  • Tax-Free Savings Account (TFSA)
  • RRSPs (individual or joint accounts) and RRIFs
  • LIRAs and LIFs
  • Registered Education Savings Plan (RESP)

Investment choices on Qtrade

The Qtrade trading platform provides access to a wide selection of investments:

  • Canadian and U.S. stocks
  • Canadian and U.S. ETFs
  • Mutual funds
  • Corporate and government bonds
  • New issues (IPO)
  • Guaranteed Investment Certificates (GICs)
  • Options (buying and selling)
  • Etc.

Fees for Using the Qtrade Trading Platform

Trading fees

  • Stocks: $0 commission
  • ETFs: $0 commission
  • Mutual Funds: $0 commission
  • Options: $0 commission (+$0.75 per contract)

Administration Fees

  • Administration Fees: waived for all clients
  • Fees for registered U.S. dollar accounts: eliminated

Finally, clients with large portfolios or who trade frequently have access to the Investor Plus service.

Qtrade Customer Support

Qtrade offers quality customer service. In fact, Qtrade ranks first among online brokers when it comes to customer service.

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Qtrade Benefits

Benefits:

  • Quality customer service;
  • Commission-free stock and ETF trading;
  • No administration fees;
  • Wide variety of accounts offered: FHSA, TFSA, RRSP, RESP, margin, etc.;
  • Trading accounts offered in Canadian or U.S. dollars.

How to open a Qtrade investment account?

To open your account, you’ll need government identification, your social insurance number and information about your income and assets.

Then follow these steps:

  • Activate your account using the confirmation code you will receive by e-mail.
  • Select an account type and enter your personal information.
  • Confirm your identity.
  • Sign and submit your electronic application.
  • Wait for your application to be approved.

Bottom Line

In summary, Qtrade is one of the best trading platforms in Canada. It allows Canadian investors to trade stocks and ETFs independently, as well as access other investment options. Qtrade is a secure platform, a member of the Canadian Investor Protection Fund (CIPF), and regulated by the Investment Industry Regulatory Organization of Canada (IIROC). Open your Qtrade account today and start investing!

What is the Qtrade brokerage platform?

Qtrade is an online brokerage platform that allows for self-directed investing in the stock market. It offers a trading platform for self-directed investors as well as guided portfolios designed by professionals.

Who owns Qtrade?

Qtrade is a division of Aviso Wealth, one of Canada’s largest independent wealth management companies with over $95 billion in assets.

Is Qtrade a secure platform?

Yes, Qtrade is a secure online brokerage platform. It has been in operation for over 20 years and is headquartered in Vancouver, Canada. Qtrade is a member of the CIPF and regulated by IIROC.

Is Qtrade available in Canada?

Yes, Qtrade is available in Canada. In fact, Qtrade is recognized as one of the best trading platforms in Canada.

Come to discuss that topic in our Facebook Group!
Vincent Morin
Vincent Morin
Vincent reached financial independence and retired early (FIRE) at the age of 35. After a career in financial technologies for a large American investment bank, he founded Retraite101, a personal finance site that reaches more than 350,000 unique visitors per year and has more than 40,000 followers on social media. Passionate about personal finance, cycling, reading and gardening, he continues to write to inspire and motivate Quebecers to take charge of their finances.
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