Credit Cards: The Best Welcome Bonuses With a Small Minimum Spending Requirement

The Best Welcome Offers With a Small Minimum Spending Requirement

Marriott Bonvoy American Express Card

The Marriott Bonvoy® American Express®* Card is the best credit card for free hotel nights.

With this welcome offer, you can earn up to 50,000 Marriott Bonvoy points:

• Earn 50,000 points after charging a total of $1,500 to your Card in your first 3 months of membership.

It’s a card we recommend you keep, because each year at renewal, you’ll get an annual one-night free certificate worth 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy status.

With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.

Last but not least, this Card comes with a wide range of insurances : baggage delay, baggage loss or theft, $500,000 travel accident, flight delay, hotel/motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.

Like all American Express Canada Cards, there is no minimum income requirement.

RBC Avion Visa Infinite Card

With this offer for the RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion points as a welcome bonus. Receive 35,000 welcome points upon approval and earn an additional 20,000 points when you spend $5,000 on the card within the first six months of approval.

You can use your Avion points for travel or convert them to other loyalty programs such as:

• American Airlines AAdvantage
• The British Airways Club (and Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

The current welcome offer lets you earn the equivalent of up to 55,000 British Airways Avios or 55,000 WestJet dollars.

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.

RBC Avion Visa Platinum

With this offer for the RBC Avion Visa Platinum Card, you can earn up to 55,000 Avion points as a welcome bonus. Receive 35,000 welcome points upon approval and earn an additional 20,000 points when you spend $5,000 on the card within the first six months of approval.

You can use your Avion points for travel or convert them to other loyalty programs such as:

• American Airlines AAdvantage
• British Airways Club (et Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

The current welcome offer lets you get the equivalent of 35,000 Avios or 35,000 WestJet points.

With the RBC Avion Visa Platinum Card, you earn 1 point for every dollar spent.

MBNA World Elite Rewards Mastercard

With the MBNA Rewards World Elite® Mastercard®, you can earn 5 points per dollar of purchases for:

• Dining
• Grocery purchases
• Digital media purchases (Netflix, Spotify, etc.)
• Memberships
• Household utility purchases (electricity, etc.)

Everywhere else, you will get 1 point per dollar.

Enough to make the MBNA Rewards World Elite Mastercard the best MBNA credit card for restaurants, groceries, digital media, subscriptions and household utilities.

Knowing that Mastercard recognizes Walmart Supercenters as grocery stores, this is the best credit card for Walmart customers!

Plus, depending on your province of residence, you’ll get a welcome bonus of between 20,000 and 30,000 points, a value of $200 to $300!

And each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

TD Visa Platinum Card Aeroplan

With the TD Aeroplan Visa Platinum* Credit Card, you can earn up to 15,000 Aeroplan points and a rebate on annual fees in the first year:

• 10,000 Aeroplan points for the first purchase made with your card^†
• 5,000 additional Aeroplan points when you spend $1,000 within 90 days of account opening^†
• First-year annual fee waived for primary cardholder (instead of $89)^†.
• To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

With the TD® Aeroplan® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:

• Grocery stores
• Eligible purchases of gas or electric vehicle charging
• Air Canada purchases, including Air Canada Vacations

This TD Aeroplan credit card requires no minimum income.

TD Platinum Travel Visa Card

With this new welcome offer for the TD Platinum Travel Visa* Card, you can get up to 50,000 TD points and a first-year annual fee rebate:

• 15,000 TD Rewards points for the first purchase made with your card^†
• an additional 35,000 TD Rewards points when you spend $1,000 within 90 days of account opening^†

Plus, get an Annual Fee Rebate for the first year.†

This TD travel rewards credit card requires no minimum income.

BMO AIR MILES^®† Mastercard^®*

Green Card from American Express

Do you want a cash back credit card with no annual fee that earns travel points? Here’s an option for you: American Express® Green Card.

By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.

You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning:

• 10,000 Aeroplan points
• 10,000 Avios points
• 10,000 Flying Blue Miles
• 12,000 Marriott Bonvoy points

That’s a nice welcome bonus for a credit card with no annual fee.

You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.

Like all American Express Canada Cards, there is no minimum income requirement.