We remind you: travel should not be done through debt. However, if you are paying high-interest charges on a credit card balance every month, don’t hesitate to take advantage of a credit card balance transfer offer like this one.

Then plan a strategy to pay off your credit card debt:

• Do not make any new purchases on the new credit card: pay off the credit card balance you transferred gradually by setting a schedule, ideally for the next 6 months
• Make your regular expenses on your old credit card and pay it in full each month without carrying a balance as you may have done previously
• If you can’t manage it, make an appointment with your bank advisor to set up a more solid strategy : with a mortgage line of credit, for example, or a personal loan whose rate will often be much lower (4% to 5% instead of the 12% to 20% of credit card interest rates).

Check out the best credit card balance transfer offers.