0% Balance Transfer Offer for 12 months!

To the point Here's the best balance transfer credit card offer in Canada (not available in Quebec): 0% interest for 12 months.

Balance transfer offer Our advice on credit card balance transfer

Balance transfer offer

The MBNA True Line® Mastercard® credit card is one of Canada’s best options for a low-cost balance transfer. It’s ideal for reducing interest charges and consolidating your debts onto one card.

With this card, you benefit from a 0% interest rate for 12 months on balance transfers made within 90 days of account opening. Transfer fees are a competitive 3%.

This card offers fraud protection, guaranteeing the security of your transactions.

If you want to transfer balances from high-rate cards, the MBNA True Line® Mastercard® credit card allows you to benefit from a 0% rate and pay off your debts at your own pace without high-interest charges during the promotional period.

In short, the MBNA True Line® Mastercard® credit card is an excellent choice for reducing debt and optimizing balance transfers.

Our advice on credit card balance transfer

We remind you: travel should not be done through debt. However, if you are paying high-interest charges on a credit card balance every month, don’t hesitate to take advantage of a credit card balance transfer offer like this one.

Then plan a strategy to pay off your credit card debt:

Do not make any new purchases on the new credit card: pay off the credit card balance you transferred gradually by setting a schedule, ideally for the next 6 months
Make your regular expenses on your old credit card and pay it in full each month without carrying a balance as you may have done previously
If you can’t manage it, make an appointment with your bank advisor to set up a more solid strategy : with a mortgage line of credit, for example, or a personal loan whose rate will often be much lower (4% to 5% instead of the 12% to 20% of credit card interest rates).

Check out the best credit card balance transfer offers.