New and improved NBC À la carte Rewards Plan

Updated Feb 17, 2025
bnc recompenses a la carte featured
To the point With the announcement of the new National Bank welcome offers, here is a reminder of the improvements to the NBC À la carte Rewards Plan.

*** This article is several years old. We keep it as an archive, but much of the information below is no longer accurate. Please refer to these pages for the most recent updates:

With National Bank’s new welcome offers, you can earn reward points and the first year free. But what to do with these points? Here’s an overview of the NBC Rewards program and its new features.

Reward points NBC

NBC Rewards points are flexible and can be redeemed according to your needs. The options are for :

  • travel purchases
  • merchandise and gift cards
  • banking products
  • donations
  • Statement credits

If you have been a National Bank credit cardholder for some time, you may have noticed some changes. They have not been announced but here they are more officially.

Travel with points

Quite simply, it’s the best redemption value for the travel rewards you’ll make with your Rewards points NBC! Nothing has changed on this side.

To redeem your Rewards points NBC, you must log on to the dedicated À la carte Rewards Plan portal at NBC.

  • À la Carte Travel Agency, powered by Transat: You will be able to book a trip with your points (+ additional cash if required). The redemption rate is 10,000 points per $100.

What’s more, you’ll earn more points per dollar of eligible purchases when you book packages or airline tickets directly online at À la carte Travel.

World Elite
Business Platinum
World Mastercard Platinum
Additional points / $1 eligible purchase +1.5 points + 1.25 points + 1 point

The travel credit will be applied when your next statement is issued.

Points for merchandise and gift cards

More than 1,000 articles are available and added according to the seasons and the following themes:

  • Gift cards
  • Electronics
  • Fashion accessories
  • Kitchen
  • Sports and Leisure, etc.

Recently, new categories have been added, including:

Redeemable points range from 12,000 to 13,500 points for a value of $100. Canadian-made products receive a special mention on the card.

New partners and items are added frequently, so be sure to check the “What’s new?” section often.

BNC Store

Over the past year, more than 50 new partners and boutiques have been added to the catalog. Among the most popular are Apple, SAQ, Le Creuset, Dyson, Nespresso and Canadian Tire.

An improvement has been made for the payment of the products. Instead of having a maximum portion of 40% that could be paid in cash, it is now 50%.

Plus, if you have a promotional code, you can use it at checkout.

By the way, use our exclusive milesopedia promo code“PED100”, to enjoy 100 points off your redemption total. This code is valid only once, from September 15 to 30, 2021.

BNC Gift Card Rewards

The Promotions category is new. There are products that require fewer points than usual.

Points for financial products

Redeem your points in cash for a financial product from National Bank, National Bank Direct Brokerage or National Bank Financial.

For a value of $100 for 12,000 points:

  • Make a contribution to an RRSP or TFSA
  • Paying down the principal on your line of credit or mortgage
  • Paying your bank charges

What’ s new is that, in addition to everything described above, you can also pay your National Bank credit card balance with your points.

The scale is as follows:

BNC rewards financial products

Travel expenses

With the National Bank World Elite Mastercard, you are entitled to reimbursement of travel expenses.

With it, you can claim $150 in travel expense credits.

Previously, you were required to upload your account statement as proof when requesting a refund.

Now the process is simplified. Simply enter the amount claimed, the transaction date and the description of the charge. A handy counter also shows the amounts already reimbursed and the amounts remaining.

National Bank lounge at Montreal-Trudeau International Airport

The cardholder, 1 guest and 2 children under 12 have free access to lounge, simply by presenting the National Bank World Elite Mastercard®.

This is a significant advantage for frequent travellers, and lounge is available for all international flights.

Exclusive benefits of the World Elite Mastercard and World Mastercard from National Bank

Mastercard Airport Experiences - provided by LoungeKey

*** This article is several years old. We keep it as an archive, but much of the information below is no longer accurate. Please refer to these pages for the most recent updates:

From September 15, 2021, both credit cards give you access to the Mastercard Airport Experiences program provided by LoungeKey.

All you have to pay is a preferential entry fee of US$32/person, plus discounts at selected airport merchants.

Enhance your travel experience with access to over 1,000 lounges worldwide, where you can enjoy Wi-fi, drinks and snacks before your flight.

Free Wi-Fi with Boingo

You can also take advantage of Wi-Fi Boingo.

So you get 12 annual 90-minute accesses with unlimited data at over a million hotspots worldwide. There are no extra charges or roaming fees.

Boingo BNC

Mastercard Travel Rewards

Benefit from discounts when you make purchases at participating merchants.

Simply register your credit card on their Mastercard Travel Rewards site, and get discounts and rebates through this shopping portal.

Travel insurance and purchase protection

These credit cards NBC have many useful insurances for your trip, such as insurance for :

  • medical care
  • Trip cancellation/interruption
  • In case of theft, delay or loss of luggage
  • In the event of a flight delay
  • Car rentals
  • 180-day purchase protection

All the details are here.

Bottom Line

*** This article is several years old. We keep it as an archive, but much of the information below is no longer accurate. Please refer to these pages for the most recent updates:

 

These are many positive changes!

In addition, for the second year in a row, National Bank received the highest consumer rating in an evaluation of 12 credit card financial institutions.

There’s a reason why National Bank World Elite Mastercard® is one of the best Mastercards in Canada!

Come to discuss that topic in our Facebook Group!
Caroline Tremblay
Caroline Tremblay
Caroline, a loyalty program specialist, helps families maximize their points to travel more frequently and affordably. With expertise in Disney, AIR MILES, and Costco, she travels the world with her partner and two children through rewards. Passionate about the latest in loyalty programs, Caroline shares tips to help you earn more points and turn your travel dreams into reality.
All posts by Caroline Tremblay

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