Loyalty Program: moi

  • No annual fee
  • 2X the points on gas and EV charging purchases
  • 2X points on grocery and drugstore purchases
    (Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick)
Learn More
Earn up to 4,000 points

Get up to 10,000 bonus points – a value of $80!

  • Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card
  • Receive an additional 3,500 points when you spend $500 in the first three months of opening your card
  • Receive an additional 3,500 points when you spend $2000 in the first twelve months of opening your card
  • Offer ends January 31, 2025

Get 2X the points on:

  • qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
  • dining, gas and EV charging purchases

Earn 1X the points per dollar everywhere else on all purchases.

Moi makes it easy to redeem

  • Redeem points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick.
  • Your Moi points don’t expire

Petro-Canada

  • Link your moi RBC Visa credit card to your Petro-Points card to save 3¢/L instantly on gas and earn 20% more Petro-Points at Petro-Canada.

RONA, Réno-Dépôt and RONA

  • Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.

Purchase Security and Extended Warranty Insurance

  • Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

RBC Offers

  • Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!
Legal

Refer to RBC page for up to date offer terms and conditions

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Gas2Points
  • Dining and Food delivery2Points
  • All Spending1Point
Value
  • Year 1 $316
  • Year 2+ $236
Best For
Transfer Partners
  • moi

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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