Best RBC Credit Cards in Canada - September 2026

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

• 35,000 points upon approval of your application
• 20,000 points when you charge $5,000 in purchases to your account within the first six months
• 15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices.

The annual fee is $120.

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

• 30,000 WestJet points as a welcome bonus with your first purchase
• 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
• 10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

The benefits in numbers

An annual companion voucher from $119
Charge at least $5,000 in purchases to your card each year and you receive a World Elite Companion Voucher for a round-trip flight, starting at a $119 base fare, plus taxes, fees, surcharges and other air transportation charges. You can exchange it instead for a 30% flight discount for one traveller, a $200 credit towards a WestJet Vacations or Sunwing Vacations package, or airport lounge passes. The exact number of lounge passes granted is to be verified against the RBC terms in force.

A free first checked bag for up to nine people
The first checked bag is free for the primary cardholder and up to 8 guests on the same reservation, on WestJet flights. For a family of four, that is four bags on every leg.

Status Lift: $200 in tier qualifying spend per $5,000
Your everyday purchases move you towards Silver, Gold and even Platinum status. You earn $200 in tier qualifying spend for every $5,000 in purchases charged to the card, up to 50 times per year.

Up to 2 WestJet points per dollar

• 2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
• 2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
• 1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Finally, you benefit from extensive insurance coverage: out-of-province or out-of-country emergency medical insurance, travel accident insurance, trip cancellation and trip interruption insurance, flight delay and delayed baggage insurance, hotel or motel burglary insurance, rental vehicle collision and damage insurance.

For a limited time, the RBC Avion Visa Infinite Privilege Card offers a welcome bonus of up to 100,000 Avion points, representing a travel value of up to $2,375.

• 35,000 points upon approval of your application
• 20,000 points when you charge $5,000 in purchases to your account within the first six months
• 45,000 points on your account’s first anniversary

With the RBC Avion Visa Infinite Privilege Card, you also receive 6 complimentary airport lounge visits each year.

You can redeem your Avion points for flights on over 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles, and WestJet Rewards.

The card also gives you access to priority lanes, security services, and reserved parking at select Canadian airports.

You earn 1.25 Avion points per dollar on all your purchases, and the card includes comprehensive insurance coverage: emergency medical care, trip cancellation and interruption, and mobile devices up to $1,500.

With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn 50,000 Avios!

With this card, you benefit from a companion voucher (by spending $30,000 or more during a calendar year). Additionally, you can enjoy a 10% discount on British Airways flights when booking with your RBC British Airways Visa Infinite Card.

With the RBC British Airways Visa Infinite Card, you get:

• 3 Avios per dollar spent with British Airways and BA Holidays
• 2 Avios per dollar on groceries, dining, and food delivery
• 1 Avios per dollar for all your other purchases

In addition, you benefit from extensive insurance coverage:

• Out-of-province/country emergency medical insurance
• Travel Accident Insurance
• Flight delay and essential items purchase insurance
• Hotel or motel burglary insurance
• Rental vehicle collision and damage insurance

With this limited-time welcome offer, you can earn up to 70,000 Avion points as a welcome bonus with the RBC Avion Visa Platinum Card!

• Receive 35,000 points upon approval
• 20,000 additional points when you spend $5,000 within the first six months of account opening
• 15,000 additional points on the first anniversary of your account opening

You have until November 25, 2026 to apply.

You can use your Avion points for travel or convert them to other loyalty programs such as:

• American Airlines AAdvantage
• British Airways Executive Club (and Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

The current welcome offer lets you get the equivalent of 70,000 Avios or 70,000 WestJet points.

With the RBC Avion Visa Platinum Card, you earn 1 point for every dollar spent.

With the RBC ION+ Visa Card, get up to 28,000 Avion points^{^}, which is a value of up to $200 in gift cards^†. Apply by November 4, 2026.

This offer includes:

• 7,000 Avion points upon approval^{^}
• 14,000 additional Avion points when you charge at least $1,500 in eligible purchases to your account within the first 6 months^{^}
• 7,000 anniversary Avion points^{^}

This RBC credit card allows you to earn 3X the Avion points per dollar on the following categories¹:

• Groceries, restaurants and meal delivery
• Transportation, gas and electric vehicle charging
• Streaming, digital games, and subscriptions

You also earn 1 Avion point per dollar on all other eligible purchases¹.

Plus, save 3¢ per litre on fuel at Petro-Canada and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card⁴.

Finally, benefit from mobile device insurance³ providing two years of protection, up to $1,000, in the event of loss, theft, accidental damage, or breakdown of your mobile device purchased with the card.

The WestJet RBC^® World Elite Mastercard for Business‡ is an excellent card for entrepreneurs and small business owners who want to earn WestJet points on their business spending and reduce the cost of their travel.

From August 25 to November 30, 2026, the card comes with its richest welcome offer to date: up to 100,000 WestJet points, worth up to $1,000 in travel value. The bonus is awarded in four steps: 45,000 points as a welcome bonus, 20,000 points when you spend $5,000 in the first 3 months, 25,000 points when you spend $15,000 in the first 6 months, and 10,000 points on your account’s first anniversary.

WestJet points can be used to reduce the cost of WestJet flights or WestJet Vacations packages, which can represent up to $1,000 in savings.

The card also offers a favourable earn rate in certain business spending categories, including 3 WestJet points per dollar on telecommunications services, electronic devices and shipping services, as well as 1.5 WestJet points per dollar on all other purchases.

Cardholders also enjoy several benefits when travelling with WestJet, including WestJet Silver status from approval in the first year, priority check-in and boarding, lounge passes, and two free checked bags for the cardholder and up to eight additional guests travelling on the same reservation.

With its highest welcome bonus to date and its travel benefits, the WestJet RBC^® World Elite Mastercard for Business is an attractive option for entrepreneurs who want to earn WestJet points and reduce their travel expenses.

Looking for the personal version? See the WestJet RBC^® World Elite Mastercard‡.

The RBC Avion Visa Infinite Business Card is the premium business credit card in the RBC Avion Rewards program, designed for business owners who travel.

Get 35,000 bonus Avion points upon approval.

What the card gives you:

• 1.25 RBC Rewards points per dollar in net purchases charged to your card, up to $75,000 per year, then 1 point per dollar beyond that
• A Visa Airport Companion membership, which opens access to more than 1,200 airport lounges worldwide, at US$32 per person per visit
• Avion points that are redeemable for travel with a great deal of flexibility, with no blackout dates
• Additional cards for your employees, at $75 each, up to 9 cards

The annual fee is $175. The annual interest rate is 19.99% on purchases and 22.99% on cash advances. A 2.5% conversion fee applies to foreign currency transactions.

With the RBC ION Visa card, earn up to 14,000 Avion points^{^}, a value of up to $100 in gift cards^†.

This RBC credit card with no annual fee lets you earn 1.5X Avion points per dollar in the following categories¹:

• Groceries
• Transit, gas, and electric vehicle charging
• Streaming, digital games, and subscriptions

You also earn 1 Avion point per dollar on all other eligible purchases¹.

Plus, save 3¢ per litre on fuel at Petro-Canada and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card⁴.

The RBC Avion Visa Business Card is a business credit card in the RBC Avion Rewards program, designed for self-employed workers and business owners who want to earn travel points on their business spending.

You earn Avion points, redeemable for travel with a great deal of flexibility, and the welcome offer can reach 20,000 Avion points on approval. The annual fee is $120.

The annual interest rate is 19.99% on purchases and 22.99% on cash advances. A 2.5% conversion fee applies to foreign currency transactions.