The Best Credit Card Offers to Pay Your Municipal Taxes

Updated Jan 27, 2025
Fact checked by
Alexandrine Bertrand
Alexandrine Bertrand Alexandrine Bertrand
An avid solo traveller, Alexandrine is an expert on loyalty programmes such as Aeroplan, Avios, AIR MILES, Flying Blue and Marriott Bonvoy. With a budget-conscious approach, she helps travellers make the most of their points and miles to experience affordable, off-the-beaten-path getaways. She also shares a love of gastronomy and enjoys exploring local flavours and culinary traditions.
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Taxes municipales PaySimply Plastiq
To the point You can pay your municipal or school taxes with a credit card. Here are the best cards to earns lots of points!

Like every year, milesopedia readers are looking for the best credit card to use to pay for their municipal or school taxes, in order to earn points or money.

In Canada, the two best services for paying bills with a credit card are:

In this article, we’ll take a look at the best credit cards to apply for and use to pay your municipal or school taxes.

The Two Options for Paying Municipal Taxes With a Credit Card

Paysimply and Municipal Taxes

With PaySimply – a Canadian company- you can pay many bills using a credit card.

Named one of Canada’s best managed companies, it is a partner of the Canada Revenue Agency and Canada Post.

The fee is 2.5% which is less than with Plastiq.

If your city is not available on Plastiq, you can use this solution (or vice versa)! Larger and smaller cities like Laval, Quebec and Saguenay are supported for payment by Mastercard, Visa and American Express.

This is a great option for paying your municipal or school organization.

paysimply example

Please note that the city of Montreal is no longer a Paysimply supplier for municipal tax payments. You will have to make your transaction with Plastiq.

Plastiq and Municipal Taxes

Municipal taxes can be paid by Visa, American Express and Mastercard with Plastiq, for a fee of 2.9%.

Plastiq Paiement 2,9%

Municipal Taxes: Credit Cards for Individuals

Points for Travel

Here are the best credit card offers with travel rewards to pay your municipal taxes:

I’m thinking in particular of American Express cards that require you to reach a minimum amount to unlock the welcome bonus. For example, the American Express Platinum Card® has a great offer that’s coming to an end soon. It’s one of the best offers we’ve seen in a while and we don’t know when it might return.

The American Express Platinum Card® has an annual fee of $799. But it quickly pays for itself with:

  • Membership Rewards Points earned with the welcome offer, worth approximately $1,400;
  • Travel and restaurant credits of $200 each;
  • Access to 1,400 airport lounges worldwide;
  • Excellent insurance;
  • and the flexibility of transferable points to other travel programs.

Aeroplan

Here are the best Aeroplan credit card offers to pay your municipal taxes:

We’re thinking in particular of American Express cards, which require you to reach a minimum amount to unlock the welcome bonus. For example American Express® Aeroplan®* Reserve Card. With this offer, you can fly far and wide with your Aeroplan points!

Hotel Points

Here are the best credit card offers for hotel points to pay your municipal taxes:

Cash Back

Here are the best cash back credit card offers for paying your municipal taxes.

You could get a minimum welcome bonus of $200 for each of these cards.

AIR MILES

Here are the best AIR MILES credit card offers for paying your municipal taxes.

Right now, the best Mastercard credit card for paying municipal and school taxes is the BMO® AIR MILES® World Elite®* Mastercard. What’s more, once a year, this card offers a 25% discount on airline tickets purchased on the AIR MILES site.

Then use your AIR MILES miles for free tickets to Walt Disney World or Universal Studios, Amazon e-gift cards or a free Costco membership.

Here is the current welcome offer:

Municipal Taxes: Credit Cards for Businesses

Travel Rewards for Business

You can earn a welcome bonus by paying your municipal and school taxes with a travel points credit card for professionals, self-employed workers or small businesses!

These include Business Platinum Card® from American Express:

Aeroplan for Business

Right now, the best Aeroplan credit card offer for Businesses to pay your municipal taxes is the American Express® Aeroplan®* Business Reserve Card:

Hotel Points for Businesses

Here’s the best hotel points credit card offer for businesses to pay your municipal taxes:

Cash Back for Businesses

A welcome bonus is welcomed, especially while paying your municipal and school taxes with a cashback credit card for professionals, self-employed workers or small businesses!

Like with the BMO® CashBack® Business Mastercard®*.

Here is the current welcome offer:

AIR MILES for Businesses

Or, a nice welcome bonus is available by paying your municipal and school taxes with an AIR MILES credit card for professionals, self-employed workers or small businesses.

As with the BMO AIR MILES® World Elite®* Mastercard for Business:

Here is the current welcome offer:

BMO also provides a no-fee AIR MILES business credit card.

Here is the current welcome offer:

Come to discuss that topic in our Facebook Group!
Marie-Ève Leclerc
Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
All posts by Marie-Ève Leclerc

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