With this welcome offer for the Scotiabank Passport™ Visa Infinite* Card, you can earn up to 35,000 Scene+ points:

• 25,000 Scene+ points with total purchases of $1,000 or more in the first three months (value of 250 $)
• 10,000 additional points with $40,000 in purchases during the first year with the card (value of 100 $)

The BMO^® AIR MILES^® World Elite Mastercard^®* offers 3,000 bonus AIR MILES miles with at least $3,000 in card purchases within the first three months. You can earn an additional 1,500 AIR MILES by spending at least $700 at warehouse clubs or liquor retailers during the same period.

This is worth $470 off a purchase using AIR MILES Silver miles at Shell.

Moreover, the annual fee is waived for the first year (a $120 value).

With the Scotiabank Passport™ Visa Infinite* Card, you earn 3 Scene+ points per dollar (i.e. 3%) on purchases at:

• IGA
• Rachelle Béry
• Les Marchés Tradition
• Voià by IGA / Safeway / Sobeys
• Sobeys and Safeway
• Foodland and Thrifty Foods
• FreshCo and Chalo! FreshCo

With the BMO AIR MILES World Elite Mastercard, you can earn 3 miles per $12 at AIR MILES partners such as:

• Shell
• Budget, Alamo and National
• Pitou minou & Compagnons
• Samsung

This has a value of 2.6%.

With the Scotiabank Passport™ Visa Infinite* Card, you earn 1 or 2 points per dollar on these purchases:

• 2 Scene+ points/$1 purchase in restaurants, entertainment, grocery stores and travel (2% value)
• 1 Scene+ point/$1 purchase for the remainder (1% value)

With the BMO^® AIR MILES^® World Elite^®MasterCard^*, you can earn :

• 2 miles for every $12 spent at any grocery store (1.8% value)
• 2 miles for every $12 spent at warehouse clubs (like Costco) and liquor retailers (1.8% value)
• 1 mile for every $12 for all other types of expenses (0.9% value)

With the Scotiabank Passport™ Visa Infinite* Card, you can apply your points to travel purchases in two ways:

• Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.
• Make your own travel arrangements and use your points to pay off the balance on the card

The redemption rate is fixed for travel expenses, with 10,000 points = $100 credit.

With the BMO^® AIR MILES^® World Elite^®* Mastercard^®*, you can book travel using your accumulated Dream Miles.

The rate of use is very variable and to redeem them, you must go through theAIR MILES platform, in the Travel section. To be worth it, a mile redeemed must equal 10.5 cents (or $10 off for 95 miles).

Dream miles are also used to pay for :

• All-inclusive packages through Redtag Travel Agency
• Tickets for skiing, zoo, golf
• Theme park tickets (DisneyWorld, Disneyland and Universal Studios)
• Hotels, airfare, car rental and cruises

The Scotiabank Passport™ Visa Infinite* Card lets you apply points to everyday purchases.

You can redeem 1,000 Scene+ points for a $10 discount at the IGA/Sobeys checkout.

Points are also used to purchase gift cards, starting at 1,000 to 1,400 points for a $10 discount.

Scene+ points can also be redeemed:

• 500 points for $5 off at select restaurants (Harvey’s, Swiss Chalet, etc)
• 100 points for $1 off movie tickets at Cineplex
• 500 points for $5 off food and beverage at Cineplex, Rec Room and chips at Playdium
• At least 3,000 points for a credit to the account of between $6.67 and $8.00 on any charge to the card

The BMO^® AIR MILES^® World Elite Mastercard^®* can also be redeemed for gift cards and merchandise.

For example, 95 Silver Miles can be used to deduct $10 of the bill for gas at Shell. Or, this gives us a Via Rail or Starbucks gift card.

Although we don’t encourage redeeming them in this way because of their low value, Dream Miles can be redeemed for items ranging from movie tickets to a computer.

The Scotiabank Passport™ Visa Infinite* Card has an annual fee of $150.

And if you have a Scotiabank Ultimate Package, you’ll get your annual fee waived at any time. Find out more here.

The BMO^® AIR MILES^® World Elite Mastercard^®* has a $120 annual fee.

However, with this limited-time welcome offer, the first year is free!

The Scotiabank Passport™ Visa Infinite* Card requires :

• $60,000 (individual income)
• or $100,000 (household income)

The BMO^® AIR MILES^® World Elite Mastercard^®* requires :

• $80,000 (individual income)
• or $150,000 (household income)

Scotiabank Passport™ Visa Infinite* Card offers a range of insurance options. The certificate of insurance can be found here:

The BMO^® AIR MILES^® World Elite Mastercard offers a variety of insurance coverages, and its certificate of insurance can be found here:

The Scotiabank Passport™ Visa Infinite* Card offers a range of benefits:

• No conversion fees for foreign currency purchases
• Six complimentary visits to VIP airport lounges per year
• Double up on Scene+ points with the Scene+ membership card at partner stores
• Visa Infinite Privileges

In addition, the BMO^® AIR MILES^® World Elite Mastercard^®* offers a range of benefits:

• 25% discount on the number of AIR MILES miles required for a flight reservation (maximum of 750 miles per year)
• Obtaining AIR MILES Onyx status automatically
• Free access to Boingo WiFi hotspots around the world
• Earn double miles with the AIR MILES Collector Card at our partners
• Mastercard Travel Rewards Benefits
• Free DragonPass network lounge membership (with paid admission at $32 USD per person)