With prices soaring in recent years, cashback apps are a must-have opportunity for Canadians. From groceries to online and in-store shopping, these mobile cash back and coupon apps turn every purchase into an opportunity to save. In this article, we present the best cashback apps in Canada to help you optimize your spending.
Accumulating reward points can be time-consuming and complex. From understanding rewards programs to converting and using points.
With this in mind, cashback apps are proving simpler and more flexible for many of you. With these mobile applications, you receive your rewards directly, often in the form of cash (cheques, bank transfers, etc.) or gift cards.
Although rewards points are generally considered more advantageous, they are also more complex. Cash rebates are therefore more accessible.
Cashback apps work in partnership with retailers and businesses. When you make a purchase from a partner retailer, the app awards you cash back, which is usually paid into your bank account or credit card. In other cases, cashback is earned in the form of a gift card. The amount can be released immediately or at a threshold (for example, when you’ve accumulated $25 in rewards).
There are various types of cash back, including :
The amount of money you can save with cashback apps will depend on several factors, including:
Cashback apps have become essential tools for savvy consumers, especially in Canada. Every dollar you save can make a difference to your finances.
These apps can help you save money in significant ways: at the grocery store, online or in stores. That’s why we’ve grouped these mobile apps together in this article to help you save on future purchases.
There are a number of cashback apps available. In this article, we present the top-rated mobile applications. However, others have lower ratings or fewer user reviews. We therefore recommend that you read user reviews and ratings carefully before downloading a mobile application.
Did you know that many cashback apps offer opportunities to save on your grocery purchases? In most cases, all you have to do is upload your receipts or purchase specific products.
One of the most useful free applications is Caddle. With this application, you earn cash back on your purchases of certain items, including groceries, when you upload your receipts. The same goes for Checkout 51, with which you save money with discount coupons and earn cash back when you upload your purchase receipts.
Other popular applications in this category include :
Earn cash back on purchases of certain items, including groceries, when you upload your receipts. And when you take surveys, view ads or write reviews.
Save money with coupons and earn cash back when you buy everyday products and download your receipts.
Save money and get cash back on groceries and other essentials.
Browse flyers from over 2,000 major retailers, including Walmart, Maxi, Super C and IGA, and save on your grocery purchases.
Get great deals on surplus food from local retailers such as grocery stores, restaurants, cafés and bakeries.
Browse the best offers from local supermarkets and save money on your groceries.
Of course, the cashback applications are in addition to the mobile apps for major loyalty programs such as Moi, PC Optimum and Scene+.
And don’t forget to use our gift card trick whenever possible.
Finally, we compared grocery prices and the most popular reward programs. In fact, here are our top tips for saving money at the grocery store:
When it comes to in-store purchases, there are also savings to be made. It would be a shame not to take advantage of them, wouldn’t it? Note that some of the cashback apps mentioned below work for online purchases as well as in-store purchases.
Of all the cashback apps listed below, have you heard of Paymi? CIBC is a partner, so your eligible CIBC debit and credit cards will automatically be connected to your Paymi account. The application allows you to take advantage of discounts with several retail partners, including : Apple, Choice Hotels, Best Buy, Skip, Decathlon, Simons and Reitmans.
Earn cash back when you store in-store and online at one of their retailers, restaurants and travel partners.
For your online purchases, be sure to check out these different cashback apps. Some of them offer quite generous cash rebates. While others offer discount coupons, special offers or cash rewards when you complete paid surveys.
For example, Rakuten is one of Canada’s top-rated and most popular cash-back applications. It offers a wide selection of retail partners, including Walmart and Amazon. In addition to cash back, you can save money with discount coupons and promotional codes on Rakuten.ca.
Earn cash back, Bitcoin or gift cards (Amazon) when you store or buy online from over 2,000 partners like Walmart, Uber, PlayStation and many more.
Earn cash back on online purchases from over 20,000 retailers, including Dell, Booking.com and eBay. Plus, save money with discount coupons.
Earn cash back on your online purchases and save money with discount coupons.
Earn cash back on online purchases at a wide selection of partner retailers and save money with promotional codes and coupons.
Earn cash back on your online purchases at retail partners including Rona, HP, Lenovo and Sephora. Plus, save money with discount coupons. Then earn your rewards by cheque, Amazon gift card or PayPal.
Earn cash back on online purchases from a selection of over 7,000 retailers including Amazon, eBay, Walmart, Expedia and Adidas.
In addition to cashback apps, check out the following articles and websites to save even more.
In addition to using cashback apps, you can earn even more cash back by using certain credit cards. Here are our favorite cards:
To see all cash back credit cards :
In short, cashback apps are a simple and effective way to save money on your purchases. What’s more, you can save even more when you combine them with credit cards and rewards points. The most popular are Caddle for grocery purchases, Paymi for in-store purchases and Rakuten for online purchases. But there are many others.
Of course, each application has its advantages and disadvantages. So choose the ones that suit your needs and consumption habits.
With these tools, you can easily reduce your running costs.
Do you like to travel? We’ve also put together a list of the best apps for planning your trips:
Cashback apps let you earn rewards or save money with discount coupons. What’s more, you can consult circulars to take advantage of exclusive offers and promotional products. Finally, you can take part in cash-back surveys.
Most cashback apps are free to download and use. Often, simply upload your receipts or purchase specific products to earn cash back. However, some apps offer premium subscriptions with additional features.
Which application makes the most money depends on a number of factors. For example, how often you shop online or take surveys. But also your individual needs and preferences. Consult our list to find the one that best suits your objectives.
Reviews on cashback apps are generally positive. Users appreciate the ability to save money easily. However, some users have reported problems such as delayed payment of rewards. We therefore recommend downloading only those applications with a high rating.
With Checkout 51, you can save money when you use discount coupons. What’s more, you can earn cash back when you buy everyday products and upload your receipts.
Savings are here:
