Offer

Earn up to $500 in value^† including up to 20,000 Aeroplan points^† and no annual fee for the first year. Conditions apply. Offer effective as of January 7, 2025.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^†
Get an annual fee rebate for the first year^†
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

Earn 1 point^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
Earn 1 point^† for every $1.50 spent on all other eligible purchases† made with your Card
Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
Earn Aeroplan Points on your everyday purchases
Redeem your points for travel and more.
Take advantage of an extensive suite of travel insurance^†.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $89

First Year Annual Fee Rebate

First Additional Card $35

First Year Annual Fee Rebate - First Additional Card

Other Additional Card $35

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Purchase Rate (QC) 20.99%

Cash Advance Rate (QC) 20.99%

Balance Transfer Rates (QC) 20.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First Year Annual Fee Rebate

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to 20,000 Aeroplan Points ^†

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 0.67 Point Aeroplan

Groceries 1 Point Aeroplan

Gas 1 Point Aeroplan

Dining and Food delivery 0.67 Point Aeroplan

Convenience Stores 0.67 Point Aeroplan

Drugstores 0.67 Point Aeroplan

Local Transport 0.67 Point Aeroplan

Travel 0.67 Point Aeroplan

Entertainment 0.67 Point Aeroplan

Recurring Payments 0.67 Point Aeroplan

Telecom/Internet 0.67 Point Aeroplan

Streaming services 0.67 Point Aeroplan

Online transactions 0.67 Point Aeroplan

Office Supplies 0.67 Point Aeroplan

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$1,000

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Our review

With the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and no Annual Fee for the first year:

10,000 Aeroplan points for the first purchase made with your card^†
10,000 additional Aeroplan points when you spend $1,000 within 90 days of Account opening^†
An annual fee rebate for the primary cardholder (instead of $89)^†

With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar of eligible purchases for: