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Per dollar of purchases
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Scotia Momentum Visa is an excellent cash-back credit card in Canada.
With the Scotia Momentum Visa Card, you get:
This is a perfect Visa credit card to earn cash back rewards.
What’s more, you can take advantage of an introductory rate of 2.99%, with 0% fees on balance transfers for the first six months.
The card has an annual fee of $39.
The rate is 19.99% for purchases and 22.99% for cash advances.
It offers 2% cash back on eligible purchases at gas stations, grocery stores, drugstores and on recurring payments, and 1% cash back on all other eligible purchases.
Yes, discounts of up to 25% are available at Avis and Budget.
It includes Visa payWave for fast payments and Apple Pay.
Yes, additional cards are available at extra cost.
It offers purchase insurance and extended protection on most items purchased.
*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.
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