Scotia Momentum® Visa* Card  🇨🇦

Welcome Bonus
Get a 2.99% introductory interest rate with 0% fee on balance transfers for the first 6 months
Ends Oct 31, 2024
  • Balance Transfer Offer
Annual Fee
$39
Interest rates
Purchase Rates
19.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
22.99 %

Momentum Visa Fre
Scotia Momentum® Visa* Card
Get a 2.99% introductory interest rate with 0% fee on balance transfers for the first 6 months
Ends Oct 31, 2024
Apply Now

Offer

  • Get a 2.99% introductory interest rate with 0% fee on balance transfers for the first 6 months (22.99% after that; annual fee $39). Offer ends Oct 31,2024
  • Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
  • Earn 1% cash back on all other eligible purchases.

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $39
First Additional Card $15
Other Additional Card $15
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Balance Transfer
Balance Transfer Intro Duration 6 month(s)
Balance Transfer - Promotional Rate 2.99%
Balance Transfer Fees 0%

Advantages

Offer ends on Oct 31, 2024

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 1 %
Convenience Stores 1 %
Drugstores 2 %
Local Transport 1 %
Travel 1 %
Entertainment 1 %
Recurring Payments 2 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The Scotia Momentum Visa Card is a great cash-back credit card in Canada.

With the Scotia Momentum Visa Card, you get:

  • 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 1% cash back on everything else

This is a perfect Visa credit card to earn cash back rewards.

And you can get a 2.99% introductory interest rate with 0% fee on balance transfers for the first 6 months.

Frequently Asked Questions

Alternative Cards

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