Scotia Momentum® VISA* Card

Scotia Momentum® VISA* Card



Welcome Bonus

up to $150 cash back Ends May 2, 2021

Best For

Annual Fee



  • Earn 7.5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1
  • Plus, get 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)1
  • Cash back with low annual fee
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Fees & Conditions

Personal Income $12000
Household Income $12000
Annual Fee $39
First Additional Card $15
Other Additional Card $15
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 19.99%
Balance Transfer
Balance Transfer Intro Duration 6
Balance Transfer - Promotional Rate 2.99%


Offer ends on May 2, 2021
Welcome Bonus up to $150 cash back
Minimum Spending Required $2000
Rewards Type Cash Back
Loyalty Program Cashback
All Spending 1 %
Groceries 2 %
Gas Stations 2 %
Pharmacies 2 %
Recurring Payments 2 %


Purchase Protection
Purchase Protection - Duration 90
Purchase Protection - Amount $500
Purchase Protection - Details L’assurance-achats s’applique à presque tous les articles personnels achetés n’importe où dans le monde qui ont été volés, endommagés ou perdus, dans la mesure où les achats ont été entièrement réglés avec votre carte Visa Momentum Scotia. L’assurance s’applique pendant une période de 120 jours à compter de la date d’achat et s’ajoute à toute autre assurance. Pour la plupart des articles payés intégralement avec la carte Visa Momentum Scotia, la protection prolongée double la période de la garantie originale du fabricant jusqu’à concurrence de un an additionnel. Un article assorti d’une garantie de réparation de cinq ans ou plus offerte par le fabricant doit être inscrit à la protection prolongée dans l’année suivant l’achat. Dans le cadre de l’assurance-achats et protection prolongée, la limite de garantie est établie à 60 000 $ à vie.
Extended Warranty
Extended Warranty - Details Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank GM Visa Infinite Card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotiabank GM Visa Infinite Card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.
Extended Warranty - Duration 1