Scotia Momentum® Visa* Card

Scotia Momentum® Visa* Card

Welcome Bonus

None Ends Aug 31, 2022

Best For

Value
Year 1

$321

Years 2 and +

$321

Annual Fee

$39

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

19.99 %

Your Monthly Spending

Offer

Offer
  • Get 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)1
  • Cash back with low annual fee
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $39
First Additional Card $15
Other Additional Card $15
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 19.99%
Balance Transfer
Balance Transfer Intro Duration 6 %
Balance Transfer - Promotional Rate 2.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

Offer ends on Aug 31, 2022

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 1 %
Convenience Stores 1 %
Drugstores 2 %
Local Transport 1 %
Travel 1 %
Entertainment 1 %
Recurring Payments 2 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$500
90 day(s)
Mobile Device Insurance
Price Protection
3 Milesopedia Rating