- Get 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)1
- Cash back with low annual fee
- 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
- Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
Fees & Conditions
In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.
Rates and Fees: A fee of 0% of the amount of each balance transfer made during the promotional period under this offer will apply. The current annual fee is $39 for the primary card and $15 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on Cash Advances. All rates, fees, features and benefits are subject to change.