Offer

Use it to earn it

2% cash back on Gas and Grocery
2% cash back on Recurring Payments
1% cash back on Everything Else

Up to $80 cash back as a welcome bonus:

$50 cash back when you spend $1,000 in the first three months
$10 cash back when you set up a pre-authorized payment within the first three months
$20 cash back for each friend or family member you refer

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $65

First Additional Card $0

Other Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 21.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Offer ends on Sep 30, 2025

Welcome Bonus amount Up to $80 cash back

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 2 %

Gas 2 %

Dining and Food delivery 1 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 1 %

Entertainment 1 %

Recurring Payments 2 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Our review

Enjoy generous cash back on your daily purchases with the Laurentian Bank Visa Cashback Card:

2% cash back on Gas and Grocery
2% cash back on Recurring Payments
1% cash back on Everything Else

Receive up to $80 cash back as a welcome bonus:

$50 cash back when you spend $1,000 in the first three months
$10 cash back when you set up a pre-authorized payment within the first three months
$20 cash back for each friend or family member you refer

With the Laurentian Bank Visa Cashback* card, you can take advantage of discounts while enjoying your everyday purchases!

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