Laurentian Bank Visa* Cashback Card | Milesopedia
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Laurentian Bank Visa* Cashback Card

Laurentian Bank Visa* Cashback Card
Welcome Bonus
Up to $300 cash back
Annual Fee
$65
First Year Annual Fee Rebate (terms apply)
  • 2% cash back on groceries and gas
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
21.99 %

Offer

Use it to earn it

  • 2% cash back on Gas and Grocery
  • 2% cash back on Recurring Payments
  • 1% cash back on Everything Else

No annual fee for the first year

  • Save $65, equal to the first year’s annual fee.

Earn up to 6% in cash back

  • In the first 3 months, you’ll get 6% cash back on gas, grocery and recurring payments. You’ll also earn 2% in cash back on all other eligible purchases up to a total combined spend of $5,000.

Get up to $220 in bonus cash back

  • Here’s how you can earn more cash back:
    • $50 cash back when you add an authorized user;
    • $100 cash back when you set up a pre-authorized payment within the first 3 months;
    • $50 cash back when you set up an instalment plan for 1 eligible purchase within the first 3 months; and
    • $20 cash back when you refer a friend or family member.

 

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $65
First Year Annual Fee Rebate
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $300 cash back
Minimum Spending Required $5,000

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 1 %
Convenience Blinds 1 %
Drugstores 1 %
Local Transport 1 %
Travel 1 %
Entertainment 1 %
Recurring Payments 2 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+.
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

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