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Desjardins Cash Back World Elite Mastercard 🇨🇦

Welcome Bonus

No Welcome Offer

Accepted at Costco

Annual Fee

$100

Interest rates

Purchase Rates

20.9 %

Cash Advance Rates

21.9 %

Balance Transfer Rates

—

See all cards from Desjardins

Updated Aug 27, 2024

Offer

4% cash back on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1%)
3% cash back on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
3% cash back on purchases in the Entertainment and Public Transit categories
1% cash back on your other purchases

Fees & Conditions

Personal Income $80,000

Household Income $150,000

Annual Fee $100

First Additional Card $30

Foreign Transaction Fee 2.5%

Purchase Rates 20.9%

Cash Advance Rates 21.9%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 4 %

Gas 1 %

Dining and Food delivery 3 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 3 %

Travel 1 %

Entertainment 3 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

3 day(s)

Travel medical insurance up to 64 years old

$5,000,000

3 day(s)

Travel medical insurance 65+

$5,000,000

3 day(s)

Trip Cancellation Insurance

$500

Trip Interruption Insurance

$1,000

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

$500

Lost/Stolen Baggage Insurance

$500

Auto Rental Loss/Insurance

$85,000

48 day(s)

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

2 year(s)

Purchase Protection

120 day(s)

Mobile Device Insurance

$1,500

1 year

Price Protection

Our review

The Desjardins World Elite Mastercard is a cash back credit card.

With this card you can get:

4% cash back on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1%)
3% cash back on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
3% cash back on purchases in the Entertainment and Public Transit categories
1% cash back on your other purchases

In addition, this card offers several insurances for your purchases:

90 days purchase insurance
One year extended warranty
Mobile Device Insurance

Milesopedia Links

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