CIBC Aeroplan® Visa* Card for Students

CIBC Aeroplan® Visa* Card for Students

Earn 10,000 Aeroplan® points on your first purchase.†

Welcome Bonus

10,000 points

Best For

Value
Year 1

$538

Years 2 and +

$338

Annual Fee

$0

Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

22.99 %

21.99 % (QC)

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • Earn 10,000 Aeroplan® points on your first purchase.†

Fees & Conditions

Personal Income $0
Household Income $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Welcome Bonus 10,000 points
Minimum Spending Required $1

Earnings

All Spending 0.67 point
Drugstores 0.67 point
Groceries 1 point
Convenience Stores 0.67 point
Gas 1 point
Telecom/Internet 0.67 point
Local Transport 0.67 point
Streaming services 0.67 point
Dining and Food delivery 0.67 point
Online transactions 0.67 point
Recurring Payments 0.67 point
Office Supplies 0.67 point
Travel 0.67 point
Entertainment 0.67 point

Insurance

Common Carrier Travel Accident Insurance Amount $100,000
Common Carrier Travel Accident Insurance
Auto Rental Loss/Insurance - Amount MSPP $65,000
Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year
Insurance Document Learn More

Alternative Cards

BEST OFFERS
CIBC Aventura® Visa* Card for Students
Welcome Bonus: Up to 12,000 points
Year 1

$338

Years 2 and +

$194

Annual Fee: $0
Purchase Rates: 20.99%
Cash Advance Rates: 22.99% | Quebec: 21.99%
Balance Transfer Rates: 22.99%
Welcome Bonus: Up to 12,000 points
Year 1

$338

Years 2 and +

$194

Annual Fee: $0
Purchase Rates: 20.99%
Cash Advance Rates: 22.99% | Quebec: 21.99%
Balance Transfer Rates: 22.99%
American Express® Aeroplan®* Card
Welcome Bonus: Up to 40,000 points + Air Canada Buddy Pass
Year 1

$1529

Years 2 and +

$379

Annual Fee: $120
Welcome Bonus: Up to 40,000 points + Air Canada Buddy Pass
Year 1

$1529

Years 2 and +

$379

Annual Fee: $120
BMO AIR MILES® Mastercard® for Students Terms & Conditions
Welcome Bonus: 800 miles
Year 1

$202

Years 2 and +

$110

Annual Fee: $0
Purchase Rates: 19.99%
Cash Advance Rates: 22.99%
Balance Transfer Rates: 22.99%
Welcome Bonus: 800 miles
Year 1

$202

Years 2 and +

$110

Annual Fee: $0
Purchase Rates: 19.99%
Cash Advance Rates: 22.99%
Balance Transfer Rates: 22.99%
TD® Aeroplan® Visa Platinum* Credit Card – Quebec
Welcome Bonus: Up to 20,000 points Ends May 29, 2022
Year 1

$866

Years 2 and +

$288

Annual Fee: $89
First Year Annual Fee Rebate
Purchase Rates: 20.99%
Cash Advance Rates: 20.99%
Balance Transfer Rates: 20.99%
Welcome Bonus: Up to 20,000 points Ends May 29, 2022
Year 1

$866

Years 2 and +

$288

Annual Fee: $89
First Year Annual Fee Rebate
Purchase Rates: 20.99%
Cash Advance Rates: 20.99%
Balance Transfer Rates: 20.99%
American Express® Green Card
Welcome Bonus: 10,000 points
Year 1

$578

Years 2 and +

$408

Annual Fee: $0
Purchase Rates: 20.99%
Cash Advance Rates: 21.99%
Balance Transfer Rates: 21.99%
Welcome Bonus: 10,000 points
Year 1

$578

Years 2 and +

$408

Annual Fee: $0
Purchase Rates: 20.99%
Cash Advance Rates: 21.99%
Balance Transfer Rates: 21.99%