BMO U.S. Dollar Mastercard®*  🇨🇦

BMO U.S. Dollar Mastercard®*  🇨🇦
Welcome Bonus
No Welcome Offer
Annual Fee
$49
  • Make your purchases in US dollars
  • Purchase Insurance
  • Accepted at Costco
Interest rates
Purchase Rates
19.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates

BMO US Dollar Mastercard
BMO U.S. Dollar Mastercard®*
No Welcome Offer
Apply Now

Offer

  • Eliminate the uncertainty of currency fluctuations
  • Fee Reduction Offer: Buy for only $3,000 USD with your card during the year, and we’ll pay the following year’s annual fee for you*.
  • Zero Liability safeguards you if there is any monetary loss resulting from fraudulent card use.
  • Acceptance at more than 30 million locations in the U.S., Canada and worldwide

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $49
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%

Advantages

Costco

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

Discover the BMO U.S. Dollar Mastercard®*, your trusted partner for worry-free shopping in the U.S.!

With this offer, eliminate the hassle of fluctuating exchange rates. Take advantage of reduced annual fees by spending just US$3,000 per year.

Plus, enjoy peace of mind with protection against unauthorized card use.

With acceptance at over 30 million merchants worldwide, and the ability to obtain cash advances virtually anywhere, your card is your ally for worry-free travel.

Alternative Cards

  • Prepaid card
  • No Foreign Transaction Fee
  • Accepted at Costco
Learn More
Best Prepaid Credit Card in 2023

Special Offer:

  • Enter the code MILESOPEDIA when you apply for your card
  • Get $20 in your KOHO account after the first purchase within the first 30 days

Features:

  • Earn an extra 2% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.5% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
  • Accepted at Costco
  • Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
  • $19/month to unlock the following KOHO Everything account features.
  • No Foreign Exchange fees on any purchases.
  • Also get access to 1 free international ATM withdrawal per month.
  • Credit Building for $5 / month instead of $10
  • Choose from one of five exciting card colours including the exclusive KOHO Everything card design. Receive both a physical and virtual card.
  • Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
  • Build your credit history with a 6-month Credit Builder program at only $5/month and earn cashback with KOHO Extra Mastercard Prepaid Card
  • Get access to a cash advance of up to $250 at 0% interest with KOHO Cover
Legal

Only the users who successfully register a new KOHO account with the correct link and make their first purchase using their KOHO card within 30 days of registration are eligible for the offer and may claim the one-time $20 bonus in their KOHO account. This offer is non-transferable and may only be used once per person. Offer is not applicable in conjunction with other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.

Annual Fee
  • Primary card $84
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Groceries2%
  • Gas2%
  • Local Transport2%
Value
  • Year 1 $182
  • Year 2+ $162
Best For
Transfer Partners
  • Cash back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Prepaid card
  • No Foreign Transaction Fee
  • Accepted at Costco
Learn More
Best Prepaid Credit Card in 2023

Special Offer:

  • Enter the code MILESOPEDIA when you apply for your card
  • Get $20 in your KOHO account after the first purchase within the first 30 days

Features:

  • Earn an extra 1.5% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.25% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
  • Accepted at Costco
  • Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
  • $9/month or $84 annual/year to unlock the following KOHO Extra account features.
  • No Foreign Exchange fees on any purchases.
  • Also get access to 1 free international ATM withdrawal per month.
  • Credit Building for $7 / month instead of $10
  • Choose from one of five exciting card colours including the exclusive KOHO Extra card design. Receive both a physical and virtual card.
  • Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
  • Build your credit history with a 6-month Credit Builder program at only $7/month and earn cashback with KOHO Extra Mastercard Prepaid Card
  • Get access to a cash advance of up to $250 at 0% interest with KOHO Cover
Legal

Only the users who successfully register a new KOHO account with the correct link and make their first purchase using their KOHO card within 30 days of registration are eligible for the offer and may claim the one-time $20 bonus in their KOHO account. This offer is non-transferable and may only be used once per person. Offer is not applicable in conjunction with other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.

Annual Fee
  • Primary card $84
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Groceries1.5%
  • Gas1.5%
  • Local Transport1.5%
Value
  • Year 1 $101
  • Year 2+ $81
Best For
Transfer Partners
  • Cash back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • No Foreign Transaction Fee
  • Access to VIP Lounges
  • Visa Infinite Benefits
Learn More
Best No-FX Fee Credit Card In 2024
  • Earn up to $1,300* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived*
  • Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating
    Co-ops and more
  • Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment puchases and eligible daily transit options (including rideshares, buses, subways, taxis and more)
  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program

Rates, fees and other information are effective as of Jan.4, 2024. Subject to change.

Legal

*Conditions apply.

Earning Rate
  • Groceries2Scene+ points
  • Dining and Food delivery2Scene+ points
  • Local Transport2Scene+ points
Value
  • Year 1 $1,093
  • Year 2+ $397
Best For
Transfer Partners
  • Scene+

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
25 day(s)
Travel medical insurance up to 64 years old
$1,000,000
25 day(s)
Travel medical insurance 65+
$1,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
3 Milesopedia Rating