Offer

Special Offer:

Enter the code MILESOPEDIA when you apply for your card
Get $20 in your KOHO account after the first purchase within the first 30 days

Features:

Earn an extra 2% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.5% cash back on all purchases. Plus, receive up to 50% cash back at selected merchants.
Accepted at Costco
Earn 4% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are annual, calculated daily, paid monthly and may be changed at any time without notice.
$22 per month billed monthly or $177 per year billed annually ($14.75 per month)
Access the following features, exclusive to the Everything Plan:
- No FX fees on purchases
- 1 free international ATM withdrawal per month
- Credit enhancement for $5/month instead of $10
- Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
- Strengthen your credit with the 6-month Credit Enhancement Program for only $5/month and earn cash back with the KOHO Prepaid Mastercard Complet.
- Get access to a cash advance of up to $250 at 0% interest with KOHO Cover

Card Awards

Prepayee-MeilleureCarte-Milesopedia-2024

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $177

First Additional Card $0

Foreign Transaction Fee 0.00%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount $20 cash back

Minimum Spending Required $1

Minimum Spending Timeframe (Months) 1 month

Costco

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 2 %

Gas 2 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 2 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 0.5 %

Telecom/Internet 0.5 %

Streaming services 0.5 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

Special offer:

Enter the code MILESOPEDIA when you apply for your card
Get $20 in your KOHO account after the first purchase within the first 30 days

The KOHO Prepaid Mastercard with Everything Plan gives you more cash back:

2% on food, beverages and bills
0.5% on all other purchases
Up to 50% off at selected partner merchants

Your funds earn 4% interest (calculated daily, paid monthly) and are protected by CDIC. The card is also accepted at Costco.

For your travels, enjoy zero conversion charges on foreign purchases and one free withdrawal per month from international ATMs.

Choose between two payment options for the Everything Plan:

$22/month, billed monthly
$177/year, billed annually (equivalent to $14.75/month)

Milesopedia Links

Alternative Cards

KOHO Prepaid Mastercard^® Essential Plan

$20 cash back

First year value : $104

Apply Now

KOHO Prepaid Mastercard^® Extra Plan

3 months free + $20 cash back

First year value : $128

Apply Now

Neo Money Card

No Welcome Offer

First year value : $120

Apply Now

JA Money card—powered by Neo

No Welcome Offer

First year value : $120

Apply Now

Legal

Only users who have successfully opened a new KOHO account and made their first KOHO card purchase within 30 days of signing up are eligible for the offer and can claim the one-time $20 bonus in their KOHO account. This offer is non-transferable and may only be used once per person. Offer does not apply to other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.

4 Milesopedia Rating