BMO AIR MILES® No-Fee Business® Mastercard®*

Business Card
Welcome Bonus
Up to 2,000 miles
Ends Jun 12, 2026
  • No annual fee
  • Free Supplementary Cards
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
20.99%
Cash Advance Rates
23.99%
Balance Transfer Rates
23.99%
BMO AM Business Mastercard RGB Fre – for online
BMO AIR MILES® No-Fee Business® Mastercard®*
Business Card
Up to 2,000 miles
Ends Jun 12, 2026
Apply Now

Offer

  • Welcome Offer: Get 2,000 bonus AIR MILES*
  • Earn 1 AIR MILES Reward Mile on every $20 you spend*
  • Plus - get 1.25X the Miles for every $20 you spend at participating Shell stations*
  • Get up to 7 cents off per litre on all your Shell®± fuel*

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 23.99%
Balance Transfer Rates 23.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jun 12, 2026
Welcome Bonus amount Up to 2,000 miles
Minimum Spending Required $3,000
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 0.05 mile
Groceries 0.05 mile
Gas 0.05 mile
Dining and Food delivery 0.05 mile
Convenience Stores 0.05 mile
Drugstores 0.05 mile
Local Transport 0.05 mile
Travel 0.05 mile
Entertainment 0.05 mile
Recurring Payments 0.05 mile
Telecom/Internet 0.05 mile
Streaming services 0.05 mile
Online transactions 0.05 mile
Office Supplies 0.05 mile

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The BMO® AIR MILES® No-Fee Business Mastercard®* is the only AIR MILES Mastercard for Business credit card with no annual fee.

For a limited time, you’ll receive 2,000 AIR MILES as a welcome bonus!

You earn 1 AIR MILES Reward Mile on every $20 you spend, including at Costco. And 1.25X the Miles at Shell.

Frequently Asked Questions

Alternative Cards

3.8

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