Best AIR MILES Credit Cards | January 2026

The Best AIR MILES Credit Cards – January 2026

Here’s a list of the best AIR MILES credit cards in Canada.

In the table below, you’ll find a summary of the best AIR MILES credit card offers. For more details, read on or click on the name of a card.

BMO AIR MILES World Elite Mastercard

With this exclusive offer for the BMO AIR MILES World Elite Mastercard, earn up to 7,000 bonus AIR MILES:

3,000 miles after $4,500 in purchases in the first 110 days
2,000 additional miles after $10,000 in total purchases (including the $4,500 from the previous condition) within 180 days
2,000 additional miles after $20,000 in total purchases (including all expenses under the previous conditions) in the first year

And pay no annual fee for the first year! Plus, enjoy a 0% introductory interest rate on balance transfers for 12 months.

With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Then, get 2 miles per $12 in purchases at any eligible grocery store and wholesale club (warehouse like Costco) or liquor retailer (SAQ, LCBO, etc.). Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.

What’s more, it’s the only AIR MILES credit card in Canada to offer a 25% discount on AIR MILES flights to any destination during the calendar year.

The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:

Excellent insurance for your travels and purchases
2X miles for car rentals with National or Alamo

Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.

BMO AIR MILES^®† Mastercard^®*

With this exclusive offer for the BMO AIR MILES Mastercard, you get 1,600 AIR MILES after $1,500 in purchases within the first 110 days of account opening. This credit card has no annual fee.

Plus, get a 0.99% introductory interest rate on balance transfers for nine months.

With the BMO AIR MILES Mastercard, you earn 3X miles for every $25 spent at participating AIR MILES Partners.

Plus, you’ll earn 2X miles for every $25 spent at any eligible grocery store, wholesale club (warehouse like Costco) and liquor retailer.

For everything else, you earn 1 AIR MILES for every $25 in purchases.

Finally, enjoy three months of Instacart+ membership and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.

Frequently Asked Questions about AIR MILES Credit Cards

Here are some frequently asked questions in the milesopedia community about AIR MILES credit cards in Canada.

Which is the best AIR MILES credit card in Canada?

There are several AIR MILES credit cards in Canada issued by BMO.

If you had to choose just one AIR MILES credit card, it would be the BMO^® AIR MILES^® World Elite^®* Mastercard. You’ll earn the most AIR MILES Reward Miles with this card, as well as excellent insurance.

Which is the best AIR MILES Mastercard credit card in Canada?

There are a few AIR MILES Mastercard credit cards in Canada issued by BMO.

The best AIR MILES Mastercard credit card is the BMO^® AIR MILES^® World Elite^®* Mastercard. This is the card that will earn you the most AIR MILES Reward Miles and excellent insurance for your travel and purchases.

What's the best no-fee AIR MILES credit card in Canada?

The best no-fee AIR MILES credit card in Canada is the BMO AIR MILES Mastercard.