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Per dollar of purchases
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
The Scotia Momentum® VISA Infinite* card is recognized year after year as one of the best cash-back credit cards in Canada.
Currently, there is no annual fee in the first year, including on additional cards. And you can earn 10% cash back on all purchases for the first three months (up to $2,000 in total purchases).
With the Scotia Momentum® VISA Infinite* card, you get:
For example, if you spend $1,000 per month on groceries and/or recurring payments, you’ll earn $40 cash back per month, or $480 cash back per year with this card for this category of purchases! And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).
If you rent, for example, you could use the Scotia Momentum® Visa Infinite* Card on the Chexy website to pay your rent and get 4% cash back!
The Scotia Momentum® VISA Infinite* card is an excellent Visa credit card for cash back.
And its insurance benefits are excellent!
As the Scotia Momentum® VISA Infinite* card is a Visa Infinite credit card, you benefit from several advantages:
With the Scotia Momentum® VISA Infinite* Card, you’ll benefit from many insurance coverages:
You can use Scotia Momentum Visa Infinite cash back for a Statement credit on any purchase.
To apply for the Scotia Momentum® VISA Infinite* card, click the Apply Now button. You will be redirected to the Scotiabank’s website where you can securely apply for this credit card.
Scotiabank will then let you know if you are approved for that credit card. If you are approved, you will receive your Scotia Momentum® VISA Infinite* card by mail.
Yes, the Scotia Momentum® VISA Infinite* card is one of the best credit cards offered by Scotiabank.
The Scotia Momentum® VISA Infinite* card stands out thanks to:
On Milesopedia, you can easily compare credit cards. You can, therefore, add the Scotia Momentum Visa Infinite Card to the credit card comparator and compare it with other credit cards.
Yes, the Scotia Momentum® VISA Infinite* Card is the best cash-back credit card for paying your rent with Chexy. You’ll earn 4% cash back on your Chexy rent (recurring payment).
*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.
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