CIBC Dividend^® Visa Infinite* Card

Offer

Card Awards

Fees & Conditions

Value

Advantages

Earnings

Per dollar of purchases

Insurance

Travel Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Our review

The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada.

Right now, with this welcome offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements) and a rebate on your first year’s annual fees^†!

Plus, receive $50 cash back when you set up a pre-authorized payment within the first 4 months.

With this CIBC cash back credit card, you earn:

• 4% cash back on gas, EV charging, and grocery purchases^†
• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†

For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!

And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).

And this CIBC Cash Back Credit Card offers many insurance coverages:

• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Out-of-Province Emergency Travel Medical Insurance
• Purchase Security and Extended Protection Insurance

Frequently Asked Questions

• What is the cash back rate on grocery and gas purchases with the CIBC Dividend® Visa Infinite* Card?

  The CIBC Dividend® Visa Infinite* Card offers 4% cash back on eligible gas, electric vehicle charging and grocery purchases.

• How are cash back for other CIBC Dividend® Visa Infinite* Card purchase categories distributed?

  The CIBC Dividend® Visa Infinite* Card offers 2% cash back on eligible transportation and restaurant purchases, as well as on eligible recurring payments, and 1% cash back on all other purchases.

• How can I redeem my cash back with the CIBC Dividend® Visa Infinite* Card?

  You can redeem your cash back any time, provided you have a balance of at least $25, via CIBC Online Banking® or CIBC Mobile Banking®.

• How to save on gas with the CIBC Dividend® Visa Infinite* Card and Journie Rewards?

  By linking your CIBC Dividend® Visa Infinite* Card to Journie Rewards, you can save up to 10 cents a litre at participating Pioneer, Fas Gas, Ultramar and Chevron service stations.

• How can I link the CIBC Dividend® Visa Infinite* Card to Journie Rewards to save on gas?

  To save on gas, link your CIBC Dividend® Visa Infinite* Card to Journie Rewards and use it at participating service stations to benefit from the discount.

• What is the cashback percentage on recurring payments with the CIBC Dividend® Visa Infinite* Card?

  The CIBC Dividend® Visa Infinite* Card offers 2% cash back on eligible recurring payments.

Alternative Cards

CIBC Dividend Platinum^® Visa* Card

Up to $300 cash back^†

First year value : $862

Apply Now

CIBC Dividend^® Visa* Card

Up to $100 cash back^†

First year value : $338

Apply Now

Featured

CIBC Aventura^® Visa Infinite* Card

Up to 45,000 Aventura Points ^†

First year value : $1,177

Best of April 2025

Apply Now

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