Below are American Express Canada’s best credit card offers:
- The Best American Express Travel credit cards
- The Best AEROPLAN American Express credit cards
- The Best American Express card with hotel points
- The Best American Express credit card for cash back
- The Best No Annual Fee Credit Cards from American Express
- The Best Low-Interest Credit Card from American Express
- The Best Small Business American Express credit cards
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
American Express Credit Cards for Travel Rewards
American Express Platinum Card®
The Platinum Card® is the best Premium Card in Canada for travellers.
With this welcome offer, you can earn up to 100,000 Membership Rewards points:
- 70,000 points when you charge $10,000 in net purchases to your Card within the first 3 months of membership
- 30,000 points if you make a purchase in the 14 to 17 months following your membership
With this Card, you get:
- 2 points per dollar for dining purchases
- 2 points per dollar on travel purchases
- 1 point per dollar for other purchases
You can use your Membership Rewards points in many ways:
- Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
- Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
- Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
- Redeem points for statement credits towards other purchases (1,000 points = $10)
- And more!
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :
- 100,000 Aeroplan points
- 100,000 Avios
- 75,000 Flying Blue Miles
- 120,000 Marriott Bonvoy points
With this card, you also have advantages for your travels:
- $200 Annual Travel Credit
- $200 Annual Dining Credit
- $100 NEXUS Card Statement Credit
- Complimentary & unlimited access for you and one additional traveller to over 1,400 airport lounges in more than 130 countries
- Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
- Marriott Bonvoy Gold Elite status
- Access to the Fine Hotels and Resorts program
Last but not least, the Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express Cobalt® Card
The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.
The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250 Membership Rewards points for every $750 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000 Membership Rewards points.
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.
Alternatively, transfer them to Aeroplan points, Avios (British Airways/Qatar Airways), Flying Blue, Marriott Bonvoy, or Hilton Honors.
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:
- 15,000 Aeroplan points
- 15,000 Avios points
- 11,250 Flying Blue Miles
- 18,000 Marriott Bonvoy points
With the American Express Cobalt® Card, you can earn between 1 and 5 points per dollar:
| Category | Points per dollar |
| Grocery (Métro, IGA, Sobeys, Super C, etc.) | 5 |
| Home food delivery | 5 |
| Restaurants and bars | 5 |
| Convenience stores | 5 |
| Streaming services | 3 |
| Service station | 2 |
| Transport | 2 |
| Travel | 1 |
| Other | 1 |
This is a 1 to 5% return on all these purchases.
For example, if you spend $1,000 per month on groceries and/or restaurants and/or food delivery, you’ll earn $50 cash back per month, or $600 cash back per year with this card for this category of purchases!
And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!
In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Gold Rewards Card
Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card. That’s a $600 value for travel or any purchase on the Card.
You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:
- 60,000 Aeroplan points
- 60,000 Avios points
- 45,000 Flying Blue Miles
- 72,000 Marriott Bonvoy points
With this Card, you get many benefits like:
- $100 annual travel credit
- Priority Pass membership and 4 complimentary Plaza Premium visits per year
- $50 NEXUS credit
You earn 2 points per dollar for travel purchases, and at:
- gas stations
- grocery stores
- drugstores
And 1 point per dollar everywhere else.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express Credit Cards for Hotels
Marriott Bonvoy® American Express®* Card
The Marriott Bonvoy® American Express®* Card is the best credit card for free hotel nights.
With this welcome offer, you can earn 50,000 Marriott Bonvoy points by spending $1,500 in the first 3 months after joining.
It’s a Card we recommend keeping because each year at renewal, you get an Annual Free Night Award (for up to 35,000 points at hotels worldwide) and 15 Elite Night Credits per year, counting towards your Marriott Bonvoy Elite status.
With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.
Finally, this Card comes with comprehensive insurance: baggage delay, lost or stolen baggage, $500,000 travel accident, flight delay, hotel or motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express Aeroplan Credit Cards
American Express® Aeroplan®* Reserve Card
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 points Aeroplan. Here’s how:
- Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
- Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Aeroplan®* Card
With this welcome offer for the Aeroplan American Express Card, you can earn up to 40,000 Aeroplan points. Here’s how:
- Earn 30,000 Aeroplan points after charging $3,000 to your Card in the first 3 months.
- Plus, earn an additional 10,000 Aeroplan Points when you spend $1,000 in the 13th month.
With this Card, you earn 2X the points on purchases made directly with Air Canada and Air Canada Vacations.
And 1.5x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1X the points.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express Credit Cards for Cash Back
SimplyCash® Preferred Card from American Express
The SimplyCash® Preferred Card from American Express is the only credit card in Canada to earn 2% cash back on all purchases. In addition, you get :
- 4% cash back on gas purchases
- 4% cash back on grocery purchases
With this welcome offer, you can earn 10% cash back on all purchases (up to $2,000) for the first 3 months, or up to $200. Plus, receive a $50 statement credit after making a purchase in the 13th month.
The SimplyCash® Preferred Card from American Express Card is especially popular with those who have significant purchases to make: home improvement, furniture or appliance purchases since it offers 2% cash back at all stores.
This Card is stands out by the many insurances it offers : rental car theft and damage, $100,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delay and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
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4% cash back on grocery purchases
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4% cash back on gas purchases
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American Express Online Promotional Offers
American Express Cobalt® Card
The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.
The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250 Membership Rewards points for every $750 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000 Membership Rewards points.
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.
Alternatively, transfer them to Aeroplan points, Avios (British Airways/Qatar Airways), Flying Blue, Marriott Bonvoy, or Hilton Honors.
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:
- 15,000 Aeroplan points
- 15,000 Avios points
- 11,250 Flying Blue Miles
- 18,000 Marriott Bonvoy points
With the American Express Cobalt® Card, you can earn between 1 and 5 points per dollar:
| Category | Points per dollar |
| Grocery (Métro, IGA, Sobeys, Super C, etc.) | 5 |
| Home food delivery | 5 |
| Restaurants and bars | 5 |
| Convenience stores | 5 |
| Streaming services | 3 |
| Service station | 2 |
| Transport | 2 |
| Travel | 1 |
| Other | 1 |
This is a 1 to 5% return on all these purchases.
For example, if you spend $1,000 per month on groceries and/or restaurants and/or food delivery, you’ll earn $50 cash back per month, or $600 cash back per year with this card for this category of purchases!
And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!
In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express Credit Cards with No Annual Fee
American Express® Green Card
Do you want a cash back credit card with no annual fee that earns travel points? Here’s an option for you: American Express® Green Card.
By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.
You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning:
- 10,000 Aeroplan points
- 10,000 Avios points
- 7,500 Flying Blue Miles
- 12,000 Marriott Bonvoy points
That’s a nice welcome bonus for a credit card with no annual fee.
You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.
Like all American Express Canada Cards, there is no minimum income requirement.
SimplyCash™ Card from American Express
Do you want a cash back credit card with no annual fee and a great earning rate for everyday purchases? Here’s an option for you: the SimplyCash® Card from American Express.
With this no-annual-fee credit card, you earn:
- 2% cash back on gas purchases
- 2% cash back on grocery purchases
- 1.25% cash back on all other purchases
And with this welcome offer, you can earn 5% cash back on all purchases (up to $2,000 in purchases) for the first 3 months (up to $100 in Statement credit).
You benefit from several types of insurance : $100,000 travel accident, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express Credit Cards for Low-Interest Rate
American Express Essential™ Credit Card
With the American Express Essential™ Credit Card, you can enjoy a low interest rate of 12.99% if you decide to carry a balance and make your minimum monthly payments on time. It is one of the best low-interest-rate credit cards in Canada.
In addition, this low-interest credit card allows you to take advantage of the American Express installment plan (Plan It) to pay a portion of your statement balance in monthly installments.
With the American Express Essential™ Credit Card, you benefit from $100,000 in travel accident insurance, an additional year of Purchase Protection and a 90-day Purchase Security Guarantee.
Finally, as an American Express Essential™ Credit Card holder, you can take advantage of exclusive American Express offers for statement credit on selected purchases and American Express online travel services.
American Express Credit Cards for Small Business
Business Platinum Card® from American Express
Earn up to 120,000 points with this welcome offer for the Business Platinum Cardᴹᴰ from American Express :
- 80,000 Membership Rewards points for net purchases of $15,000 within the first 3 months of membership
- 40,000 points when you make a purchase between 14 and 17 months of Cardmembership
You can use your Membership Rewards points in many ways:
- Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
- Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
- Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
- And more!
120,000 points have a minimum value of $1,200 for a Statement credit, and much more if you transfer your points to a partner.
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :
- 120,000 Aeroplan points
- 120,000 Avios
- 90,000 Flying Blue Miles
- 144,000 Marriott Bonvoy points
With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. What’s more, you’ll enjoy a host of travel and business benefits:
- Complimentary & unlimited access for you and one additional traveller to over 1,400 airport lounges in more than 130 countries.
- $200 Annual travel credit
- $100 Card Statement Credit for Nexus
- Marriott Bonvoy Gold Elite status
- Hilton Honors Gold Elite status
- Access to the Fine Hotels and Resorts program
- Up to $120 in eligible Wireless Credits each year
With this Card you can maximize your cash flow with up to 55 interest free days. It is a card that is particularly appreciated by contractors when making large purchases in home improvement stores, for example.
Last but not least, Business Platinum Card® from American Express offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Business Gold Rewards Card®
Earn up to 40,000 Membership Rewards points with this limited-time welcome offer for the American Express Gold Rewards Card for small businesses:
- 40,000 Membership Rewards points after $7,500 in purchases in the first 3 months
- 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter (up to 40,000 Membership Rewards points)
With this Card, you earn 1 Membership Rewards point per dollar on your purchases.
You can then use your points in many ways:
- Statement credit for travel purchases
- Statement credit for all purchases
- Transfer to partner programs (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, Marriott Bonvoy, Hilton Honors, etc.)
- Book your flight with American Express Travel at a special rate
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:
- 40,000 Aeroplan points
- 40,000 Avios points
- 30,000 Flying Blue Miles
- 48,000 Marriott Bonvoy points
Alternatively, 40,000 Membership Rewards points can be redeemed for $400 worth of travel or any other Card purchase.
Also, as a cardmember, you get many advantages such as up to 55 interest-free days to maximize your cash flow.
Finally, you are covered with reliable insurance for your travels and purchases.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Aeroplan®* Business Reserve Card
With this welcome offer for the American Express® Aeroplan®* Business Reserve Card, you can earn up to 90,000 Aeroplan points.
Here’s how:
- Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.
- Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.
With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Everywhere else, you will earn 1.25X the points.
With this Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Marriott Bonvoy® Business American Express®* Card
The Marriott Bonvoy® Business American Express®* Card is the best credit card for travelling self-employed professionals and small business owners.
With this welcome offer, you can earn 60,000 Marriott Bonvoy points by spending $5,000 in the first 3 months after joining.
It’s a Card we recommend keeping because each year at renewal, you get an Annual Free Night Award (for up to 35,000 points at hotels worldwide) and 15 Elite Night Credits per year, counting towards your Marriott Bonvoy Elite status.
With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties. And you can earn 3 points per dollar for:
- Gas
- Dining purchases
- travel purchases
And 2 points per dollar on all other purchases.
Like all American Express Canada Cards, there is no minimum income requirement.
Awards earned
Here are the awards received in the Milesopedia ranking of the best credit cards in Canada in 2025:
Best Travel Credit Card According to the Milesopedia Community
The American Express Cobalt® Card is the Best Travel Credit Card According to the Milesopedia Community in 2025 for these reasons:
- Earning categories
- 5 points per dollar for restaurants and food delivery (equivalent to 5%)
- Flexible Rewards
- Travel Partners (American Express Membership Rewards program)
- No minimum income required
Best Premium Credit Card
The American Express Platinum Card® is the Best Premium Credit Card in Canada in 2025 for these reasons:
- Access to over 1,300 airport lounges worldwide
- Status offered by several hotel loyalty programs
- Reserved benefits at renowned hotels and restaurants
- Flexible Rewards
- Travel Partners (American Express Membership Rewards program)
- Full travel insurance
- No minimum income required
Best Credit Card For Frequent Flyers
The American Express® Aeroplan®* Reserve Card is the Best Credit Card For Frequent Flyers in 2025 in Canada for these reasons:
- Air Canada benefits such as access to Maple Leaf lounges
- Benefits for Aeroplan Status
- Highest point earning rate for Air Canada and Air Canada Vacations purchases
- Travel insurance
Best Credit Card For Dining
The American Express Cobalt® Card is the Best Credit Card for Dining in Canada in 2025 for these reasons:
- 5% cash back for restaurants, bars and home food delivery
- Cash back as Statement Credit from 1,000 points accumulated ($10)
- No minimum income required
Best No-Fee Travel Credit Card
La Carte Verte d’American ExpressMD est la meilleure carte de crédit pour les voyages sans frais annuels en 2025 au Canada pour ces raisons :
- Facilité d’utilisation des points
- Nombreux partenaires-voyages du programme Points-Privilèges American Express
- Flexibilité dans le choix des récompenses
- Aucun revenu minimum demandé
Best Business Credit Card
The Business Platinum Card® from American Express is the Best Business Credit Card in 2025 in Canada for these reasons:
- Access to over 1,300 airport lounges worldwide
- Travel Partners (American Express Membership Rewards program)
- Cardholder benefits at renowned hotels and restaurants
- Full travel insurance
Best American Express Credit Card
The American Express Cobalt® Card is the Best American Express Credit Card in 2025 in Canada for these reasons:
- Earning categories
- 5 points per dollar for restaurants and food delivery (equivalent to 5%)
- Flexible Rewards
- Travel Partners (American Express Membership Rewards program)
- No minimum income required
What you need to know about American Express Cards in Canada
Which American Express credit card should I choose?
American Express offers a wide range of credit and charge cards, from no-annual-fee cash-back cards to high-end travel cards with high annual fees.
To choose the right American Express credit card, look at your annual spending habits and make sure that the rewards and benefits offered are worth the annual fee. Also check that the merchants where you regularly make your purchases accept the American Express card, as it’s not accepted everywhere.
How can I compare American Express cards in Canada?
To choose the best American Express card in Canada, it is essential to compare several criteria:
- Rewards: Determine the type of rewards you want to earn. Some American Express cards offer Membership Rewards points, Aeroplan points, cash back or Marriott Bonvoy points. Choose according to your preferences and how you want to use your rewards.
- Welcome bonus: A generous welcome bonus may seem attractive, but make sure you can meet the necessary conditions to benefit from it. Some bonuses require significant spending in the first few months. Also consider the long-term benefits of the card, not just the welcome bonus. The American Express Cobalt® Card card, for example, is worth keeping year after year.
- Annual fees: Annual fees for American Express cards range from 0 to several hundred dollars. The American Express® Green Card, for example, has no annual fee, while the American Express Platinum Card® costs nearly $800. Choose a card with fees that fit your budget, and make sure you’ll use enough of the benefits to offset those fees.
- Other benefits: American Express cards are known for their additional benefits, such as travel insurance, insurance on your purchases, access to airport lounges and exclusive events. Evaluate these benefits to determine the added value they can offer. For example, the American Express® Gold Rewards Card offers 4 Canadian airport lounge visits.
What are the advantages of American Express credit cards in Canada?
American Express credit cards offer various benefits depending on the type of card:
- Rewards and bonuses: American Express cards allow you to earn points or cash back on your daily spending. Some cards also offer attractive welcome bonuses that can quickly boost your points balance. Others offer gas pedals on expenses such as groceries (such as the American Express Cobalt® Card).
- Benefits for travelers: American Express credit cards, including premium cards such as the American Express Platinum Card®offer travel benefits such as airport lounge access, travel insurance and hotel discounts.
- Exclusive events and offers: With American Express, you can benefit from exclusive events, such as concert ticket pre-sales (Front of the Line) and special offers with partner merchants (Amex Offers).
Why choose an American Express credit card in Canada?
Choosing an American Express credit card in Canada can be very advantageous for those looking for generous rewards and exclusive benefits. This is the case, for example, with the American Express Platinum Card®.
Whether you’re a frequent traveller or simply looking to earn cash back on your daily purchases, there’s an Amex card to suit your needs. However, checking card acceptance is essential, as well as choosing the one that suits your spending habits and lifestyle.
Where are American Express cards accepted in Canada?
American Express cards are accepted at many retailers in Canada, including major chains such as Walmart, Amazon, Metro, Best Buy and Tim Hortons. In addition, many Sobeys and IGA grocery stores have begun accepting American Express cards.
However, they are not accepted everywhere, such as at Costco and Loblaws. Before applying for a card, check to see if it’s accepted by the stores where you shop most often. For more details on American Express card acceptance in Canada, see this article.
Which American Express cards have no annual fee in Canada?
Canada has several no-annual-fee American Express cards, such as the SimplyCash® Card from American Express and the American Express® Green Card. These cards are ideal for those who want the benefits of Amex without paying an annual fee.
Frequently Asked Questions about American Express Cards
Here are some frequently asked questions in the milesopedia community about credit cards in Canada.
What is the best American Express credit card for earning travel rewards and bonus points?
The best Amex credit card depends on the project you are pursuing. Milesopedia has a crush on the American Express Cobalt® Card, which is often recognized as the best American Express credit card offering bonus points.
With this credit card, you earn bonus points for everyday purchases such as groceries, restaurants and travel.
What is the best American Express credit card with travel benefits?
The best American Express credit card with travel benefits is the American Express Platinum Card®. With this Card, you’ll enjoy a host of travel benefits, including access to airport lounges, a $200 annual credit, elevated status with hotel chains and travel insurance.
If you would like to benefit from travel advantages with Air Canada, we advise you to opt for the American Express® Aeroplan®* Reserve Card.
What is the best Amex travel credit card with no annual fee?
The best American Express travel credit card with no annual fee is the American Express® Green Card. In fact, with the American Express® Green Card, you can transfer your points to several travel partners: Air Canada Aeroplan, British Airways Executive Club, Air France Flying Blue, Marriott Bonvoy, Hilton Honors, etc.
That makes the American Express® Green Card a good choice with no annual fee.
What is the best Amex credit card for me?
To find the best American Express credit card, first define your objective. What do you want to do with your points? Travel? Saving on groceries? Earning cash back? Get bonus points? First the goal, then the choice of the best credit card!
What is the best no annual fee credit card from American Express?
There are several no annual fee credit cards from American Express. The two best-known Amex no annual fee credit cards are:
- American Express® Green Card: no annual fee
- SimplyCash® Card from American Express: no annual fee
You can keep these credit cards with no annual fee from year to year.
Will my application for an American Express card be accepted with my good credit score?
American Express does not require a minimum annual income to accept applications. However, as with any lending company, it looks for customers with a good credit score.
Which credit bureau is verified by American Express?
American Express partners with Transunion to check your credit report.
How do I apply for an Amex credit card?
It’s always nice to apply through the Milesopedia affiliate links found on the site! Once you’ve found the best American Express credit card for you, the steps are easy to follow after clicking the Apply Now button.
Can I apply for an American Express Business Credit Card?
You can get an American Express credit card for business by being a professional, self-employed or small business owner. Check out this article for more details on how to get the best American Express credit card for your business.
Among the American Express corporate credit cards, we recommend the Business Platinum Card® from American Express. With the Business Platinum Card® from American Expressyou’ll earn many bonus points when you join, as well as travel benefits.
For example, with the Business Platinum Card® from American Express, you earn Marriott Bonvoy Gold status.
Where are American Express credit cards accepted in Canada and at Quebec?
Once you’ve chosen the best American Express credit card for you, know that American Express credit cards are accepted in many stores in Canada and at Quebec. Read this article to find out where AMEX cards are accepted.
Can I make online retail purchases with an American Express credit card?
You can shop online with your American Express credit card just as you would with any other credit card.
Tip: You may be asked for a verification number from your credit card for online retail purchases. Unlike Visa and Mastercard credit cards, the code required for online purchases with an American Express card is located on the front of your card. This is the 4-digit number located on the front and right side of your American Express card.
Also, be aware that you are covered by your American Express credit card insurance for online retail purchases. However, if you buy products online from abroad, you may be charged foreign transaction fees.
How do I contact American Express Customer Service?
To contact American Express Canada customer service, please call 1 800 869-3016.
Does American Express Canada have good customer service?
American Express Canada’s customer service is known to be excellent in both English and French.
Does American Express Canada offer a prepaid card?
American Express offers a prepaid card that you can usually buy in shops that sell gift cards.
The American Express Prepaid Card has no monthly fees, no service charges, no replacement fees and no expiry date. The American Express Prepaid Card can be used at merchants in Canada, the U.S. and other countries. The American Express Prepaid Card is also more secure than cash because the funds on the Card are replaceable if the Card is lost or stolen.
The American Express Prepaid Card is available in denominations of: $25, $50, $100, $200, $500 and $1,000
Do American Express Canada credit cards charge interest?
American Express offers two types of cards:
- Credit cards: these have high interest rates
- Payment cards: these must be paid each month
For American Express credit cards, the interest rate is generally 19.99% on purchases and 21.99% on cash advances.
To avoid paying interest, remember to pay your American Express credit card balance in full each month.
What is the interest rate for American Express credit card purchases?
American Express credit cards have an interest rate of 19.99% on purchases.
What is the interest rate for cash advances on American Express credit cards?
American Express credit cards have an interest rate of 21.99% on cash advances.
How can I avoid paying interest on an American Express credit card?
To avoid paying interest on your American Express credit card, it’s best to pay your credit card balance in full at each due date.
This way, you avoid paying 19.99% interest on purchases and 21.99% interest on cash advances.
Do American Express payment cards have an interest rate for purchases?
Unlike American Express credit cards, American Express payment cards have no interest rate on purchases: the balance must always be paid in full each month. An annual interest rate of 30% applies to each outstanding transaction.
Do American Express credit cards have foreign transaction fees?
American Express credit cards have foreign transaction fees of 2.5%. This is in line with credit cards that charge foreign transaction fees.
If you want to avoid foreign transaction fees, look for a credit card that does not charge foreign transaction fees.
What does it mean to be an American Express Cardmember/Card membership?
American Express refers to its customers as Cardmembers. It’s a Card membership. As an American Express cardholder, you benefit from many advantages reserved for American Express cardholders: access to priority booking services, recognition at American Express cardholder events, and more.
Your American Express card shows your Card membership anniversary year.