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Scotiabank offers banking solutions for small businesses, self-employed individuals, and professionals. In this article, we take a look at the four Scotiabank business credit cards and their main benefits.
In many cases, small business owners and self-employed individuals use their personal credit cards to cover business expenses. Not only can it be challenging to separate business expenses from personal spending at the end of the year, but you may also miss out on valuable business credit card benefits.
Scotiabank business credit cards stand out from business cards that are often reserved for large corporations. They are designed for small businesses, self-employed individuals, and professionals.
On the Scotiabank website, you can use the “Small Business Solution Generator” to find products and services that meet your business needs.
Scotiabank business credit cards are:
Among these four Scotiabank business credit cards, two are Scène+ cards, one is a cash back card, and one is a low rate card. In addition, two of these business credit cards have no annual fee. Here’s more information on each of them.
Do you want to earn Scene+ points on your business purchases and avoid foreign transaction fees on purchases made outside Canada, especially when you travel? If so, then the Scotiabank Passport® Visa Infinite Business* Card is the right choice for you!
With this Card:
Plus, you can redeem your Scene+ points to save on travel purchases.
Finally, note that this business card has an annual fee and a minimum income requirement.
Do you want to earn cash back on your business purchases and get high rewards for spending at office supply stores, gas stations, and restaurants? If so, then the Scotia Momentum® for Business Visa* Card is the right choice for you!
With this Card, you get:
Plus, you get a 25-day interest-free grace period on new purchases and a comprehensive suite of protections.
Finally, note that this business card has an annual fee.
Do you want to earn Scene+ points on your business purchases at Home Hardware stores? If so, then the Scotia® Home Hardware PRO Visa* Business Card is ideal for earning rewards and managing your business.
Plus, you can redeem your Scene+ points for valuable business rewards: business travel, office renovations, entertainment, grocery purchases, gift cards from over 60 retailers, tech products, and even statement credits.
Finally, note that this is a business card with no annual fee.
The ScotiaLine® for business Visa* Credit Card is a low-interest Visa credit card with no annual fee. With this Card, you get:
Plus, you get a 21-day interest-free grace period on new purchases. Finally, note that this business card has no annual fee.
With the Scotiabank Passport Visa Infinite* Business Card, you can earn up to 40,000 Scene+ points as a welcome bonus:
With the Scotiabank Passport Visa Infinite Business Card, you pay no conversion fees for foreign currency transactions.
You’ll also benefit from six complimentary worldwide airport lounge passes per year .
The Scotia Momentum for business Visa Card is one of the best cash back options for business owners in Canada.
You can earn up to 3% cash back on your business expenses:
What’s more, you currently benefit from an introductory rate of 2.99% on balance transfers for the first six months.
With the Scotia Momentum for business Visa Card, you also benefit from protections for your purchases:
The card also offers practical financial management tools for your business:
With the Scotia Home Hardware PRO Visa* Business Card, you can earn up to 7,500 bonus Scene+ points in the first year (that’s up to $75 in rewards) by making at least $1,500 in purchases at Home Hardware within the first 3 months of membership.
With this card, you earn 1 Scene+ point for every dollar of eligible business purchases at Home Hardware, redeemable for business rewards such as business travel, home renovations, entertainment, groceries, gift cards, technology or statement credits.
With the Scotia® Home Hardware PRO Visa* Business Card, you benefit from a 21-day interest-free grace period on new purchases, savings on purchases with Visa SavingsEdge, and up to 25% off AVIS and Budget car rentals.
Receive up to 7,500 bonus Scene+ points in the first year (up to $75 in rewards).
Introductory rate of 2.99% on balance transfers for the first six months.
You can redeem them for travel expenses, at Sobeys grocery stores (IGA, Foodland, Safeway, etc.), Home Hardware stores, restaurant meals, etc.
Yes, it’s possible!
For example, some cards may offer the first supplementary card for free and charge $50 for each additional card, while others provide all supplementary cards at no extra cost.
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