Does Chexy accept Mastercard cards?

Yes. Chexy now accepts Canadian Mastercard cards in addition to Visa and American Express cards. Fees are 1.75% for Canadian cards, the same rate as for Visa and Amex.

What are the Chexy fees for Mastercard?

Fees are 1.75% for a Canadian Mastercard on a personal account. On a business account, fees increase to 1.99% for taxes, rent, and utilities. International Mastercard cards remain at 2.5%.

Why did business fees increase?

Chexy has launched a separate service for businesses with additional features (supplier payments, payroll via EFT). Business fees have increased from 1.75% to 1.99%. In return, these fees may be tax-deductible as a business expense.

How many cards can I add to Chexy?

You can add up to 5 credit cards to your Chexy account (Visa, Mastercard, and American Express). This allows you to assign a different card to each payment to maximize your rewards.

What payment frequencies are available?

Chexy offers four frequencies: weekly, bi-weekly, semi-monthly (1st and 15th, or 15th and last day of the month), and custom dates. You can model your installments on your pay cycle.

What is the best Mastercard for Chexy?

The MBNA Rewards World Elite Mastercard Quebec is one of the best options thanks to its high reward rate on recurring payments. Consult our page of the best Mastercard cards for other options.

How to reduce Chexy fees?

The Chexy referral program allows you to reduce your fees by up to 0.5%. The more new members you refer, the more your fees decrease. Combine this reduction with a high-yield card to maximize net gain.

Does Chexy have a mobile app?

Not yet, but the mobile app is in the testing phase with certain community members. The launch is planned for the second quarter of 2026. In the meantime, Chexy is accessible via web browser on mobile and desktop.

Are Chexy fees tax-deductible?

For business accounts, yes. Chexy fees can be deducted as a business expense, which reduces the effective cost of the service. Consult your accountant to confirm eligibility in your case.

Marie-Ève Leclerc

Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.

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