What's the difference between a chequing account and a BMO Savings Account?

A BMO chequing account is a type of bank account that allows you to deposit money (such as your paycheck, a check, or a direct deposit) or make withdrawals for your everyday expenses, such as groceries, meals, gas, and other essentials. You can also pay bills, make Interac transfers, withdraw cash from ATMs, and more. A BMO savings account is a good place to set money aside to earn interest and grow your money over the long term. You can use it to weave a safety net or save for big expenses, like a well-deserved vacation.

How do I get my BMO debit card?

Your BMO Debit Card debit card is given to you when you open your chequing account. You can choose your personal identification number (PIN) on the spot, directly at the counter. If there is no ATM at your branch, a card and PIN will be mailed to you.

I lost my BMO Debit Card: What do I do?

If your card is lost, stolen, misused, or retained by an ATM, contact BMO immediately at 1-800-361-3361. You can also report your card as lost or stolen through BMO banking services: Log in to Online Banking. Go to My Accounts and select the affected card from the left-hand menu. From the left-hand menu, select Report a Lost or Stolen Card. Or with BMO mobile services: Sign in to Mobile Services. Select your credit card, then select Manage Cards on the credit card information page (gear icon). Select Replace Stolen or Lost Card.

How can I obtain a specimen cheque from the Bank of Montreal?

There are two ways to get a free BMO cheque sample: Write SPECIMEN across a cheque linked to your BMO account. If you do not have a paper cheque for your BMO personal account, you can download a digital copy in PDF format by following the steps below: Click My Accounts. Select your bank account. Click Specimen Check. Or simply complete the direct deposit form and send it to the payer. Be sure to include a void cheque or your BMO account number, financial institution number and branch direct debit number. To find this information: Click My Accounts. Select your bank account. You will find this information in the blue section.

How do I contact the BMO?

You can reach BMO in a number of ways: With secure messaging from your BMO Online Account By visiting one of BMO branches By calling 1-877-225-5266

What are BMO's credit cards?

Banque de Montreal offers a wide range of credit cards. Visit our page dedicated to the best BMO credit card offers.

Marie-Ève Leclerc

Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.

All posts by Marie-Ève Leclerc