You must set up a strategy if you want to save money on travel or your everyday life with credit card points.
In the Milesopedia community, questions come up daily; that’s why we have set up several popular strategies.
Check out our reward points strategies below, along with the best credit cards we recommend.
Personal Finance Posts
Before you invest your money, know how to manage your finances well. You could save money!
Budget
You’ve probably heard it before: making a budget can help you, and it’s the first piece of advice any financial advisor gives.
You’ll undoubtedly need to get your finances back into balance before you make any investments or start chasing points.
Debts
Many people have gone into debt, and maybe you have too. Life often leads us to spend and sometimes live beyond our means.
Here are our tips for getting out of debt, reducing your expenses, finding ways to pay off your debts, and finally, taking control of your finances.
Credit score
Perhaps you want to take the plunge and buy an apartment or house or simply apply for a new credit card.
But what impact do these events have on your credit score? Do you know your credit score and how to improve it? Here’s everything you need to know about it:
Financial freedom
Who hasn’t heard of people retiring at 40? Do you think it’s all a lie, an illusion? Think again. With a lot of willpower and organization, some people manage it. Of course, you need to know the ins and outs to get there and understand the system.
Here are the different types of financial freedom and tips on achieving them.
Investments
When it comes to investing our money, we often think of TFSAs, RRSPs, RESPs or riskier investments such as the stock market.
We recommend that you follow specific investment-related content and news regularly so that you are always up to date on the specifics of these investments.
RRSP
TFSA
Other investments
Now that your money is well managed and in your savings accounts, here are a few suggestions to help you invest your money:
Taxes
Every year has its taxes. Some will call on their advisor, while others will handle it themselves. But some subtleties could save you money on your taxes!
Students
As a student, get off to a good start by learning how to manage your personal finances and understand student loans. Youcef Ghellache is a finance professor at Laval. We recommend you follow his Facebook group, “L’argent ne dort jamais”: you’ll learn a lot there.
Travel is within your reach; discover our tips to travel on a budget without breaking the bank, thanks to credit card points.
Business
If you’ve decided to start your own business, congratulations! It’s no mean feat, as we’ve been there and have a few tips for you!
Banks
Chequing Account FAQs
Analysis of banks and their products
Loans
Insurance
Home insurance
Car insurance
Travel insurance
Credit card comparisons
Save money every day
Below are our best strategies for saving money every day and earning more points rewards with the best credit cards: