Pay many bills with your credit card on PaySimply

Updated Jun 14, 2024
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To the point With the Canadian company PaySimply, you can pay your bills with a credit card and earn reward points!

PaySimply service to pay bills

With PaySimply – a Canadian company- you can pay many bills with a credit card.

Named as one of Canada’s best managed companies, it is a partner with theCanada Revenue Agency, Revenue Quebec and Canada Post.

Paysimply Arc Fr

Payees on PaySimply

With PaySimply, you can pay many types of bills with a credit card:

  • Canada Revenue Agency(source deductions, GST/HST, T2 corporation, excise tax, excise duty, air travellers security charge, tax on insurance premiums, information returns, fuel charge, Nova Scotia Workers’ Compensation Board, Part XIII – non-resident withholding tax, T1 individual, and benefits and credits repayments, Canada emergency benefit repayment)
  • Municipalities: Property taxes, school taxes, water and sewer taxes, etc.
  • Colleges and universities: tuition, residence fees, student fees, etc.
  • Utilities: electricity and gas bills, etc.
  • Alberta Tax and Revenue Administration
  • Revenu Québec: for businesses and consumers
Paysimply Beneficiary En

You can search the list of billers. Here’s an example of a search using the keyword“City of “:

Screenshot 2024-06-14 at 09.04.33

This makes it easy to see:

  • The City for the payment of property and school taxes
  • Many colleges and universities
  • Some companies

Here is another example with the keyword“insurance“:

Paysimply Insurance En

PaySimply fees and payment methods

Of course, like any credit card bill payment service, there are fees associated when using PaySimply:

Method of payment Fees
Visa, Mastercard, American Express, UnionPay Credit Cards 2,5 %
PayPal 2,5 %
Canada Post (cash or debit) $3,95 – $7,95
e-Transfer 1 %
Alipay 2,5 %
paybright Instalments
Paysimply Payment En

Here’s an example from Quebec City for municipal taxes paid with a credit card:

ville de quebec taxes

Even Hydro Québec is listed:

plastiq hydro quebec

Or the Société de l’Assurance Automobile du Québec (SAAQ):

saaq paysimply

Note that the City of Montreal is no longer available in the list of suppliers since spring 2024. Instead, use Plastiq to pay your municipal taxes.

Credit cards to use on PaySimply

Paying bills via PaySimply is only interesting for earning reward points. Indeed, we do not recommend using a credit card if your goal is to spread your payments: the interest charges paid in addition to the PaySimply fees will be high. You might as well pay directly from your checking account.

Also, no credit card offers enough return to offset the 2.5% fee. It is therefore advisable to use PaySimply for credit cards that offer a large welcome bonus but require spending a lot of money in 3 months.

The credit cards that offer the largest welcome bonuses in Canada are from American Express – especially with the small business cards (also available to consumers ).

Here are some current offers:

Please note that Paysimply charges to a BMO Rewards card do not earn rewards points.

For example, the BMO Ascend® World Elite®*Mastercard®* lets you use Paysimply to pay a bill. However, this expense will not count as an eligible expense for a welcome offer or earn BMO Rewards points.

The best credit cards to use right now on PaySimply

To make it all worthwhile, here are the best welcome offers available.

Synchronize your credit card application with future payments:

  • Professional orders ;
  • Municipal taxes ;
  • Or taxes to pay.

Then use PaySimply to unlock a great bonus. In return, you’ll have collected a ton of points for your future all-inclusive trip, your next getaway to Walt Disney World or to pay for all your accommodation on a road trip.

Here are the best current offers:

Bottom Line

The PaySimply service is an alternative solution to Plastiq.com.

However, some providers still don’t accept credit cards through PaySimply (sometimes, you can bypass this when using PayPal). You will have to turn to other services like Plastiq.

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine

Jean-Maximilien Voisine

Jean-Maximilien Voisine
Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.
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