Right now, there are some great offers from the National Bank of Canada (NBC) for:

• opening a chequing account
• applying for a credit card

After meeting the offer requirements, you can earn more than $650 in cashback, for free!

The monthly fees for the NBC The Total Chequing Account vary according to your age and situation:

You’ll get the $350 cash back after fulfilling two conditions:

So you’ll get $150 cash back after opening your new chequing account. For the additional $200 cash back, you will need to set up one (1) recurring and automatic direct deposit of your payroll or monthly recurring pension.

You benefit of 60 days following the checking account opening to meet the offer conditions and obtain the cashback. Terms and Conditions on NBC’s website.

If you apply for the National Bank’s World Elite Mastercard^® or the National Bank’s World Mastercard^®, you could get:

• $300 cashback after $4,000 spending in the first three months
• the first-year free

And beware of a rule of the terms and conditions:

The offer begins and the net purchases charged to your card are calculated starting the month following the account opening (for example, if the account is opened on November 15, purchases will be calculated starting December 1 and the cashback will be awarded by March 15, 2021). Net purchases between the first and the last calendar day of the month are calculated.

To earn the $300 cash back, you’ll need to charge $4,000 to your new National Bank’s World Elite Mastercard^® in the first 3 months. And with these purchases, you’ll also earn NBC Rewards points (about 6,000 points for $4,000 in Card purchases)!

As specified in the terms and conditions, the count begins on the first day of the month following the account’s opening. So if you open your account on November 20, the calculation will start on December 1. If you open your account on December 02, the calculation will begin on January 1.

It is uncommon for this credit card to be first-year free. So it’s a great time to apply for it, especially since it’s one of the best credit cards in Canada for insurance! And also, every calendar year, you can get up to $250 in travel credit!

By combining these two offers, you can earn more than $650 for free! Of course, if you meet the requirements!

The offer for the NBC The Total Chequing Account opening is valid until November 30, 2020.

The offer for the National Bank’s World Elite Mastercard^® is valid until January 31, 2021.