Head-to-Head: American Express^® Green Card vs Scotiabank American Express^® Card

With this welcome offer from this card , you can earn 10,000 Membership Rewards points:

• 10,000 points when you charge your card $1,000 in net purchases in the first 3 months following card approval.

Based on our Membership Rewards points valuation (1.7 cents per point), this welcome bonus corresponds to a value of170 $.

With this welcome offer for the Scotiabank American Express^® Card, you can earn up to 5,000 Scene+ points:

• 2,500 Scene+ points after adding $250 to your Card in the first 3 months
  
• 2,500 additional Scene+ points by spending a total of $1,000 in the first 3 months

Based on our Scene+ points valuation (1 cent per point), this welcome bonus corresponds to a value of50 $.

The American Express^® Green Card requires no minimum income.

The Scotiabank American Express^® Card requires a minimum annual income of $12,000.

The American Express^® Green Card has an annual fee of $0.

The Scotiabank American Express^® Card has an annual fee of $0.

With the American Express^® Green Card, you earn:

• 1 point per dollar (value of 1.7 cents) on all ;
• 2 points per dollar (value of 3.4 cents) for purchases from Amex Travel Services online (accommodation and car rental).

The Scotiabank American Express^® Card allows you to earn :

• 3 Scene+ points per dollar (i.e. 3 cents) for purchases at IGA, Rachelle Béry, Les Marchés Tradition, Voilà par IGA, Sobeys, Safeway, Foodland, Thrifty Foods, FreshCo and Chalo! FreshCo;
• 2 Scene+ points (2 cents) per dollar spent at restaurants, dining, meal delivery, entertainment, grocery stores, gas and public transit ;
• 1 Scene+ point per dollar (1 cent) for the remainder.

With the American Express^® Green Card, you can apply its Membership Rewards points to reimburse any travel purchase charged to the card (airline tickets, hotels, Airbnb, car rentals, etc.), where 1,000 points = $10 in reimbursement.

You can also use the American Express fixed rate chart for specific flights.

The redeeming rate is 1,000 points = $20.

Scene+ points and travel:

You can apply them to travel purchases in two ways, thanks to the fixed redemption rate where 10,000 points = $100 credit:

• Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.
• Make your own travel purchases as you wish and use your points to pay off the balance on your À la carte Travel card.

With the American Express^® Green Card, you can apply Membership Rewards points to everyday purchases charged to the card.

The redeeming rate is 1,000 points = $10.

You need to redeem a minimum of 1,000 points (i.e., a minimum of $10).

You can redeem 1,000 Scene+ points for a $10 discount at the IGA/Sobeys checkout.

Points can also be used to purchase gift cards on the Scotiabank/Scene+ website, from 1,000 to 1,400 points for a $10 discount.

Scene+ points can also be redeemed:

• 500 points for a $5 discount at selected restaurants (Harvey’s, Swiss Chalet, etc.);
• 100 points for $1 off movie tickets at Cineplex ;
• 500 points for $5 off food and beverages at Cineplex, Rec Room and chips at Playdium ;
• At least 14,500 points for a $100 statement credit on any card expense.

With the American Express^® Green Card, you can transfer your points to other rewards programs:

• Aeroplan
• Air France KLM Flying Blue
• British Airways Executive Club
• Delta Skymiles
• Asia Miles
• Etihad Guest
• Alitalia Millemiglia
• Marriott Bonvoy
• Hilton Honors

You cannot transfer Scene+ points to other programs.

When your Scene+ points are in your Scene+ account, you have no other way out: you can only use them in the Scene+ program.

With the American Express^® Green Card, you enjoy the following benefits:

• Card made from 99% recycled plastic;
• Points redeemable for gift cards, merchandise and purchases on Amazon.ca ;
• American Express instalment plan to pay for your purchases in monthly instalments.

The Scotiabank American Express^® Card offers you the following benefits:

• Insurance for mobile devices ;
• Discounts of up to 25% at AVIS and Budget ;
• Earn 3 Scene+ points for every dollar spent on Scene+ Travel hotel and car rental reservations charged to your card.

The American Express^® Green Card is the best for these reasons:

• Its welcome offer is even more attractive;
• No minimum annual income required;
• Its flexible points allow a multitude of possibilities;
• It has a wide range of airline and hotel partners for transferring points.

The Scotiabank American Express^® Card is a good compromise and stands out on its own:

• Its insurance for mobile devices ;
• Faster points accumulation.