With the TD First Class Travel^® Visa Infinite* Cardthis is what you could get in the first year:

• Welcome bonus of 20,000 TD Rewards points on your first card purchase (value up to $100);
• 115,000 TD Rewards points when you spend $5,000 within 180 days of account opening (value up to $575).

What’s more, the annual fee is fully refunded in the first year (a value of $139).

With this welcome offer for the Scotia Passport Visa Infinite Card, you can earn up to 35,000 Scene+ points:

• 25,000 Scene+ points with total purchases of $1,000 or more in the first three months (value of 250 $)
• 10,000 additional points with $40,000 in purchases during the first year with the card (value of 100 $)

Whereas with the TD First Class Travel^® Visa Infinite* Cardyou accumulate :

• 8 TD Rewards points^. / $1 purchase when you book withExpedia for TD;
• 6 TD Rewards points / $1 grocery and restaurant purchase (3% value) ;
• 4 TD Rewards points / $1 purchase on recurring bill payments set up in your account ;
• 2 TD Rewards points / $1 purchase on all other purchases.

Plus, every year, you’ll receive a bonus on your birthday ! This bonus gives you the equivalent of 10% of the total number of TD Rewards points accumulated in the 12 months preceding your birthday. This payment can be up to a maximum of 10,000 TD Rewards points.

With the Scotia Passport Visa Infinite Card, you earn 3 Scene+ points per dollar (or 3%) for purchases at:

• IGA
• Rachelle Béry
• Les Marchés Tradition
• Voià by IGA / Safeway / Sobeys
• Sobeys and Safeway
• Foodland and Thrifty Foods
• FreshCo and Chalo! FreshCo

Then you earn :

• 2 Scene+ points / $1 purchase in restaurants, entertainment, grocery stores and travel
• 2 Scene+ points / $1 purchase in restaurants, entertainment, grocery stores and travel outside Canada
• 1 Scene+ point / $1 purchase for the rest

TD Rewards points and travel :

You can apply them to travel purchases in two ways:

• 200 points = $1 of credit on flights, hotels, car rentals and all-inclusive packages booked through Expedia for TD;
• 250 points = $1 of credit on the first $1,200 of any travel purchase you make yourself, the way you want it, with the Book Your Way option. Then, starting at $1,201 for the same trip, the rate is 200 points = $1. This can be for airline tickets, a cruise, a theme park ticket(Disney, Universal, etc.), a camping site, a hotel or Airbnb, guided tour, etc.

It can also be used to :

• Pay for purchases at Amazon.ca with Amazon Shop with points ;
• Buy gift cards;
• Buy merchandise;
• Cash back applied to the card (400 points = $1 cash back).

Scene+ points and travel:

You can apply them to travel purchases in two ways, thanks to the fixed redemption rate where 10,000 points = $100 credit:

• Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.
• Make your own travel arrangements and use your points to pay off the balance on the card

It also lets you apply your points to everyday purchases.

You can redeem 1,000 Scene+ points for a $10 discount at the IGA/Sobeys checkout.

Points can also be used to purchase gift cards on the Scotiabank/Scene+ website, from 1,000 to 1,400 points for a $10 discount.

Scene+ points can also be redeemed:

• 500 points for a $5 discount at selected restaurants (Harvey’s, Swiss Chalet, etc.);
• 100 points for $1 off movie tickets at Cineplex;
• 500 points for $5 off food and beverages at Cineplex, Rec Room and tokens for Playdium ;
• At least 3,000 points for a Statement credit of between $6.67 and $8 on any card expense.

The TD First Class Travel^® Visa Infinite* Card has an annual fee of $139. It’s charged on the first statement, and at the time of renewal.

However, for a limited time, the first year is free!

The Scotia Passport Visa Infinite Card has an annual fee of $150. At the moment, there’s a promotion that refunds these costs for the first year.

And if you have a Scotiabank Ultimate Plan, you’ll get the annual fee waived. Learn more about this here.

The TD First Class Travel^® Visa Infinite* Card requires :

• 60,000 individual income ;
• or $100,000 household income.

The Scotia Passport Visa Infinite Card requires:

• $60,000 (individual income)
• or $100,000 (household income)

The TD First Class Travel^® Visa Infinite* Card offers various types of insurance, and its certificate of insurance can be found here:

The Scotia Passport Visa Infinite Card offers various insurances. The certificate of insurance can be found here:

In addition to the above benefits, the TD First Class Travel^® Visa Infinite* Card offers other advantages:

• Annual TD travel credit of $100 on a purchase of $500 or more (including taxes) made through Expedia for TD for an accommodation or vacation package including accommodation and transportation;
• Visa Infinite privileges .

The Scotiabank Visa Infinite Passport offers a number of advantages:

• No conversion fees for purchases in foreign currencies;
• 2 points/$1 spent abroad on restaurants, entertainment, groceries and travel;
• Six complimentary visits to VIP airport lounges per year;
• Earn double Scene+ points with your Scene+ membership card at their partners;
• Visa Infinite privileges .